Kathleen Bauer - Country Financial

Kathleen Bauer - Country Financial When you work with me, you get a one-on-one relationship and the added support of a team of experts. Information contained here is not a statement of coverage.

I pride myself on working hard to provide the best possible service to my clients. Being able to help people is a central part of my life and I’m happy I can be of service to my clients and community. I also enjoy meeting new people and building one-on-one relationships. Open and honest discussions are an easy way for my clients and I to connect and ultimately, help them secure their financial sec

urity goals. Terms and Conditions: Property / Casualty policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Casualty Insurance Company® or COUNTRY Preferred Insurance Company®, Bloomington, IL. Life/Disability Income policies issued by COUNTRY Life Insurance Company® or COUNTRY Investors Life Assurance Company®, Bloomington, IL. Availability and amount of coverages and discounts vary by state. For more information view our full terms and conditions: http://www.countryfinancial.com/SiteController?url=/staticNav/termsAndConditions

Storms can be scary, and it's natural to hope for the best.At the same time, a little preparation can make a big differe...
08/13/2026

Storms can be scary, and it's natural to hope for the best.

At the same time, a little preparation can make a big difference when it matters most. If preparing for severe weather is on your mind, I'm always happy to talk through any questions you may have.

It’s easy to think of safety as something you check once and move on. In reality, it’s something that shifts with how yo...
08/11/2026

It’s easy to think of safety as something you check once and move on. In reality, it’s something that shifts with how you use your space every day.

That’s why all summer long, we’ll be sharing simple ways to help you stay a step ahead and feel more confident in the moments that matter most.

🔗https://cfin.us/4vtkPFV

Getting back on two wheels this summer?It’s easy to focus on where you’re headed—but making sure your ride’s covered sho...
08/07/2026

Getting back on two wheels this summer?
It’s easy to focus on where you’re headed—but making sure your ride’s covered should be part of it too.

A quick look now can help avoid surprises later, so you can focus on the road ahead.

First it’s “whose couch are we keeping?” Then it’s “what about our insurance?”Combining can make things simpler, but it’...
08/05/2026

First it’s “whose couch are we keeping?” Then it’s “what about our insurance?”

Combining can make things simpler, but it’s not always one-size-fits-all. Let us help, as you start this next chapter.

08/03/2026

New paint, new cabinets, new floors — your home just leveled up. And, you know, I would love to hear all about it.

Planning some fun at home this summer? Make sure your backyard is safe for all your favorite activities by using this su...
07/31/2026

Planning some fun at home this summer? Make sure your backyard is safe for all your favorite activities by using this summer safety checklist.

Pool safety
• Never leave children unattended
• Kids should never be alone in or near a pool (even if they know how to swim)
• Sign your kids up for swimming lessons

Learn emergency skills
• Young children should learn when to get help. Older children and adults should learn CPR and first aid
• Keep a first-aid kit, ring buoys and reaching poles nearby. Easy access to these items could be lifesaving

Install a safety fence
• Make sure your pool safety fence covers all pool sides and has self-closing gates. Also, install locks and alarms on doors with pool access.
• Create and post safety rules and enforce them.

Trampoline safety
• Add safety features
• Make sure your trampoline has padding and netting. An enclosed trampoline can help prevent falls
• Maintain your trampoline
• Inspect your trampoline regularly for missing pads, tears, exposed springs and other issues that could cause injury
• Enforce safety rules: Only one jumper at a time to reduce risk of injury

Playground safety
• Inspect your playground equipment regularly
• Create a safe landing
• Teach playground rules
• Supervise young children at play

Review your home liability insurance limits

Even if you follow all these tips, accidents happen. Keep your liability insurance coverage updated (and consider adding an umbrella liability policy). If you add a pool, trampoline or playground to your yard, meet with your insurance agent to see if you need to increase your home liability coverage. Stay safe and have fun this summer!

Whether rain, shine… or too much of both, we’re here when you need us. Want to learn more about our farm-specific covera...
07/30/2026

Whether rain, shine… or too much of both, we’re here when you need us.

Want to learn more about our farm-specific coverages? Schedule an appointment with me today and I’d be happy to discuss how we can help you through summer’s unpredictable weather.

Your teen just started driving. Now what? Here’s how to set real boundaries that stick: No phone while driving. Download...
07/29/2026

Your teen just started driving. Now what?
Here’s how to set real boundaries that stick:

No phone while driving. Download an app that blocks texts and alerts. Set it up with them.
No fiddling with music/maps on the road. Load directions & playlists before leaving.

Make the rule: car = zero distractions. No food. No friends messing around. No gray area.

Want real peace of mind? Do this next:
✅ Sign them up for a defensive driving course
✅ Turn on telematics (most insurers offer apps that track phone use, hard stops, late-night drives)
✅ Review your state’s teen driving laws—curfews, passenger limits, and more
✅ Get our free teen driver safety guide here: countryfinancial.com/teen-driver-safety

Smart habits start now. And yes—your rules matter more than you think.
Let’s help them build confidence and caution.

Message or call me if you want to learn more about our driver safety course.

In a world filled with constant change, we shouldn’t be surprised that things offering stability and consistency are app...
07/27/2026

In a world filled with constant change, we shouldn’t be surprised that things offering stability and consistency are appealing. That is one thing you can count on with the right permanent life insurance policy – dependable insurance that is there when you need it. Here’s what this insurance offers:

Death benefit protection - The ability to have death benefit protection that you can’t outlive. Many permanent policies may allow for that death benefit to grow over time, depending on how the policy is configured.

Predictable or flexible premiums - The ability to have a predictable premium experience for whole life policies that can be “locked in” if desired. Some policies may allow you to have limited premium payment periods while supporting long-term protection. Indexed universal life policies allow for flexible premiums.

Favorable cash value access - The ability to have policy cash values growing under tax-favored conditions. When structured properly, cash values grow without annual taxation and allow the tax-free access of those accumulated values in future years.

Protection from creditors - The ability to have limited creditor protection of life insurance cash values and death benefits. The amounts protected will vary by state and depend on circumstances, such as whether or not a bankruptcy filing is in effect.

Sound like this might be a good fit for your needs? Call me to get a quote today.

07/24/2026

Why invest the time to do an inventory of your home? Think about this. If something were to happen to your home and the belongings inside of it were destroyed, could you list every item you own right then in that moment?

Probably not. That’s why you should do one. It’s easier to do than you think and only takes about 10 minutes. We’ll show you how.

✔️ Use your phone – Capturing it on video is the most efficient way to do a home inventory. The more detailed you are, the better it will be. You don’t need to capture video of everything you own. But you do need to go room by room and show what you can see.

✔️ Use narration – This is a key step. Use your words and describe what you’re recording. To make things easier, do a video clip for each room in your home (don’t forget closets and the garage).

✔️ Focus on big-ticket items – Think of things like flat screen TVs, computers, expensive furniture and valuables (jewelry, etc.). If those items have stickers with serial or product numbers, zoom in and show those in your video.

✔️ Save the video in the cloud – If you only save your video on your computer, what happens if it’s destroyed along with your other stuff? That’s why you should email it to yourself, share it with your spouse or relative, or send it to your insurance agent.

✔️ Update your home inventory once a year – Check in with your insurance agent annually to discuss any major purchases you’ve made since the last time you did an inventory. Be sure to add those new items to your update.

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has been protecting families and providing insurance to our clients since 1925. Follow us for more tips on ways to protect what matters most.

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416 Pacific Avenue
Tillamook, OR
97141

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Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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