Kathleen Bauer - Country Financial

Kathleen Bauer - Country Financial When you work with me, you get a one-on-one relationship and the added support of a team of experts. Information contained here is not a statement of coverage.

I pride myself on working hard to provide the best possible service to my clients. Being able to help people is a central part of my life and I’m happy I can be of service to my clients and community. I also enjoy meeting new people and building one-on-one relationships. Open and honest discussions are an easy way for my clients and I to connect and ultimately, help them secure their financial sec

urity goals. Terms and Conditions: Property / Casualty policies issued by COUNTRY Mutual Insurance Company®, COUNTRY Casualty Insurance Company® or COUNTRY Preferred Insurance Company®, Bloomington, IL. Life/Disability Income policies issued by COUNTRY Life Insurance Company® or COUNTRY Investors Life Assurance Company®, Bloomington, IL. Availability and amount of coverages and discounts vary by state. For more information view our full terms and conditions: http://www.countryfinancial.com/SiteController?url=/staticNav/termsAndConditions

06/03/2026

Distracted driving is, of course, unsafe. But it also keeps you from some serious savings on your car insurance. Our DriverIQ program rewards you for having a steady hand behind the wheel and, unlike other providers, we won't increase your base premium or surcharge you for poor driving.

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we believe the more you know about insurance, the better prepared you’ll be to make decisions. Follow us for more insurance and financial info.

Buying a house for the first time is overwhelming. Getting home insurance is just another cherry on top of that largest-...
06/01/2026

Buying a house for the first time is overwhelming. Getting home insurance is just another cherry on top of that largest-purchase-you’ve-ever-made-in-your-life-sundae.

We make it easy with experts that get you the home, auto, and any other insurance you need so you can feel confident knowing you’re covered.
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has been protecting homeowners since 1925. Follow us for more on how you can protect the things that matter most.

05/29/2026

Winter is gone and spring has sprung, so now is a good time to check your property for any post-winter damage. Read on to find out how you can get your property in shape and avoid costly future damage with our spring home maintenance checklist:

1️⃣ Check your roof
Repair cracked or missing shingles and remove debris buildup, such as leaves and branches. If you have a newer roof or are planning to get a new roof, you may be eligible for a home insurance discount.

2️⃣Clean gutters and downspouts
Clear your gutters and downspouts of leaves and debris to help the spring rain flow freely from off your roof, reducing the chance of damage caused by a backup.

3️⃣ Check for other exterior damage
Repair torn window screens and weather stripping, cover holes and gaps where animals and bugs can get in and check the chimney for damage.

4️⃣ Check your smoke and carbon monoxide detectors’ batteries
These life-saving devices are a key deterrent for home fires, eliminating or reducing damage to your home.

5️⃣ Get a dehumidifier
If your basement is damp, you may have poor ventilation – a dehumidifier can help dry things up. If you have valuables in your basement, talk to your insurance agent about sump pump backup coverage.

❇️ Bonus tip: Check in with your insurance agent
Make sure you’re protected with proper home insurance before severe spring weather hits.

Completing the items on this home maintenance checklist can keep your property looking good and help you avoid future home insurance claims.

When planning a getaway, you’re looking to relax and enjoy a break from the stress of everyday life. The last thing you ...
05/27/2026

When planning a getaway, you’re looking to relax and enjoy a break from the stress of everyday life. The last thing you want to worry about is what happens if things go wrong during your trip. Thankfully, you can count on your home and car insurance to protect you even when you’re away. Here are a few ways your home and auto insurance protect you when you’re traveling:

1. Roadside Assistance
While hitting the open road is a great adventure, sometimes breakdowns happen. Your auto insurance may provide you with emergency road service coverage, which can reimburse you for towing expenses, delivery of fuel, repair parts and labor charges.

2. Car insurance coverage for other drivers
Sharing driving duty with others on a road trip? Rest assured, if you give other licensed drivers permission to use your car, they are usually covered. This includes teens with learner’s permits!

3. Rental car insurance coverage
You might be wondering, “does my car insurance cover rental cars?” Generally, your auto policy should apply to the rental vehicle as long as you are driving within the United States (including your deductible). Always read the contract carefully and ask the rental agent to explain anything if you’re unsure.

Additionally, you can add vehicle rental and trip interruption coverage to your auto insurance to provide coverage for a rental vehicle if you have an accident away from home. With this protection, you may be reimbursed for a rental car if you have a covered claim, and if you have an accident more than 100 miles from home, you could also apply this coverage to travel expenses like transportation, lodging and meals. Expense limits differ by state, so talk to your insurance representative about the types of coverage available where you live.

4. Insurance coverage at a hotel or vacation home rental
If you are the victim of theft while you’re renting a vacation home or staying in a hotel, you may have coverage through your home insurance for your personal property. If you accidentally cause damage to the property you're staying in, you may have liability coverage as well.

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2024 Insurance Ba...
05/26/2026

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2024 Insurance Barometer Study Report, 22% of life insurance owners say they do not have enough coverage. Non-owners who say they need life insurance represent 30% of all respondents.

So, what stops us from getting the coverage we know we need? Cost, or more accurately, perceived cost. Nearly three-quarters (72%) of all respondents overestimated the cost of a basic term life insurance policy. It’s worth noting that 54% said their estimate was based on “gut instinct” or a “wild guess.”

The truth is the right life insurance for your needs might be more affordable than you think. Contact me today to see how we can affordably enhance your life insurance coverage with Forbes’ 2024 #1 ranked life insurance in the U.S. or get you set up with a policy that will help you rest easy at night.

Life insurance policies issued by COUNTRY Life Insurance Company®️ and COUNTRY Investors Life Assurance Company®️, Bloomington, IL

Planning some fun at home this summer? Make sure your backyard is safe for all your favorite activities by using this su...
05/25/2026

Planning some fun at home this summer? Make sure your backyard is safe for all your favorite activities by using this summer safety checklist.

Pool safety
⁃ Never leave children unattended
⁃ Kids should never be alone in or near a pool (even if they know how to swim).
⁃ Teach children to swim
⁃ Sign your kids up for swimming lessons if you haven’t
⁃ Learn emergency skills
⁃ Young children should learn when to get help. Older children and adults should learn CPR and first aid.
⁃ Buy pool safety equipment
⁃ Keep a first-aid kit, ring buoys and reaching poles nearby. Easy access to these items could be lifesaving.
⁃ Install a safety fence
⁃ Make sure your pool safety fence covers all pool sides and has self-closing gates. Also, install locks and alarms on doors with pool access.
⁃ Keep everyone in the know. Create and post safety rules and enforce them.

Trampoline safety
⁃ Add safety features
⁃ Make sure your trampoline has padding and netting. An enclosed trampoline can help prevent falls.
⁃ Maintain your trampoline. Inspect your trampoline regularly for missing pads, tears, exposed springs and other issues that could cause injury.
⁃ Enforce safety rules. Only one jumper at a time to reduce risk of injury.

Playground safety
⁃ Inspect your playground equipment regularly
⁃ Look out for protruding bolts, open hooks, broken ropes or rusted chains that could cause injuries. Replace equipment as needed.
⁃ Create a safe landing
⁃ Invest in soft-landing material like rubber tire chips or mulch to reduce or prevent injuries.
⁃ Teach playground rules
Having kids follow simple rules can contribute to playground safety and help avoid injuries.
⁃ Supervise young children at play
⁃ Keep a close eye on kids to reduce injuries and ensure your backyard safety expectations.

Review your home liability insurance limits
Even if you follow all these tips, accidents happen. Keep your liability insurance coverage updated (and consider adding an umbrella liability policy). If you add a pool, trampoline or playground to your yard, meet with your insurance agent to see if you need to increase your home liability coverage. Stay safe and have fun this summer!

05/22/2026

Searching for a new car? Before you hit the dealership, check out our Vehicle Affordability Calculator to see what fits your budget!

A few tips to keep in mind:
- Experts recommend keeping monthly car payments under 20% of your take-home pay.
- Got a trade-in? Use its estimated value toward your down payment.
- Longer loan terms = lower monthly payments, but you’ll pay more over time.

Try the calculator now: https://cfin.us/VehicleAffordabilityCalc
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we’ve been helping families plan for the future and protect the life they love since 1925. Follow us for ways you can protect what matters most.

05/21/2026

When it comes to protecting what matters most, few things fit the bill as closely as life insurance if you’re a parent. It can be difficult to face things that are often out of our control. So why not rest a little easier? Visit our life insurance calculator and see what’s right for your family.

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we know a thing or two about keeping families protected through all stages of life. We’ve been at it since 1925. Follow us for more on how to protect what matters most.

Permanent life insurance policies are different from term life in some key ways. Term life can be great for temporary pr...
05/20/2026

Permanent life insurance policies are different from term life in some key ways. Term life can be great for temporary protection, but if you need long-term security with some added benefits, permanent life might be right for you. Here are some benefits you should be aware of:

*Predictable premiums - Most permanent life insurance, including whole life policies, offer consistent premiums that policyowners can budget for. Individuals with these policies benefit from predictable premiums while securing valuable death benefit protection.

Indexed universal life insurance, a type of permanent life insurance, provides policyowners with significant flexibility in premiums and coverage. This can be valuable for individuals with less predictable incomes or who want to adjust their premium payments from year to year.

*Cash value - One key difference between most term policies and permanent life insurance policies is the presence of policy cash values. These cash values can be accessed by the policy owner for various “living benefit” needs. This may include policy loans, withdrawals or partial surrenders. When structured correctly, policyowners can use cash values without tax consequences, making them an attractive choice for many individuals.

Contact me today to discuss your life insurance needs and get a quote.

05/19/2026

"How much life insurance do I need?”

Try our Life Insurance Calculator—it’s quick, easy, and personalized.

👉 Answer a few questions about your income, mortgage, and debt to get your estimate.

Why do people get life insurance?

- Cover final expenses
- Leave an inheritance
- Replace income
- Pay off debt
- Supplement retirement

Need more help? Let's talk—I can help guide you through your options.

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we’re committed to helping you protect your today and plan for your tomorrow. Follow us for more on how you can protect the life you love.

Address

416 Pacific Avenue
Tillamook, OR
97141

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+15038427159

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