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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 10am - 6pm

Valley Oak Credit Union

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United States
Three Rivers, CA
Valley Oak Credit Union

Credit union membership offers many benefits and services from simple savings to home equity loans to share term certificates.

Valley Oak Credit Union is a testament to the philosophy on which all credit unions are based, the "people helping people" principle. Established in 1944 by a local co-op grocer, George Burcham, in idyllic Three Rivers, California, Valley Oak Credit Union was established to serve the agricultural workers of Tulare County and its communities. Study after study reinforces the fact that, on average,

credit unions provide the best financial offerings with fewer fees, lower rates on loans, and higher rates on savings, all while maintaining a democratic, member-owned business model. The Board of Directors of Valley Oak Credit Union are elected by members; each member has an equal vote, regardless of how much he or she has on deposit. Only members may serve as Directors, and Directors serve without compensation. From its inception to its current size of three branches serving Tulare and Madera Counties and the surrounding communities and over 6,500 members, the resolve of Valley Oak Credit Union remains strong & true: Service, Integrity and Financial Stability for all our members.

04/30/2026

Saving money just got as easy as buying your morning coffee. With Valley Oak Credit Union's Debit Card Roundup, you can build your savings effortlessly with every single swipe.

Here's how it works: Every time you use your Valley Oak Debit Card, we round your purchase up to the next full dollar. Then, all that combined spare change is transferred directly from your checking account into a savings account of your choice.

There is no cost to enroll. Simply stop in, call, or email us!

🌳 ValleyOak.org/RoundUp

04/27/2026

Setting your kids up for financial success begins with one simple lesson. In honor of Teach Children To Save Day, consider the following tips to help build smart money habits together.

🎯 Set a Goal: Teach your children to save for something they really want, like a toy or a game. This helps them understand the value of money and the importance of patience.

📈 Smart Investments: Encourage kids to save a portion of their allowance or gift money in a savings account. Small steps today can lead to big dreams tomorrow!

🌳 ValleyOak.org/Savings

04/22/2026

Switching to solar energy is one of the best ways to reduce your carbon footprint while lowering your monthly utility bills. With our Energy-Efficiency Loan Program, you'll receive:

• Lower energy costs over time
• A cleaner, healthier environment
• Flexible financing options tailored to your needs

Celebrate Earth Day by making a lasting positive impact on the planet and your wallet!

🌳 ValleyOak.org/GoSolar

04/21/2026

"We recently switched banks and couldn't have made a better choice! From a bank that didn't have any care in the world about who we were to now a bank that remembers our face is an awesome feeling! Thank you for your awesome hard work and dedication!" - Danice C., Google reviews, ⭐⭐⭐⭐⭐

🌳 ValleyOak.org

04/17/2026

💵 Ready to put free cash in your pocket? Introduce your friends, family, or coworkers to us, and we will give both of you a $25 bonus.

Learn more: ValleyOak.org/Refer

04/15/2026

Tax Day is here! 🗓️ Got your tax refund? Here are 3 smart ways to use it:

1. Build your emergency fund.
2. Pay down high-interest debt.
3. Invest in your future with a savings account at Valley Oak Credit Union!

🌳 ValleyOak.org/Savings

04/14/2026

📢𝗧𝗼𝗺𝗼𝗿𝗿𝗼𝘄 𝗶𝘀 𝗧𝗮𝘅 𝗗𝗮𝘆 📢

There is still time to save on tax prep and get your max refund - don't miss the deadline!

Whether you choose to file on your own or hand off your taxes to a tax pro, as a Valley Oak Member you can save big with exclusive discounts on tax prep. Lock in your discount now right from your phone.

Log in or sign up today and save: ValleyOak.org/TurboTax

04/12/2026

📢Today is the LAST DAY of our Auto Loan Special!⏰

This is the last chance to get:
🚗 Rates as low as 3.99% APR*
📅 Terms up to 84 months
⏸️ No payments for up to 90 days

Don’t miss your chance to save! ⏳

Apply online now at ValleyOak.org/AutoSpecial

04/11/2026

🚨 Our Auto Loan Special ends TOMORROW! 🚨

There is still time to save BIG on your next vehicle or refinance with:
✅ Rates as low as 3.99% APR*
✅ Terms up to 84 months
✅ No payments for up to 90 days

Don't miss out!⏳

Apply now online at ValleyOak.org/AutoSpecial

Address

40870 Sierra Drive
Three Rivers, CA
93271

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	10am - 6pm

Telephone

+15595614471

Website

https://www.valleyoak.org/

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