01/23/2026
Mercury and AAA will be implementing a 6–8% rate increase on upcoming renewals. The Insurance Commissioner approved these adjustments in exchange for the carriers taking on additional risk within California’s current market. It’s essentially a regulatory version of “you scratch my back, I’ll scratch yours”—just with fewer back scratches and a lot more paperwork.
Auberry 93602: Mercury 18% increase/AAA 5% increase
Friant 93626: Mercury 20% increase/AAA 5% increase
Madera Ranchos 93636: Mercury 20% increase/AAA 5% increase
Springville 93265: Mercury 39% increase/AAA 6% increase
But you can also be proactive in receiving potential discounts if you add some safety features to your home so reach out to your carrier of insurance agent for more information.
The two largest home insurance companies in California are raising rates and expanding coverage in fire zones.Mercury and AAA’s company, called CSAA, is increas