Manny Ayala - CMG Home Loans

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Thousand Oaks, CA
Manny Ayala - CMG Home Loans

NMLS ID # 450487
3285 Old Conejo Rd, Thousand Oaks, CA 91320
Branch NMLS ID # 1800721
www.cmghomeloans.com/corporate/licensing

Loan Officer with CMG Home Loans
Branch NMLS ID # 2471129
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
https://www.cmgfi.com/corporate/ca-privacy-policy

11/03/2026

However you’re feeling about today’s environment, it’s up to you to voice yourself. Every vote matters

11/02/2026

Your credit score doesn't tell the whole story.

CMG introduced VantageScore®, another way to evaluate credit that can open new doors to homeownership.

If you've put homeownership plans on hold because of credit concerns, it may be worth taking another look. Reach out to me for more information.

10/30/2026

Need a little breathing room?
Get payments based on a rate 0.50% lower for your first 21 payments with our lender-paid temporary buydown*
Ask me about our new Rate Break program!

10/28/2026

Appraisals are changing, and agents who understand UAD 3.6 will have the advantage.

Join CMG Home Loans for an agent seminar with Tim Parent, SVP of Collateral Risk, Review & Construction Operations, to learn what's changing, what to expect from the new appraisal format, and how to prepare.

Tuesday, November 3rd | 11am to 12pm PST
Online via Microsoft Teams

RSVP now and secure your spot: bit.ly/4dSNVIS

09/15/2026

📈 We’re raising the limit—and the possibilities!
Effective September 21, 2026, CMG is increasing our conforming loan limit to $845,000 for 1-unit properties, based on the projected 2027 maximum.
Ready to see what the increased limit could mean for your home financing options? Reach out today!

08/21/2026

Real investors. Real results.
When Sandro came to me looking to finance an investment property, traditional income verification wasn't the right fit. A DSCR loan offered a different path, qualifying based on the property's cash flow, not W2s or tax returns. Thank you to our client, Sandro, for working with us!

The result? A financing solution tailored to his investment goals and a client ready to grow his portfolio.
Swipe through to read Sandro's experience in his own words ➡️

Ready to explore DSCR financing for your next investment? Let's talk.

Individual experiences may vary. Loan approval subject to credit and underwriting guidelines.

07/31/2026

"Should I wait for rates to drop before I buy?"

Here's the thing: rate isn't the only factor that determines what you pay.

The All In One Loan® lets your cash flow reduce your interest charges daily. For qualified borrowers, the savings can feel like a sub-3% rate in today's market.

Want to see the numbers? Let's connect.

07/30/2026

How many of your buyers think they need 20% down to purchase a home?
The biggest obstacle right now isn't rates. It's coming up with cash to close.
Reach out if you want to learn more about our options!

07/16/2026

We moved! And what better way to celebrate than with YOU during Heritage Days Fiesta? Swing by our brand new Camarillo office for drinks, small bites, and a tour of the space. Oh, and we're throwing a World Cup Final watch party on Sunday so bring your team spirit!

📅 Friday 4-8PM | Sunday 12-3PM
📍 2465 E Ventura Blvd, Camarillo

We'd love to see your face. Come hang with us!

07/15/2026

Welcome to the team, Heather!
We're excited to announce that Heather has joined our CMG Financial family as our newest Loan Officer!

Heather brings a genuine passion for serving her Ventura County community and a commitment to making the home financing process clear, comfortable, and client-focused. Her dedication to honest communication and personalized service aligns perfectly with our team's values.

If you're in the market for a home or have any mortgage questions, Heather is ready to help! Please join me in welcoming her to the team.

Address

3285 Old Conejo Road
Thousand Oaks, CA
91320

Website

https://www.cmgfi.com/mysite/manny-ayala, https://calendly.com/manny_ayala

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