Allegiant Wealth Management Group

10/14/2026

About half of adults under 35 have nothing saved for retirement, just as many are also facing the high costs of raising a family. Here are ways to keep both goals moving forward:

Protect your employer match: Even if you need to scale back contributions, try to save enough to capture the full match if you can.

Keep your own future in the mix: Families may have borrowing options for college, but retirement usually requires building savings over time.

Watch for lifestyle creep: A bigger home, car, or other upgrades can raise future spending needs, so consider increasing contributions as expenses like childcare ease.

See how to balance saving for your kids with saving for your own future:

Parenthood brings a host of new financial challenges, but it’s essential to continue planning for retirement in order to stay on track for the future.

10/08/2026

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WEEKLY MARKET NAVIGATOR

10/07/2026

Financial planning doesn’t have to mean tackling everything at once. Pick one goal that matters most right now, whether it’s paying down debt, building savings, or planning for a major expense, and identify one step you can take this month to move it forward.

10/06/2026

Nearly half of adults under 30 now live with a parent, and it’s not necessarily a free ride: most young adults living at home still contribute to household bills. Here’s what’s driving the shift and why it matters:

Housing costs have outrun incomes: Median home prices now sit at about five times median income, compared with roughly three times in the 1990s.

It’s not always a savings launchpad: 72% of young adults living at home contribute to household bills, and for some, moving home is less about getting ahead than simply making today’s costs manageable.

The effects can extend beyond the household: Delayed moves may also affect milestones like homeownership and family formation, along with spending and retirement saving.

See how today’s housing costs are changing the path to financial independence: https://bit.ly/3VjeWPg

Living at home may seem like a financial advantage, but new data shows many young adults are still struggling to gain solid financial footing.

10/05/2026

Scammers want you to act fast. Your best defense? Do the opposite. If a request involving your money feels urgent, pause and check the source independently before sending money or sharing information.

09/30/2026

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WEEKLY MARKET NAVIGATOR

09/25/2026

Big dreams, smart planning, and a little Dolly Magic, because financial planning should be as fun as a day with Dolly! Happy Dolly Day from Sheila and Taylor!

09/22/2026

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Weekly Market Navigator

09/18/2026

College savings can feel tricky when you’re planning for a future your child may not follow exactly. Here are a few ways families can build in more flexibility:

Keep 529s in context: They can work well for college and some qualified education paths, but may be less flexible if your child takes a gap year, starts a business, or chooses another route.
• Consider a backup account: Roth IRAs may let you withdraw contributions if needed, while keeping the money available for retirement if plans change.
• Don’t overlook free money: Merit scholarships, AP classes, and dual enrollment can help reduce future costs before the first tuition bill arrives.
See why a flexible college savings strategy may matter as much as the amount you save: https://bit.ly/4uyZScQ

As tuition costs soar, money pros suggest some key backup plans if a child decides to skip higher education

09/16/2026

Building wealth that lasts beyond your lifetime takes more than luck. The right structures, investments, and family habits can help support a longer-term legacy.

🏛️ Create a clear plan: Trusts and other estate-planning tools can guide how assets are managed, transferred, and used.
🏠 Build varied income sources: Rental property, dividend-paying stocks, and bonds may provide income while spreading risk.
📚 Teach the next generation: Share your financial approach with heirs so they are better prepared to manage what they receive.

Explore more ways retirees can use passive income and planning to build generational wealth: https://bit.ly/4x6bjcY