07/10/2026
📬 New homeowners, a quick heads-up…
If you recently bought a home, don’t be surprised when official-looking letters start showing up about “mortgage protection insurance.”
They often include your lender’s name, your loan amount, and urgent phrases like “Final Notice” or “Response Requested.” It can feel like something you’re required to do.
Most of the time, you’re not.
After you close on a home, your mortgage becomes public record. Marketing companies use that information to send mailers that look important but aren’t from your lender.
A few things to remember:
✅ It’s usually marketing, not a bill
✅ You’re not required to respond
✅ When in doubt, call your lender directly using the number you already have
Protecting your family is important, and there may be insurance options worth considering. But don’t make a decision because a letter made you feel pressured or scared.
If you ever receive something in the mail and aren’t sure if it’s legitimate, send me a photo or give me a call. I’m always happy to help you sort out what’s real and what’s just marketing.
Garett Charpentier | Local Mortgage Expert
📱 985-232-5286
💻[email protected]
🏡NMLS #1753336
