Garett Charpentier - Loan Officer Nmls#1753336

Garett Charpentier - Loan Officer Nmls#1753336 American South Mortgage Lending is licensed in LA, TX, MS, FL, AR & AL and supports Equal Housing Opportunity. NMLS #1753336 NMLS #69331

Shoot me a message and let’s find out the facts of what’s possible! Garett Charpentier | Local Mortgage Expert📱 985-232-...
06/03/2026

Shoot me a message and let’s find out the facts of what’s possible!

Garett Charpentier | Local Mortgage Expert
📱 985-232-5286
💻[email protected]
🏡NMLS #1753336

05/28/2026

Fun fact for homebuyers: your first mortgage payment typically isn’t due right after closing. That little breathing room can give you extra time to move in, buy furniture, or tackle those first-home projects before your payment kicks in.

Garett Charpentier | Local Mortgage Expert
📱 985-232-5286
💻[email protected]
🏡NMLS #1753336

Whether you’re buying your first home, moving into your next home, refinancing, or exploring investment properties, I’m ...
05/07/2026

Whether you’re buying your first home, moving into your next home, refinancing, or exploring investment properties, I’m here to help you find a loan solution that fits your goals, budget, and long-term plans.

My job is to make the mortgage process feel simple, clear, and tailored to you, not one-size-fits-all.

If making a move is on your mind this year, let’s talk through your options and build a plan that works for you.

Garett Charpentier | Local Mortgage Expert
📱 985-232-5286
💻[email protected]
🏡NMLS #1753336

Rent may feel manageable month to month… but over time, it adds up fast.If you’ve been thinking about buying but aren’t ...
05/05/2026

Rent may feel manageable month to month… but over time, it adds up fast.

If you’ve been thinking about buying but aren’t sure where to start, that’s exactly what I’m here for.

Let’s talk through your numbers and see what’s possible.

Garett Charpentier | Local Mortgage Expert
📱 985-232-5286
💻[email protected]
🏡NMLS #1753336

Did you know we’re licensed in more than just Louisiana?Whether you’re moving out of state or have friends and family bu...
04/20/2026

Did you know we’re licensed in more than just Louisiana?

Whether you’re moving out of state or have friends and family buying a home across the Gulf South — American South Mortgage has you covered. We’re your home loan partner no matter where life takes you.

Licensed in:
Louisiana | Texas | Mississippi | Florida | Arkansas |
Alabama

If you’re a past client or future client, l’d love to help you wherever you’re planting roots next!

Garett Charpentier | Local Mortgage Expert
📱 985-232-5286
💻[email protected]
🏡NMLS #1753336

New client: “What’s your rate?”⁣Me: “That depends…let’s build it.”⁣…usually followed by an awkward pause😅⁣But here’s the...
04/08/2026

New client: “What’s your rate?”
⁣
Me: “That depends…let’s build it.”
⁣
…usually followed by an awkward pause😅
⁣
But here’s the truth. There isn’t one universal mortgage rate.
⁣
Every loan is priced based on 25–40+ different factors.
⁣
Credit is just one piece of it.
⁣
We’re also looking at:
• How much you’re putting down
• The type of home
• Primary vs. investment
• Your debt-to-income
• How we structure the loan
⁣
After nearly a decade in this business, I can tell you that
you can take the same borrower, same credit…
make a small adjustment or two…
⁣
…and the rate shifts.
⁣
Sometimes in a big way.
⁣
That’s why I encourage buyers not to chase just the “lowest rate”.
⁣
I focus on building the right loan for your situation.
⁣
Because the right structure can matter just as much if not more than the rate itself.
⁣
There’s no one-size-fits-all in mortgages.
⁣
Just the right strategy for you.

Garett Charpentier | Local Mortgage Expert
📱 985-232-5286
💻[email protected]
🏡NMLS #1753336

Getting started is the hardest part, but you don’t have to do it alone.Step by step, we’ll get you to pre-approval with ...
03/25/2026

Getting started is the hardest part, but you don’t have to do it alone.
Step by step, we’ll get you to pre-approval with a plan built around your goals, your numbers, and your timeline. I’m only a phone call or text away!

Garett Charpentier | Local Mortgage Expert
📱 985-232-5286
💻[email protected]
🏡NMLS #1753336

Think of a mortgage broker as your personal guide through the home financing process. I’m here to save you time, money, ...
03/16/2026

Think of a mortgage broker as your personal guide through the home financing process. I’m here to save you time, money, and stress.

Here’s how I help:

•Search multiple loan options to find the best fit for your situation
• Handle the paperwork, applications, and lender communication so you don’t have to
• Provide expert guidance on affordability, loan programs, and strategies to make homeownership possible
• Support you from start to finish from pre-approval right up until the day you get the keys

My goal isn’t just to help you get a mortgage.
It’s to help you get the right mortgage for your goals.

Thinking about buying or refinancing? Let’s talk.

Garett Charpentier | Local Mortgage Expert
📱 985-232-5286
💻[email protected]
🏡NMLS #1753336

Big news for homebuyers! 🏡For a limited time, we’re offering up to a $600 Appraisal Credit on purchase loans. That’s one...
03/05/2026

Big news for homebuyers! 🏡

For a limited time, we’re offering up to a $600 Appraisal Credit on purchase loans. That’s one less expense to worry about as you move toward homeownership.

✔️ New locks from March 4 – April 30, 2026
✔️ Up to $600 credit per loan

If you’re thinking about buying this spring, now is a great time to get pre-approved and take advantage of the savings.

Start here:
https://69331.my1003app.com/1753336/

Garett Charpentier | Local Mortgage Expert
📱 985-232-5286
💻[email protected]
🏡NMLS #1753336

A Mortgage Loan Officer’s Perspective on Why You Should Use a Real Estate Agent When Buying a HomeBuying a home is one o...
03/03/2026

A Mortgage Loan Officer’s Perspective on Why You Should Use a Real Estate Agent When Buying a Home

Buying a home is one of the biggest financial decisions you’ll ever make, and having the right expert by your side can make all the difference! Here’s why working with a real estate agent is a smart move:

✅ Market Knowledge – Agents know the local market, helping you find the best home at the best price.
✅ Negotiation Skills – They’ll fight for your best interests, whether it’s negotiating price, repairs, or closing costs.
✅ Access to Listings – Agents have access to homes that may not even be on popular websites yet.
✅ Paperwork & Process – Buying a home involves tons of paperwork—your agent will ensure everything is done correctly and on time.
✅ Smoother Closing – They’ll guide you through inspections, appraisals, and closing, reducing stress and surprises.

These are just a few but there are many more!

Thinking about buying a home? Let’s connect! I can recommend great agents and help you with the mortgage side of things to make your home-buying journey as smooth as possible.

Garett Charpentier | Local Mortgage Expert
📱 985-232-5286
💻[email protected]
🏡NMLS #1753336

Address

613 Canal Boulevard
Thibodaux, LA
70301

Website

Alerts

Be the first to know and let us send you an email when Garett Charpentier - Loan Officer Nmls#1753336 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Garett Charpentier - Loan Officer Nmls#1753336:

Shortcuts

Share

Category