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Monday 8:30am - 4:30pm Tuesday 8:30am - 4:30pm Wednesday 8:30am - 4:30pm Thursday 8:30am - 4:30pm Friday 8:30am - 4:30pm

American South Financial NMLS# 69331

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United States
Thibodaux, LA
American South Financial NMLS# 69331

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American South Mortgage Lending NMLS 69331 provides residential home loans in LA, TX, MS, FL, AR & AL

American South Mortgage Lending NMLS # 69331

https://www.nmlsconsumeraccess.org/

Figure: 7 TAC §80.200(b)
"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

10/21/2026

Losing someone you love is hard enough. Then come the questions about the house.

Can a family member keep it? What happens with the existing mortgage? What if selling is the right decision?

You don’t have to sort through the financing questions alone. At American South Mortgage Lending, we can help you understand the mortgage side of your options and work alongside the people helping you make the next decision.

If someone you know is facing this, please share our information with them privately. We’ll meet them with patience, care, and no pressure.

10/17/2026

🎟️ 2 VIP TICKETSGIVEAWAY! 🎟️

Who wants to see WH***EY MYERS TONIGHT?!

TWO VIP tickets to Acadia Music Fest!

To enter:
LIKE this post✅ FOLLOW US🍔 TAG 3 friends you will be entered

Winner scores 2 VIP tickets to TONIGHT'S show! 🔥

⏰ Giveaway closes at 3 PM, so move fast!

10/14/2026

A new baby can make a home feel fuller overnight. Sometimes it also makes you wonder whether you need another bedroom, a bigger yard, or simply a different layout.

If your family is growing, let’s look at your mortgage options before you decide what comes next. You may have more choices than you think, whether you’re buying your first home or considering a move.

American South Mortgage Lending
MyAmSouth.com

Know someone preparing to welcome a child? Share this with them. 🏡

10/12/2026

DON’T decide how much to put down on a home just because someone online told you a number.

It’s important to note that these are general examples. Loan programs, requirements, and costs can change, and everyone’s situation is different.

One of the biggest questions first-time buyers have is:

“How much money do I actually need to put down?”

And the answer is… it depends!
There are loan programs that may allow qualified buyers to put down much less than 20%.
But your down payment can affect things like:

Your monthly payment
How much you need at closing
Your loan options
Mortgage insurance, if applicable
How much savings you have left afterward

Putting MORE down might lower your monthly payment.
But putting LESS down could allow you to keep more money in savings.

There isn’t one down payment amount that makes sense for everyone.

And don’t forget — your down payment isn’t necessarily the only money you may need for closing. There can be closing costs and other expenses to plan for too.
That’s why an online calculator can be a good starting point…

But talking to a licensed lender and looking at YOUR actual numbers is even better.

You don’t have to be ready to buy tomorrow to start asking questions.

Comment DOWN if buying a home is something you’re thinking about and you want to know what your options could look like.

FirstTimeHomeBuyer

10/07/2026

Divorce is difficult enough. Your mortgage doesn’t have to make it harder.

When a marriage ends, one of the biggest financial questions is often sitting right there in the driveway:

What happens to the house?

Do you sell it? Can one spouse afford to keep it? Can you refinance and buy out the other spouse’s equity? If you’re starting over, can you qualify for another home?

These aren’t questions you should wait until the last minute to answer.

At American South Mortgage, we can help you understand the mortgage side of the equation early—before decisions are made that could limit your options later.

And sometimes the person who needs this information isn’t you. It may be a friend, family member, client or coworker going through a major life change.

Send them our number. Make the introduction. We’ll take it from there—with discretion, compassion and no judgment.

📞 985-447-9890

American South Mortgage
When life changes, we help you figure out what comes next.

10/06/2026

It’s important to note that these are example numbers, and everybody will have their own unique situation. Loan options, rates, costs, and requirements can vary.

Save this post for later!

If you’re thinking about buying your first home, you may have heard:

“You need to put 20% down.”

But that isn’t always the case.
Depending on your situation and the loan programs available to you, you may be able to buy with less than 20% down.

And putting MORE money down doesn’t always lower your monthly payment as much as you might expect.

For example, an extra $10,000 down could change your payment differently depending on your interest rate, loan type, taxes, insurance, mortgage insurance, and other costs.

That’s why I don’t want you choosing a down payment based on a random number you saw online.

Sometimes putting more down makes sense.
Sometimes keeping more money in savings makes sense.
It depends on YOU.

Want to compare a few down payment options and see what the numbers could look like? Send me a message! #

09/30/2026

A long process. Unexpected hurdles. A team that never wavered. ❤️🏡

This client’s heartfelt thank-you is exactly why we do what we do at American South. Behind every loan is someone counting on us—and we take that personally.

Mia Estevens and Chrystal Savoie, we are proud of your patience, persistence, and commitment to getting this client across the finish line. Thank you for going the extra mile and keeping them informed every step of the way. 👏

When challenges arise, we don’t quit. We ask more questions, explore every available option, and keep working toward a solution. This closing took time, but our commitment to our client never wavered.

Thinking about buying a home or refinancing? Have you been told “no” and want someone to take a closer look? Let’s talk through your options and build a plan together.

📲 Call us 985-447-9890
🌐 www.myamsouth.com

09/25/2026

We may have borrowed Dolly’s hair, but the hustle is all ours. 💖

Big hair, pink fringe, and a team ready to help you find your way home. Whether you’re buying your first place or making your next move, American South Mortgage is here to make the process feel a whole lot less daunting—and a lot more fabulous.

Now, who wore the wig best? 👀✨

08/26/2026

Big VA loan Change today

Massive Change to the VA guidelines VA 26 7 Ch 4 Collection Calculations

5%/12 for collections that are NON Medical as Opposed to 5%

THIS IS A HUGE WIN and is in the VA 26 7 RIGHT NOW

If you are a Veteran and have been told no because of collections, might be time to revisit your approval.

If you are a loan officer with a file that didn't work, might be time to look at it again.

08/04/2026

Summer isn't over, and neither is your chance to buy a home! There's still time to make your move before the season ends. Message me to explore your options.

Address

613 Canal Boulevard
Thibodaux, LA
70301

Opening Hours

Monday	8:30am - 4:30pm
Tuesday	8:30am - 4:30pm
Wednesday	8:30am - 4:30pm
Thursday	8:30am - 4:30pm
Friday	8:30am - 4:30pm

Website

http://www.myamsouth.com/

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