Rhame & Gorrell Wealth Management

Rhame & Gorrell Wealth Management Fiduciary Wealth Management and Corporate Benefits Consultation in The Woodlands, TX

Headquartered in The Woodlands, Texas and with clients around the globe, Rhame & Gorrell Wealth Management is a fee-only Registered Investment Advisory firm serving high net-worth clients. 85% of the individuals and families we serve come from the energy sector, primarily ExxonMobil executives. We have a wealth of expertise in the ExxonMobil Savings and Pension Plans and have helped thousands of e

mployees retire successfully. With 14 full-time professionals, we are able to handle the most complex financial planning situations. We work alongside other professionals to offer our clients tax optimization, charitable planning, estate conservation and transfer, and investment management.

06/11/2026

The Mega Backdoor Roth strategy allows Microsoft employees to potentially contribute thousands in additional tax-advantaged retirement savings each year.

Through Microsoft's 401(k) plan, eligible employees can go beyond standard IRS contribution limits using after-tax contributions, then convert those dollars to the Roth 401(k) account where future growth can be distributed tax-free in retirement.

In this strategy video, Cydney Nash, CFP®, CIMA® breaks down everything Microsoft employees need to know, including

• What the Mega Backdoor Roth is
• How Pre-Tax, Roth, and After-Tax accounts differ
• How the After-Tax to Roth conversion works
• The Pro Rata Rule and when it applies
• The potential tax benefits
• And much more

If you or someone you know could benefit from this information or the other services our firm offers, we invite you to contact our team for a complimentary consultation where we will review your financial situation to determine opportunities for optimization from an employer benefits, executive compensation, investment, tax, estate, and retirement planning perspective.

The strategies that build wealth are not always the same ones that preserve it from unnecessary taxation. As assets accu...
06/04/2026

The strategies that build wealth are not always the same ones that preserve it from unnecessary taxation. As assets accumulate across accounts, businesses, and investments, the decisions grow more complex and the margin for error narrows. In our latest article, Director of Tax Planning Clayton Hostetter, CPA/PFS, CFP®, CIMA®, FRC℠ examines five tax planning mistakes high-net-worth individuals commonly make and the proactive approach that helps avoid them.

Read the full article below to see how strategic planning can mitigate each of these risks.
https://rgwealth.com/insights/what-high-net-worth-individuals-get-wrong-about-tax-planning/

05/28/2026

The ExxonMobil Pension Plan can be of the most valuable retirement benefits available to employees, but making the most of it requires a clear understanding of how it is calculated, the distribution options available, and the timing decisions that can affect its value.

In this video, we cover how the pension benefit is calculated, how interest rates affect lump sum values, the distribution options available at retirement, and what the "55 and 15" rule means for your planning.

Kyle McClain, CFP®, CIMA®, answers questions involving:

• What the ExxonMobil Pension Plan is
• How your benefit is calculated
• Lump sum vs. annuity distribution options
• How interest rates impact lump sum values
• The significance of age 55 and 15 years of service
• And much more!

If you or someone you know could benefit from this information or the other services our firm offers, we invite you to contact our team for a complimentary consultation where we will review your financial situation to determine opportunities for optimization from an employer benefits, executive compensation, investment, tax, estate, and retirement planning perspective.

After a difficult first quarter, markets have staged a strong recovery. The S&P 500 has gained approximately 14% since t...
05/21/2026

After a difficult first quarter, markets have staged a strong recovery. The S&P 500 has gained approximately 14% since the end of March, supported by an earnings season that surpassed expectations by a wide margin and growing conviction around the long-term earnings potential of artificial intelligence. Inflation remains elevated and the path forward for new Fed Chair Kevin Warsh is complex, but the fundamental backdrop for U.S. equities remains constructive.

Read the full update from Chief Investment Officer David Hunter, CFA, on our website.

https://rgwealth.com/market-thoughts/market-update-may-2026/

05/13/2026

Mega Backdoor Roth Conversions are one of the most potentially lucrative tax strategies available to Amazon employees.

Through Amazon's After-Tax 401(k) account, eligible employees can contribute beyond standard IRS limits and convert those dollars into the Roth account, where future growth can be distributed tax-free in retirement.

In this strategy video, Kyle Nickerson, CFP®, CIMA® answers questions involving:
- What the Mega Backdoor Roth is
- How Pre-Tax, Roth, and After-Tax accounts differ
- How the After-Tax to Roth conversion works
- The potential tax benefits
- The Pro Rata Rule and when it applies
- And much more!

If you or someone you know could benefit from this information or the other services our firm offers, we invite you to contact our team for a complimentary consultation where we will review your financial situation to determine opportunities for optimization from an employer benefits, executive compensation, investment, tax, estate, and retirement planning perspective.

The IRS segment rates for Q3 2026 Benefit Commencement Dates have been published, and every tier moved higher compared t...
05/06/2026

The IRS segment rates for Q3 2026 Benefit Commencement Dates have been published, and every tier moved higher compared to Q2. For ExxonMobil employees weighing their retirement timing, the Q2 window remains open through June 1 and reflects a more favorable rate environment. Our latest pension update outlines what the February and March rate movements mean for your pension lump sum, along with what the current rate environment suggests for employees considering a later commencement date.

Read the full article here:
https://rgwealth.com/exxonmobil/exxonmobil-pension-update-q3-2026/

04/30/2026

For Shell employees, the Pension Plan can be one of the most significant benefits the company offers. Between the two available formulas, your distribution options, and the tax implications of each, there are a lot of decisions that can have a lasting impact on your retirement income.
In this video, Cydney Nash, CFP®, CIMA® walks through the Shell Pension Plan in detail so you can approach those decisions with confidence.

We cover:
• The Accumulated Percentage Formula (APF) and how your benefit is calculated
• The 80-Point Formula and how it differs from the APF
• When you become eligible to access your pension
• Distribution options, including lump sum vs. annuity
• The tax treatment of each option
• And much more!

If you or someone you know could benefit from this information or the other services our firm offers, we invite you to contact our team for a complimentary consultation where we will review your financial situation to determine opportunities for optimization from an employer benefits, executive compensation, investment, tax, estate, and retirement planning perspective.

Schedule a Complimentary Consultation:
https://rgwealth.com/get-started/

We are thrilled to announce that Rhame & Gorrell Wealth Management has been named to USA TODAY’s Top Financial Advisory ...
04/28/2026

We are thrilled to announce that Rhame & Gorrell Wealth Management has been named to USA TODAY’s Top Financial Advisory Firms list for 2026.

The ranking was determined by an independent third party based on assets under management, long-term growth, and recommendations from both clients and peers. We have spent years building a firm that delivers integrated wealth, tax, and estate planning under one roof, and being recognized alongside some of the best advisory firms in the country tells us that work is resonating. We are proud of our team and grateful for the clients who have been a part of this journey.

Awards Disclosure:
https://rgwealth.com/disclosure/

04/23/2026

For Baker Hughes employees, the 401(k) Plan includes a tax planning opportunity that often goes overlooked: Mega Backdoor Roth Conversions.

Eligible employees can contribute After-Tax dollars to the plan beyond the standard IRS limits, then roll those contributions into a Roth IRA. Over time, this approach can amount to substantial additional tax-advantaged retirement savings for high earners.

In this video, we walk through how the strategy works specifically within the Baker Hughes 401(k) Plan, break down the tax treatment of each contribution type, and explain what a proper ex*****on of the rollover process looks like.

Kyle Nickerson, CFP®, CIMA®, covers:

- What the Mega Backdoor Roth strategy is
- The differences between Pre-Tax, Roth, and After-Tax contributions
- How the After-Tax rollover process works inside the Baker Hughes 401(k) Plan
- The potential long-term tax advantages
- And much more!

If you or someone you know could benefit from this information or the other services our firm offers, we invite you to contact our team for a complimentary consultation where we will review your financial situation to determine opportunities for optimization from an employer benefits, executive compensation, investment, tax, estate, and retirement planning perspective.

We are proud to share that Jeff Rhame, Founder and President of Rhame & Gorrell Wealth Management, has been named to the...
04/21/2026

We are proud to share that Jeff Rhame, Founder and President of Rhame & Gorrell Wealth Management, has been named to the Forbes 2026 Best-in-State Wealth Advisors list, ranking 10th in the Texas South region.

The Forbes Best-in-State Wealth Advisors list is one of the most respected advisor rankings in the industry. From a pool of over 52,000 nominated advisors, selection is based on a rigorous evaluation process that includes in-person interviews, telephone due diligence, client retention data, assets under management, credentials, and compliance review. It is a thorough, independent process, and one we are honored to be recognized through.

This recognition is a reflection of the work our team has committed to over the past several years. Building out integrated wealth, tax, and estate planning capabilities under one roof. Deepening our expertise for the clients we serve. Growing our credentials, expanding our team, and raising the standard of what comprehensive wealth management looks like. This is a well-deserved recognition for Jeff and a proud moment for our firm.

Awards Disclosure: https://rgwealth.com/disclosure/

Address

1330 Lake Robbins Drive, Suite 360
The Woodlands, TX
77380

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4pm

Telephone

+18327891100

Website

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