What are the opening hours?

Monday 8am - 4:30pm Tuesday 8am - 4:30pm Wednesday 8am - 4:30pm Thursday 8am - 4:30pm Friday 8am - 4pm

Rhame & Gorrell Wealth Management

Home
United States
The Woodlands, TX
Rhame & Gorrell Wealth Management

Call Directions Website

Fiduciary Wealth Management and Corporate Benefits Consultation in The Woodlands, TX

Headquartered in The Woodlands, Texas and with clients around the globe, Rhame & Gorrell Wealth Management is a fee-only Registered Investment Advisory firm serving high net-worth clients. 85% of the individuals and families we serve come from the energy sector, primarily ExxonMobil executives. We have a wealth of expertise in the ExxonMobil Savings and Pension Plans and have helped thousands of employees retire successfully. With 14 full-time professionals, we are able to handle the most complex financial planning situations. We work alongside other professionals to offer our clients tax optimization, charitable planning, estate conservation and transfer, and investment management.

10/29/2026

AMD employees have access to an Employee Stock Purchase Plan (ESPP) that can deliver an effective discount well beyond the standard 15%. Understanding how the plan’s lookback provision works, and how the shares are taxed once sold, can make a meaningful difference in the value employees ultimately capture.

In this video, we cover the mechanics of AMD’s ESPP, including contribution limits, the six-month lookback, and the holding requirements that determine whether gains are taxed as ordinary income or at long-term capital gains rates.

Austin Manning, CFP®, answers questions involving:
• What an ESPP is
• AMD’s specific plan mechanics
• How the six-month lookback provision works
• How ESPP shares are taxed at sale
• Qualifying versus disqualifying dispositions
• Single-stock concentration risk and tax-efficient diversification strategies
• And much more!

If you or someone you know could benefit from this information or the other services our firm offers, we invite you to contact our team for a complimentary consultation where we will review your financial situation to determine opportunities for optimization from an employer benefits, executive compensation, investment, tax, estate, and retirement planning perspective.

Schedule a complimentary strategy session here:
https://rgwealth.com/get-started/

10/15/2026

The S&P 500 is up double digits and trading near its newly established highs following a brief 3% pullback. Three forces have shaped the market in recent weeks: oil prices have climbed alongside the conflict in Iran, inflation remains above the Federal Reserve’s target, and the 10-year Treasury yield reached its highest level in 24 years. Expectations for AI-driven earnings growth have provided the counterweight. With the midterm elections three weeks away, history shows markets have tended to perform well in the months after Election Day.

Get the full picture from Chief Investment Officer David Hunter, CFA using the link below:
https://rgwealth.com/market-thoughts/market-update-october-2026/

10/08/2026

The IRS segment rates for Q4 2026 Benefit Commencement Dates have been published, and every tier moved higher compared to Q3. For ExxonMobil employees weighing their retirement timing, the Q4 window remains open through December 1 and is likely to be more favorable than what early 2027 will offer. Our latest pension update outlines what the May and June rate movements mean for your pension lump sum, along with what August's published rates and the Fed's September rate hike suggest for employees considering a Q1 2027 BCD.

Read the full update here:
https://rgwealth.com/exxonmobil/exxonmobil-pension-update-q4-2026/

10/01/2026

Equity compensation can be a significant part of total pay for many professionals, but RSUs, stock options, and ESPPs each follow different tax rules. When income is recognized, and at what rate, depends on the plan type and on the timing of each vest, exercise, and sale. In our guide, Director of Tax Planning Clay Hostetter, CPA/PFS, CFP®, CIMA®, FRC℠ explains how each type is taxed and walks through an example for each one.

Click the link below to read the full article and better understand the tax impact of your equity awards:
https://rgwealth.com/insights/planning-for-taxes-generated-from-equity-compensation-plans/

09/24/2026

Chevron employees have access to a valuable retirement benefit funded entirely by the company: the Chevron Retirement Plan, also known as the CRP.

The CRP is a defined benefit pension plan with two different benefit formulas, and the formula that applies to you depends on your hire date.

In this video, we cover how your benefit is calculated, the distribution options available to you, and the considerations that go into choosing between a lump sum and an annuity.

Tyler Miller, CPA, CFP®, CIMA®, answers questions involving:
• What the Chevron Retirement Plan is
• How the two benefit formulas work
• When you can access your benefit
• Lump sum vs. annuity options
• How segment rates can affect your lump sum
• The potential tax implications
• And much more!

If you or someone you know could benefit from this information or the other services our firm offers, we invite you to contact our team for a complimentary consultation where we will review your financial situation to determine opportunities for optimization from an employer benefits, executive compensation, investment, tax, estate, and retirement planning perspective.

09/17/2026

The S&P 500 has retreated modestly this month, though it remains higher on both a quarter-to-date and year-to-date basis. Several developments account for the softer tone. The Federal Reserve raised rates for the first time since 2023, marking the likely beginning of a new hiking cycle. Energy prices advanced further as the conflict in the Middle East continued. Shifting public sentiment toward artificial intelligence and the approaching midterm elections introduced additional uncertainty. Conditions entering this cycle nonetheless differ meaningfully from those of 2022. Inflation, consumer spending, corporate earnings, and the starting point for bond yields all compare favorably to conditions at the outset of the last tightening cycle.

Get the full picture from Chief Investment Officer David Hunter, CFA using the link below:

https://rgwealth.com/market-thoughts/market-update-september-2026/

09/10/2026

NVIDIA employees have access to an Employee Stock Purchase Plan (ESPP) with one of the most generous lookback provisions in the industry, which can deliver an effective discount well beyond the standard 15%.

In this video, we cover the mechanics of NVIDIA's ESPP, including contribution limits, the 24-month offering period, and the holding requirements that determine how shares are taxed at sale, along with tax-efficient strategies for reducing single-stock concentration risk.

Kyle McClain, CFP®, CIMA®, answers questions involving:
• What an ESPP is
• NVIDIA's specific plan mechanics
• How the 24-month lookback provision works
• How a rising stock can turn a 15% discount into something much larger
• How ESPP shares are taxed at sale
• Qualifying versus disqualifying dispositions
• Single-stock concentration risk and tax-efficient diversification strategies
• And much more!

If you or someone you know could benefit from this information or the other services our firm offers, we invite you to contact our team for a complimentary consultation where we will review your financial situation to determine opportunities for optimization from an employer benefits, executive compensation, investment, tax, estate, and retirement planning perspective.

Schedule a Complimentary Consultation:
https://rgwealth.com/get-started/

09/03/2026

The Mega Backdoor Roth is one of the most potentially lucrative tax strategies available within the AMD Retirement Savings Plan.

Eligible AMD employees can contribute beyond the standard IRS limits through the After-Tax account, then convert those dollars into Roth, where future growth can be distributed tax-free in retirement. For high earners, this can mean tens of thousands of additional Roth dollars each year.

In this video, we cover how the strategy works within the AMD RSP, how each contribution type is taxed, and the Pro Rata Rule considerations that apply when converting existing After-Tax balances.

Cydney Nash, CFP®, CIMA®, answers questions involving:
• What the Mega Backdoor Roth is
• How Pre-Tax, Roth, and After-Tax accounts differ
• How the After-Tax to Roth conversion works
• The Pro Rata Rule and when it applies
• The potential tax benefits
• And much more!

If you or someone you know could benefit from this information or the other services our firm offers, we invite you to contact our team for a complimentary consultation where we will review your financial situation to determine opportunities for optimization from an employer benefits, executive compensation, investment, tax, estate, and retirement planning perspective.

Schedule a Complimentary Consultation:
https://rgwealth.com/get-started/

08/28/2026

BP employees have access to a valuable retirement benefit funded entirely by the company: the BP Retirement Accumulation Plan, also known as the RAP.
The RAP is a cash balance pension plan, which blends features of a traditional pension and a 401(k). Your account grows over time through pay credits and interest credits, and once you separate from service, you choose how to receive the benefit.

In this video, we cover how the RAP builds your benefit, the distribution options available to you, and the considerations that go into choosing between a lump sum and an annuity.

Kyle Nickerson, CFP®, CIMA®, answers questions involving:
• What the BP Retirement Accumulation Plan is
• How pay credits and interest credits work
• When you can access your benefit
• Lump sum vs. annuity options
• How segment rates can affect your lump sum
• The potential tax implications
• And much more!

If you or someone you know could benefit from this information or the other services our firm offers, we invite you to contact our team for a complimentary consultation where we will review your financial situation to determine opportunities for optimization from an employer benefits, executive compensation, investment, tax, estate, and retirement planning perspective.

Address

1330 Lake Robbins Drive, Suite 360
The Woodlands, TX
77380

Opening Hours

Monday	8am - 4:30pm
Tuesday	8am - 4:30pm
Wednesday	8am - 4:30pm
Thursday	8am - 4:30pm
Friday	8am - 4pm

Telephone

+18327891100

Website

https://rgwealth.com/

Alerts

Be the first to know and let us send you an email when Rhame & Gorrell Wealth Management posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.