Liberty Home Mortgage

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Liberty Home Mortgage Independent mortgage broker in Lewisville, TX, serving all of Texas. Office 972-466-2551 - Call/Text 713-955-4685 - NMLS #321164 - Equal Housing Lender

Purchase, refinance & loans banks skip: bank statement, below-620 credit, no FICO, ITIN, DSCR. Liberty Home Mortgage is a mortgage broker serving Lewisville and Denton County, TX. We help homebuyers and homeowners compare loan options including Conventional, FHA, VA, Jumbo, Refinance, and Portfolio (Non-QM) solutions. We guide clients through pre-approval, documentation, and underwriting with clear steps and responsive communication. Equal Housing Lender • Company NMLS: 321164 • Aslam NMLS: 184238.

Real estate investors, quick question. Ever had a bank ask for two years of tax returns on a rental you wanted to buy?Wi...
10/20/2026

Real estate investors, quick question. Ever had a bank ask for two years of tax returns on a rental you wanted to buy?

With a DSCR loan, that doesn't happen. The rent from the property is what qualifies you, not your personal income. No tax returns, no W-2. On 1-4 unit properties we can even qualify it off the interest-only payment.

And here's where it gets interesting. Vacant property? OK. Airbnb or VRBO? Welcome. Manufactured home cash-out? Up to 65% LTV. Credit under 620? OK. Sober living or adult care home with residential zoning? We can look at it. Negative cash flow? DSCR can go all the way to 0.00 with common sense underwriting. Up to 85% LTV, loan amounts past $3.5 million.

Buy, refinance, or cash out. Investment properties only, never your homestead. We lend in Texas and 37 other states.

Call the office at 972-466-2551 or text me at 713-955-4685 and tell me about the property.

libertyhomemortgage.com/dscr-loans-texas

Restrictions may apply. Not all applicants will qualify. Equal Housing Lender.

Aslam Mansoor · Licensed Mortgage Professional · NMLS #184238 · Liberty Home Mortgage · Serving Lewisville, TX 75056 and all of Texas

Here's something I walked a buyer through this week: the 3/2/1 buydown.Year 1, your rate is 3% lower. Year 2, it's 2% lo...
10/16/2026

Here's something I walked a buyer through this week: the 3/2/1 buydown.

Year 1, your rate is 3% lower. Year 2, it's 2% lower. Year 3, 1% lower. After that it settles into the regular rate. It's a way to ease into the payment instead of jumping in cold.

It works on purchases AND refinances. And we have a lender paid option, which surprises people.

Want me to run the numbers on your situation? Text me at 713-955-4685 or call the office at 972-466-2551.

More details: libertyhomemortgage.com/3-2-1-2-1-1-0-buydown-texas

Restrictions may apply. Not all applicants will qualify. Equal Housing Lender.

Aslam Mansoor · Licensed Mortgage Professional · NMLS #184238 · Liberty Home Mortgage · Serving Lewisville, TX 75056 and all of Texas

Got turned down for a cash-out? You're not alone, and you're not out of options.If your FICO is below 620, most lenders ...
10/15/2026

Got turned down for a cash-out? You're not alone, and you're not out of options.

If your FICO is below 620, most lenders stop the conversation right there. I don't. Liberty Home Mortgage has full doc and bank statement programs that look at your full picture, not just a number.

Texas homeowners may be able to tap up to 80% of their home's value, depending on equity, credit, and income. Nothing is guaranteed, but a 10-minute call will tell you exactly where you stand.

Read how bank statement loans work in Texas: libertyhomemortgage.com/bank-statement-loans-texas

Text me at 713-955-4685 or call the office at 972-466-2551.

Restrictions may apply. Not all applicants will qualify. Equal Housing Lender.

Aslam Mansoor · Licensed Mortgage Professional · NMLS #184238 · Liberty Home Mortgage · Serving Lewisville, TX 75056 and all of Texas

Proud to sponsor USIPA Pickleball! At Liberty Home Mortgage, we serve our community on and off the court — home purchase...
10/15/2026

Proud to sponsor USIPA Pickleball! At Liberty Home Mortgage, we serve our community on and off the court — home purchases, refinancing, and down payment assistance. Mon–Fri 9–5, Sat 10–3, Sun 12–3. Call 972-466-2551 or text 713-955-4685. NMLS #321164 | Equal Housing Opportunity

Thinking about buying or refinancing, but want a smoother payment transition?A **2/1 Buydown Option** may help qualified...
07/05/2026

Thinking about buying or refinancing, but want a smoother payment transition?

A **2/1 Buydown Option** may help qualified borrowers lower their mortgage payment during the first 2 years of the loan.

**How it works:**

**Year 1:** Rate may be temporarily reduced by 2%*
**Year 2:** Rate may be temporarily reduced by 1%*
**Year 3+:** Full note rate applies*

This option may help provide temporary payment relief while giving borrowers time to adjust into their full mortgage payment.

At Liberty Home Mortgage, we help you review your options clearly and find a mortgage solution that may fit your goals.

Call or Text: **713-955-4685**
Apply Online: **LibertyHomeMortgage.com**

Liberty Home Mortgage
Lewisville, Texas
Company NMLS 321164 | Equal Housing Lender

Illustrative example only. Program availability, terms, rate, APR, fees, and borrower eligibility vary. Payment example is principal and interest only and does not include taxes, insurance, HOA dues, mortgage insurance, closing costs, prepaid items, or other fees. Actual payment may be higher. This is not a commitment to lend. All loans subject to approval.

Want temporary payment relief when refinancing? A 2/1 Buydown Refinance may help qualified homeowners lower their paymen...
07/05/2026

Want temporary payment relief when refinancing? A 2/1 Buydown Refinance may help qualified homeowners lower their payment during the first 2 years of their new loan.

Year 1: Rate reduced by 2%*
Year 2: Rate reduced by 1%*
Year 3+: Full note rate applies*

Call or Text Liberty Home Mortgage today: 713-955-4685
Apply Online: LibertyHomeMortgage.com

Company NMLS 321164 | Equal Housing Lender
*Illustrative buydown example only. Program availability, terms, interest rate, fees, and borrower eligibility vary. All loans subject to approval.

Today we celebrate freedom, family, and the American dream. 🇺🇸Happy 4th of July from all of us at Liberty Home Mortgage!...
07/04/2026

Today we celebrate freedom, family, and the American dream. 🇺🇸
Happy 4th of July from all of us at Liberty Home Mortgage!

Call or Text: 713-955-4685
LibertyHomeMortgage.com
Company NMLS 321164 | Equal Housing Lender

Lower Your Initial Mortgage Payments with a 2/1 Buydown
07/01/2026

Lower Your Initial Mortgage Payments with a 2/1 Buydown

Texas Cash-Out with a Credit Score Below 620?A lot of homeowners assume this is not possible.That’s not always the case....
04/28/2026

Texas Cash-Out with a Credit Score Below 620?

A lot of homeowners assume this is not possible.
That’s not always the case.
There are options where cash-out may still be available in Texas, even with a lower credit score depending on the full picture.
Here’s what matters more than just the score:

• How much equity you have in the home
• Your overall credit profile (not just the number)
• Loan-to-value and Texas cash-out rules
• Stability of income and assets

Simple way to think about it:
Credit score matters — but it’s not the only factor.

Every scenario is a little different, especially with Texas cash-out guidelines.

If you’ve been told “no” before, it’s worth taking a second look based on the full situation.

What part of the process has been the most confusing for you?

Address

4400 State Highway 121, Ste 300
Texas Traditions, TX
75056

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10am - 3pm
Sunday 12pm - 3pm

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