Liberty Home Mortgage

Liberty Home Mortgage Services include purchase loans, refinancing, and options for self-employed borrowers. Equal Housing Lender • Company NMLS: 321164 • Aslam NMLS: 184238.

Liberty Home Mortgage provides residential and commercial mortgage guidance for homebuyers, homeowners, and real estate investors in Lewisville and Denton County, TX. Liberty Home Mortgage is a mortgage broker serving Lewisville and Denton County, TX. We help homebuyers and homeowners compare loan options including Conventional, FHA, VA, Jumbo, Refinance, and Portfolio (Non-QM) solutions. We guide

clients through pre-approval, documentation, and underwriting with clear steps and responsive communication.

Thinking about buying or refinancing, but want a smoother payment transition?A **2/1 Buydown Option** may help qualified...
07/05/2026

Thinking about buying or refinancing, but want a smoother payment transition?

A **2/1 Buydown Option** may help qualified borrowers lower their mortgage payment during the first 2 years of the loan.

**How it works:**

**Year 1:** Rate may be temporarily reduced by 2%*
**Year 2:** Rate may be temporarily reduced by 1%*
**Year 3+:** Full note rate applies*

This option may help provide temporary payment relief while giving borrowers time to adjust into their full mortgage payment.

At Liberty Home Mortgage, we help you review your options clearly and find a mortgage solution that may fit your goals.

Call or Text: **713-955-4685**
Apply Online: **LibertyHomeMortgage.com**

Liberty Home Mortgage
Lewisville, Texas
Company NMLS 321164 | Equal Housing Lender

Illustrative example only. Program availability, terms, rate, APR, fees, and borrower eligibility vary. Payment example is principal and interest only and does not include taxes, insurance, HOA dues, mortgage insurance, closing costs, prepaid items, or other fees. Actual payment may be higher. This is not a commitment to lend. All loans subject to approval.

Want temporary payment relief when refinancing? A 2/1 Buydown Refinance may help qualified homeowners lower their paymen...
07/05/2026

Want temporary payment relief when refinancing? A 2/1 Buydown Refinance may help qualified homeowners lower their payment during the first 2 years of their new loan.

Year 1: Rate reduced by 2%*
Year 2: Rate reduced by 1%*
Year 3+: Full note rate applies*

Call or Text Liberty Home Mortgage today: 713-955-4685
Apply Online: LibertyHomeMortgage.com

Company NMLS 321164 | Equal Housing Lender
*Illustrative buydown example only. Program availability, terms, interest rate, fees, and borrower eligibility vary. All loans subject to approval.

Today we celebrate freedom, family, and the American dream. 🇺🇸Happy 4th of July from all of us at Liberty Home Mortgage!...
07/04/2026

Today we celebrate freedom, family, and the American dream. 🇺🇸
Happy 4th of July from all of us at Liberty Home Mortgage!

Call or Text: 713-955-4685
LibertyHomeMortgage.com
Company NMLS 321164 | Equal Housing Lender

Lower Your Initial Mortgage Payments with a 2/1 Buydown
07/01/2026

Lower Your Initial Mortgage Payments with a 2/1 Buydown

Texas Cash-Out with a Credit Score Below 620?A lot of homeowners assume this is not possible.That’s not always the case....
04/28/2026

Texas Cash-Out with a Credit Score Below 620?

A lot of homeowners assume this is not possible.
That’s not always the case.
There are options where cash-out may still be available in Texas, even with a lower credit score depending on the full picture.
Here’s what matters more than just the score:

• How much equity you have in the home
• Your overall credit profile (not just the number)
• Loan-to-value and Texas cash-out rules
• Stability of income and assets

Simple way to think about it:
Credit score matters — but it’s not the only factor.

Every scenario is a little different, especially with Texas cash-out guidelines.

If you’ve been told “no” before, it’s worth taking a second look based on the full situation.

What part of the process has been the most confusing for you?

A lot of buyers focus on the rate…Then they see the payment and go:“Wait… why is it higher than I thought?”Here’s what u...
04/20/2026

A lot of buyers focus on the rate…

Then they see the payment and go:
“Wait… why is it higher than I thought?”

Here’s what usually surprises people:

• Taxes
Property taxes can add a big chunk to your monthly payment.

• Insurance
Homeowners insurance is always included if you escrow.

• PMI (if putting less than 20% down)
This can add a few hundred dollars depending on the loan.

• HOA (if applicable)
Not part of the loan, but still part of your monthly housing cost.

• Interest rate movement
Even small changes in rate can shift the payment more than expected.

Simple way to think about it:
Rate is one piece — payment is everything combined.

That’s why two homes at the same price can have very different monthly payments.

Most people don’t realize this until they see real numbers.

What surprised you the most when you first looked at a mortgage payment?

A lot of people come in thinking:“My credit score decides my rate.”It matters… but it’s not the whole story.Here’s what ...
04/16/2026

A lot of people come in thinking:

“My credit score decides my rate.”

It matters… but it’s not the whole story.

Here’s what actually moves your rate:

• Credit score — yes, it plays a role
• Down payment — more skin in the game can help
• Property type — primary vs investment is a big difference
• Loan type — conventional, FHA, VA, portfolio all price differently
• Loan size — can change pricing buckets
• Market — rates move every day whether anything changes in your file or not

Simple way to think about it:
It’s not one thing — it’s the full picture.

That’s why two people with the same score can still get very different rates.

Most people don’t realize that until they start comparing quotes.

What surprised you the most when you first looked at rates?

Ever wonder why mortgage rates don’t stay the same every day?Here’s the simple version:Mortgage rates follow something c...
04/12/2026

Ever wonder why mortgage rates don’t stay the same every day?

Here’s the simple version:

Mortgage rates follow something called the bond market.

Think of it like this:
• Good news for the economy → rates can go up
• Bad news or uncertainty → rates can go down
• Big headlines → fast changes

Right now, rates are moving mostly because of:
• Inflation (prices going up)
• Oil prices
• Global news

That’s why you might see one rate today… and a different one tomorrow.

What This Means:
• Timing matters when locking a rate
• Small daily changes are normal
• Big moves usually come from big news

If you’re buying or refinancing, it’s not about guessing the market — it’s about understanding it.

Learn More About Your Mortgage Options
https://www.libertyhomemortgage.com/portfolio-loans

Not every homebuyer fits into a traditional income box.Some borrowers may have strong employment history but don’t quali...
04/05/2026

Not every homebuyer fits into a traditional income box.

Some borrowers may have strong employment history but don’t qualify using standard income documentation. In certain cases, alternative loan programs may allow income to be evaluated differently, depending on the full financial picture and program guidelines.

The key is understanding your options and working with a team that can help guide you through what may be available.

Every situation is unique, but solutions may exist.

Another successful closing! 🎉Big congratulations to Jeeshan on his new home. It’s always exciting to see this moment com...
04/05/2026

Another successful closing! 🎉

Big congratulations to Jeeshan on his new home. It’s always exciting to see this moment come together, and we’re grateful to have been part of the journey.

Wishing you all the best as you settle into your new home!

Address

4400 State Highway 121, Ste 300
Texas Traditions, TX
75056

Opening Hours

Monday 10am - 5pm
Tuesday 10am - 5pm
Wednesday 10am - 5pm
Thursday 10am - 5pm
Friday 10am - 5pm
Saturday 1pm - 3pm

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