Arnold Perez - Closed Site Moved to Cliffco Mortgage

08/25/2026

05/13/2026

New program for Self Employed on primary residence.
No income doc's!
640 score requirement.
SELF PREPARED P & L by customer!!!! WOW!!!
3.5% Down, FHA loan.
Yes, I can do this all day loan! AP See less

05/13/2026

Always call me at 832-428-0863
[email protected]
and link to apply is always

03/22/2025

The American Dream Program – Unlocking Homeownership for Families Who Deserve It
For many hardworking families, traditional mortgage guidelines can be a roadblock to homeownership. The American Dream Program changes that by offering a flexible, common-sense approach to lending—helping families qualify when tax returns don’t reflect their real earning potential.

✅ Who Does It Help?

Self-employed borrowers (truckers, business owners, contractors, etc.)

Families whose 1040 tax returns show low income or business losses

ITIN borrowers and U.S. citizens who have been denied by FHA

Buyers who have been told "You don’t qualify"—but in reality, they do!

✅ How It Works
Instead of focusing solely on tax returns, this program looks at the big picture—evaluating income, assets, and credit in a more flexible way. A perfect example? A seasoned trucker whose tax returns show $2,416/month in income—but who actually earns well over six figures. He’s now closing next week on a $310K home at a 7.875% fixed rate.

✅ Proven Success
Top realtors, including Sully, the #1 KW Realtor in Austin, trust this program because it works! Just this week, six buyers are closing with this loan, and many more are on the way.

If you have a client who was denied under traditional guidelines, let’s talk. The American Dream Program is a game-changer for families who deserve homeownership!

📞 Contact me today to learn more.

10/04/2024

Hmmm, Which one is best?

08/05/2024

Down payment on a duplex, triplex, or 4 plex if...

08/02/2023

Summer is in full swing! Where are your vacation plans taking you? When you buy or refi with CMG Home Loans, you're getting more than a mortgage — your house becomes your dream staycation home! Leave the work to our trusted experts who are committed to your satisfaction! Enjoy a simplified home financing experience and turn your "free time" into "me time!

07/31/2023

Mortgage rates trended higher last week—but not because of the Fed. While The Federal Reserve raised the benchmark interest rate another 0.25%, last week’s upward tick in mortgage rates was due to stronger economic data. Here’s what this week has in store: http://spr.ly/6189PZsBh