Crown Mortgage of the West

12/11/2023

Unlock the Potential of Your Home's Equity: Discover the Flexibility and Power of HELOCs. Dive into our comprehensive guide on Home Equity Lines of Credit (HELOCs) – a dynamic financial tool that empowers homeowners to leverage their home's value. Learn how HELOCs work, their historical evolution, and their significant role in modern finance, along with insights on managing the risks and benefits effectively. Perfect for homeowners seeking smart ways to finance their dreams and goals.

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01/01/2023

𝓒𝓱𝓮𝓮𝓻𝓼 𝓽𝓸 𝓪𝓷𝓸𝓽𝓱𝓮𝓻 𝐆𝐫𝐞𝐚𝐭 𝐘𝐞𝐚𝐫 𝓪𝓷𝓭 𝓪 𝐍𝐞𝐰 𝐂𝐡𝐚𝐧𝐜𝐞 𝓯𝓸𝓻 𝓾𝓼 𝓽𝓸 𝐆𝐞𝐭 𝐈𝐭 𝐑𝐢𝐠𝐡𝐭!!

12/27/2022

𝔽ℝ𝔼ℚ𝕌𝔼ℕ𝕋𝕃𝕐 𝔸𝕊𝕂𝔼𝔻 ℚ𝕌𝔼𝕊𝕋𝕀𝕆ℕ

𝑺𝒉𝒐𝒓𝒕𝒆𝒏𝒊𝒏𝒈 𝒀𝒐𝒖𝒓 𝑴𝒐𝒓𝒕𝒈𝒂𝒈𝒆 𝑻𝒆𝒓𝒎

𝗣ᴀʏɪɴɢ 𝗢ꜰꜰ 𝗬ᴏᴜʀ 𝗠ᴏʀᴛɢᴀɢᴇ 𝗙ᴀ𝘀ᴛᴇʀ 𝗠ɪɢʜᴛ 𝗕ᴇ 𝗘ᴀ𝘀ɪᴇʀ 𝗧ʜᴀɴ 𝗬ᴏᴜ 𝗧ʜɪɴᴋ

❶ With a shorter term, you’ll get a lower mortgage rate. It might be time to take advantage of today’s low mortgage rates.

❷ You might be able to save money with a different term. Call us toll-free at (805) 434-5226 to discuss this further.

❸ Easy ways to pay off your mortgage faster include a cash-in refinance or a 15-year fixed option.

12/26/2022

𝔽ℝ𝔼ℚ𝕌𝔼ℕ𝕋𝕃𝕐 𝔸𝕊𝕂𝔼𝔻 ℚ𝕌𝔼𝕊𝕋𝕀𝕆ℕ

𝑾𝒉𝒂𝒕 𝒅𝒐 𝒄𝒍𝒐𝒔𝒊𝒏𝒈 𝒄𝒐𝒔𝒕𝒔 𝒎𝒆𝒂𝒏?

Mortgage closing costs are the fees that are charged for processing and closing your loan application.

This includes fees for things like 𝘵𝘪𝘵𝘭𝘦, 𝘳𝘦𝘤𝘰𝘳𝘥𝘪𝘯𝘨, 𝘢𝘱𝘱𝘳𝘢𝘪𝘴𝘢𝘭, 𝘱𝘦𝘴𝘵 𝘪𝘯𝘴𝘱𝘦𝘤𝘵𝘪𝘰𝘯, 𝘢𝘵𝘵𝘰𝘳𝘯𝘦𝘺𝘴, 𝘴𝘶𝘳𝘷𝘦𝘺𝘪𝘯𝘨, and 𝘵𝘢𝘹𝘦𝘴.

Note that the cost will vary depending on your exact location.
There are two documents that lenders are required by law to give you: the 𝘾𝙡𝙤𝙨𝙞𝙣𝙜 𝘿𝙞𝙨𝙘𝙡𝙤𝙨𝙪𝙧𝙚 and the 𝙇𝙤𝙖𝙣 𝙀𝙨𝙩𝙞𝙢𝙖𝙩𝙚. They help you avoid surprises when closing; they outline the exact closing costs.

12/26/2022

𝔽ℝ𝔼ℚ𝕌𝔼ℕ𝕋𝕃𝕐 𝔸𝕊𝕂𝔼𝔻 ℚ𝕌𝔼𝕊𝕋𝕀𝕆ℕ

𝑫𝒐 𝑰 𝒓𝒆𝒂𝒍𝒍𝒚 𝒏𝒆𝒆𝒅 𝒂 𝒓𝒆𝒂𝒍 𝒆𝒔𝒕𝒂𝒕𝒆 𝒂𝒈𝒆𝒏𝒕?

At first, you may believe that you don’t need a real estate agent at all. But, as you become more involved with the painfully complex paperwork, you’ll likely begin to rethink this stance.

The four main benefits that the buyers get by hiring a real estate agent while house hunting are:

【1】The 𝙈𝙪𝙡𝙩𝙞𝙥𝙡𝙚 𝙇𝙞𝙨𝙩𝙞𝙣𝙜 𝙎𝙚𝙧𝙫𝙞𝙘𝙚 (MLS) database.
【2】An advantaged real estate 𝙣𝙚𝙜𝙤𝙩𝙞𝙖𝙩𝙤𝙧.
【3】The proper 𝙡𝙚𝙜𝙖𝙡 protection.
【4】Someone who can take care of all the 𝙥𝙖𝙥𝙚𝙧𝙬𝙤𝙧𝙠.

12/25/2022

12/25/2022

You Put The Merry In Our Christmas!!

12/22/2022

𝗧𝗵𝗲 𝗧𝘄𝗼 𝗕𝗲𝘀𝘁 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗢𝗽𝘁𝗶𝗼𝗻𝘀 𝗳𝗼𝗿 *𝔹𝕦𝕪𝕚𝕟𝕘 𝕍𝕒𝕔𝕒𝕥𝕚𝕠𝕟 ℍ𝕠𝕞𝕖𝕤*

① 30-𝒀ᴇᴀʀ 𝑳ᴏᴀɴ: Your rate is fixed, meaning it never changes. As you’re reading this, fixed-rate mortgages are near a historic low. Call us to find out how low your rate could be.

② 15-𝒀ᴇᴀʀ 𝑳ᴏᴀɴ: You can get the same security as with a 30-year fixed-rate loan, but pay it off in half the time.

12/21/2022

When you submit your contact information to us, you agree to our
① 𝑺ᴇᴄᴜʀɪᴛʏ 𝑷ᴏʟɪᴄʏ
② 𝑷ʀɪᴠᴀᴄʏ 𝑷ᴏʟɪᴄʏ
③ 𝑻ᴇʀᴍ𝒔 ᴏꜰ 𝑼𝒔ᴇ

You’re also consenting to have 𝐂𝐫𝐨𝐰𝐧 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐖𝐞𝐬𝐭, our partner companies, and our Family of Companies, reach out to you about your inquiry through a text message or a phone call.

We’ll call the cellular or residential telephone number you’ve provided with us. We’ll do this even if your telephone number is on a corporate, state, or national 𝐃𝐨 𝐍𝐨𝐭 𝐂𝐚𝐥𝐥 𝐑𝐞𝐠𝐢𝐬𝐭𝐫𝐲. You’re 𝐍𝐎𝐓 obliged to receive such messages or calls as a condition of saying yes to our services, or the services of our affiliates.

When you’re talking to us over the phone, you’re consenting to the call being monitored and recorded. We can share this information with third parties, including our mortgage partners, affiliates, or partner companies. The stated parties are allowed to use your contact information and personal data for analytic and marketing purposes. They may also use the information to improve your experience.

*𝘛𝘩𝘪𝘴 𝘪𝘯𝘤𝘭𝘶𝘥𝘦𝘴 𝘢𝘯 𝘢𝘶𝘵𝘰𝘮𝘢𝘵𝘪𝘤 𝘵𝘦𝘭𝘦𝘱𝘩𝘰𝘯𝘦 𝘥𝘪𝘢𝘭𝘪𝘯𝘨 𝘴𝘺𝘴𝘵𝘦𝘮 𝘰𝘳 𝘢 𝘱𝘳𝘦𝘳𝘦𝘤𝘰𝘳𝘥𝘦𝘥 𝘰𝘳 𝘢𝘳𝘵𝘪𝘧𝘪𝘤𝘪𝘢𝘭 𝘷𝘰𝘪𝘤𝘦.

12/18/2022

12/10/2022

𝐂𝐫𝐨𝐰𝐧 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐖𝐞𝐬𝐭 𝐀𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞𝐬