Michael offers Financial Planning and Investment Advisory Services through Cross State Financial Group, LLC (CSFG), an SEC Registered Investment Advisory Firm, and offers Insurance and Estate Planning as the President and Founder of Ball Financial Group, LLC. Dear Fellow Philatelist::
You probably know me as your stamp dealer but did you know that what I really do is financial planning. Stamps ha
ve been my lifelong hobby but financial planning has been my true passion since 1990. I specialize in helping philatelists around the country with their savings, investments and most importantly, with their retirement income plan for accumulation and distribution. When the markets turn volatile and confusing as they have frequently been in the past even the most patient investors may come to question the wisdom of the investment plan that they've been following. I've seen a lot of difficult markets come and go. And I can certainly empathize with people who find the current environment troublesome and not knowing what to do or where to turn for help. I'd like to help, if I can, and to that end, here's what I offer:
A cup of coffee and a second opinion. By appointment, you're welcome to come in and sit with me for a while. I'll ask you to outline your financial goals - what your investment portfolio is intended to do for you. Then I'll review the portfolio for and with you. If I think your investments continue to be well-suited to your long-term goals, I'll gladly tell you so, and send you on your way. If, on the other hand, I think some of your investments no longer fit with your goals, I'll explain why, in plain English. And, if you like, I'll recommend some alternatives. Either way, the coffee is on me. Please give me a call so I can schedule a time to help.
------Michael
P.S. Please note that I do not and will not recommend the purchase of stamps in your investment portfolio. I just like working with stamp collectors and understand their needs and concerns.
