Graystone Partners Wealth Management

06/02/2026

Might you need more coverage in retirement? This piece covers some good reasons to retain your insurance.

Reasons to retain your coverage into your retirement years.

05/28/2026

Embrace the new digital era and ensure careful ownership, management, and estate strategy for your intellectual property.

Intellectual property ownership and its implications for ordinary people and estates.

05/26/2026

Can group and private disability policies work together?

Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.

05/21/2026

Whether you have life insurance through work, are retired, or raising a family, it pays to know the truth about life insurance coverage.

Whether you have life insurance through your work or are retired it pays to know the truth about life insurance coverage.

05/19/2026

A home warranty may make sense, but you need to set proper expectations.

Understanding the value of a home warranty.

05/14/2026

Medicare doesn’t cover all the health-care expenses you may experience. Enter Medigap.

Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.

05/12/2026

One of the most common questions I hear from retirees and pre-retirees is:

“Am I leaving my assets to my family in the most efficient way possible?”

After years of saving and investing, many people assume their estate plan is complete because they have a will or trust in place. But in reality, how assets are titled, how beneficiaries are structured, and what types of accounts are being passed on can all have very different implications for heirs.

For example:
• Traditional IRA assets may create taxable income for beneficiaries
• Roth IRA assets may offer different tax treatment if certain rules are met
• Brokerage accounts may receive a step-up in cost basis at death
• Outdated beneficiary designations can unintentionally override estate documents

Recent changes to inherited retirement account rules have also made it more important for families to review their plans proactively rather than assuming older strategies still apply.

These conversations are not just about taxes — they’re about making sure your financial life aligns with your long-term goals for your spouse, children, and future generations.

If you haven’t reviewed your beneficiary designations, retirement accounts, or estate planning strategy recently, this can be a valuable area to revisit.

A simple review today may help create more clarity and flexibility for your family tomorrow.
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This post is for informational purposes only and should not be considered investment, tax, or legal advice. Advisory services offered through Graystone Partners Wealth Management. Investing involves risk, including possible loss of principal. Consult your tax and legal professionals regarding your specific situation.

05/12/2026

Three tips for giving smart from the heart.

Do you have causes that you want to support with donations?

05/08/2026

Stocks surged in April, delivering their strongest monthly gains in five years as solid economic data, easing geopolitical tensions, and upbeat first-quarter earnings lifted investor sentiment. The Nasdaq climbed 15.29%, the S&P 500 rose 10.42%, and the Dow gained 7.14%, while Canada’s S&P/TSX Composite added 3.65%. With no Fed meeting in May, attention turns to remarks from Fed officials and how evolving economic data may shape expectations moving forward. From \$34.1 billion in U.S. spending to the popularity of Mother’s Day dining and gifts, this month’s By the Numbers highlights how families celebrate the occasion.

Stocks surged in April, notching their best month in five years as investors cheered upbeat economic news, efforts to lower tensions in the Middle East, and first-quarter results.

05/07/2026

Marriage changes everything, including your insurance needs. Here are some things to look out for.

Marriage changes everything, including your insurance needs.