Heart 2 Heart Life Brokerage & Company

09/15/2022

What is Index Universal Life Insurance?
Index Universal life insurance combines permanent protection with an investment component. It’s a flexible product that can allow you to make changes to suit your evolving life.
Here’s how it works:
The premiums you pay go toward the certificate’s account value
A portion of this account is used to cover the cost of insurance and any other monthly charges
The other portion represents what’s known as your cash value. This can grow based on the interest accrued to the certificate’s account value. Typically, cash value accumulates on a tax-deferred basis, until withdrawn as cash or used to help pay the amount of the insurance.

08/29/2022

RETURNED PREMIUM TERM LIFE INSURANCE

AT THE END OF THE TERM,

YOU GET YOUR MONEY BACK.

Now including Living Benefits. If the insured person becomes ill or is diagnosed with a Critical illness, such as the "Big Three" Cancer Heart Attack or Stroke" or Chronic or Terminal Illness.

They will pay out an Accellerated Benefit of 100% of the policy Benefit.

WITHOUT PASSING...

To pay for Medical Bills, Treatments, Medications, home care, living Expenses etc.

The Future in coverage is here

Give us a call or message us to see if you
qualify.

Heart 2 Heart Life Brokerage

"A new outlook on LIFE.

06/16/2022

We should talk.
No, really we should.
Especially if you have Term Life Insurance and you aren't getting any cash back, tax free, in a lump sum.

We should also talk if you are unsure how life protection works, how you qualify or maybe you already have coverage but you wonder sometimes if there is something better out there for you.
There are so many different variables that can differentiate from one plan to another. The reason is that we are all different.
We have our own unique timelines, family members of different ages, medical history, budget, assets, goals and backgrounds etc.

These are all factors to take into consideration when looking for coverage. These past 2 years have been difficult for many but one good thing that has come from that is that carriers have modified options to adapt to todays world. Return of Premium Term Insurance, Mortgage Protection ( to protect you and your spouse if one of you passes you don't lose your home) and plans with "Living Benefits" where they let you use your Life Policy if you are diagnosed with illnesses to pay you while you're still living and help extend your life, pay hospital bills, replace income while you heal etc.
Book an appointment with us through our page or website OR simply text us to set up a time at
866.994.4684 or 480-681-6211 if you are in Arizona
We look forward to hearing from you!

Heart 2 Heart Life Brokerage
Changing your outlook on "Life"

We should talk.

No, really we should.

Especially if you have Term Life Insurance and you aren't getting any cash back, tax free, in a lump sum.

We should also talk if you are unsure how life protection works, how you qualify or maybe you already have coverage but you wonder sometimes if there is something better out there for you.

There are so many different variables that can differentiate from one plan to another. The reason is that we are all different.
We have our own unique timelines, family members of different ages, medical history, budget, assets, goals and backgrounds etc.

These are all factors to take into consideration when looking for coverage. These past 2 years have been difficult for many but one good thing that has come from that is that carriers have modified options to adapt to todays world. Return of Premium Term Insurance, Mortgage Protection ( to protect you and your spouse if one of you passes you don't lose your home) and plans with "Living Benefits" where they let you use your Life Policy if you are diagnosed with illnesses to pay you while you're still living and help extend your life, pay hospital bills, replace income while you heal etc.

Book an appointment with us through our page or website OR simply text us to set up a time at

866.994.4684 or 480-681-6211 if you are in Arizona

We look forward to hearing from you!

Heart 2 Heart Life Brokerage

Changing your outlook on "Life"

03/07/2022

We should talk.

No, really we should.

Especially if you have Term Life Insurance and you aren't getting any cash back, tax free, in a lump sum.

We should also talk if you are unsure how life protection works, how you qualify or maybe you already have coverage but you wonder sometimes if there is something better out there for you.

There are so many different variables that can differentiate from one plan to another. The reason is that we are all different.
We have our own unique timelines, family members of different ages, medical history, budget, assets, goals and backgrounds etc.

These are all factors to take into consideration when looking for coverage. These past 2 years have been difficult for many but one good thing that has come from that is that carriers have modified options to adapt to todays world. Return of Premium Term Insurance, Mortgage Protection ( to protect you and your spouse if one of you passes you don't lose your home) and plans with "Living Benefits" where they let you use your Life Policy if you are diagnosed with illnesses to pay you while you're still living and help extend your life, pay hospital bills, replace income while you heal etc.

Book an appointment with us through our page or website OR simply text us to set up a time at

866.994.4684 or 480-681-6211 if you are in Arizona

We look forward to hearing from you!

Heart 2 Heart Life Brokerage

Changing your outlook on "Life"