Christine Giarrizzo - Arizona Mortgage Loan Officer - NMLS #1210218

01/09/2026

With 2025 behind us, I want to express my sincere gratitude to the families, friends, and clients who entrusted me with their mortgage needs this past year. Your confidence and partnership mean everything, and it’s been a privilege to help you achieve your homeownership goals. I look forward to continuing to serve you in 2026!

09/16/2023

https://www.mortgagenewsdaily.com/markets/mortgage-rates-09142023

Whatever is bad for the economy is typically good for interest rates.  That's the grim irony for the mortgage market and it's the reason you might find a crowd of rate watchers feeling good about downbeat economic data.  It's not that they are happy about job losses or....

08/26/2023

I love my job ❤

08/22/2023

https://www.mortgagenewsdaily.com/markets/mortgage-rates-08212023

Interest rates are based on trading levels in the bond market.  Bond traders began their day looking at significantly weaker levels (i.e. higher yields/rates) versus last Friday, but for no apparent reason.  Actually, it would be more fair to say "for no new reason." Reas...

08/22/2023

HALLELUJAH! If you have a mortgage, or ever plan to get one, you should applaud this bill to stop Trigger Leads. When a mortgage lender pulls credit, the credit bureaus can sell your information to countless other companies who immediately start calling you for your mortgage business. I've had clients tell me they received over 30 calls in the first 24 hours after we pulled credit! These companies can be aggressive, and some can be misleading (I've heard stories of them implying they are affiliated with my company). Not only is it very frustrating for my busy clients, but it lends itself to confusion and misrepresentation/fraud by unscrupulous lenders on unsuspecting borrowers.

It's time we put a stop to our information being sold without our permission.

The CHLA wrote a letter in support of a bill from Rep. Rose that would limit mortgage trigger leads — but also suggested a few revisions.

08/17/2023

https://www.mortgagenewsdaily.com/markets/mortgage-rates-08162023

If you could time travel back to October 20th, 2022, you'd find mortgage rates that are just a hair higher than today's at most lenders, but the difference is now too small to care about.  Not only that, but many scenarios at many lenders would be slightly worse today. The unfortuna...

07/13/2023

I'm happy to be back home with Lennar Mortgage! Servicing New-build homes, resale homes, and refinances...How can I help you?

06/08/2023

New data revealed real estate investors purchased 48.6% fewer homes in Q1 of 2023 than they did a year earlier, according to the latest market report from Redfin. That’s the largest annual decline on record and outpaced the 41 percent drop in overall home purchases in the 40 major metros analyzed. Investor purchases fell 16 percent on a quarter-over-quarter basis, comparable with the 15 percent quarterly drop in overall home purchases

06/01/2023

Wanting to jump into the housing market this summer but don’t know where to begin? It’s easy to just open up Zillow and start searching homes but how will you start shopping if you don’t know your budget or expectations? Here are 5 reasons why talking with a lender should be first on your to-do list when looking to buy:

-Determine your budget: Talking with a lender before house hunting allow you to understand how much you can afford to spend on a home, set a realistic budget, and narrow down your home search.
-Pre-approval advantage: Obtaining a pre-approval from a lender strengthens your offer. Most sellers won’t even consider an offer on a home without a pre-approval letter with it.
-Understand your loan options: Fixed-rate, adjustable-rate, down payment assistance options, VA, FHA – it can make your head spin! Talking with a lender will help you understand the loan options that fit your needs and goals.
-Set expectations: While you may have a specific price range in mine, a lender can explain any additional costs associated with homeownership, such as closing costs, down payment requirements, property taxes, and insurance.
-Finish paperwork earlier: There is a lot of paperwork that goes into closing on a home. The sooner you speak with a lender and start getting the document-collection out of the way, the easier you’ll make it on yourself when it’s time to finalize the loan.

Have any questions? Send me a DM!

05/29/2023

Remembering and honoring the brave souls who gave everything for our freedom. 🇺🇸 This Memorial Day, we pay tribute to the heroes who made the ultimate sacrifice. Let us never forget their courage, dedication, and unwavering commitment to our nation.

05/29/2023

Memorial Day doesn’t honor servicemen and servicewomen, or veterans. It is a federal holiday in the United States for remembering the people who died while serving in this country’s armed forces. The number totals about 1.1 million, almost half of which were in the Civil War, fighting against one another. First recognized in 1868, it was set on the last Monday in May starting in 1971. Give those who gave the ultimate sacrifice for our nation more than a passing thought, not only Monday but throughout the year!