FedAdvantage

10/16/2026

Your financial future deserves thoughtful planning, no matter what stage of life you're in.

Whether you're just starting your career, preparing for retirement, or navigating a major life change, working with a financial professional can help you make informed decisions, identify opportunities, and stay on track toward your goals.

Watch the following short video to discover six reasons why working with a financial professional may benefit you and how the right guidance can make a difference in your financial future.

10/15/2026

Insurance terminology can be confusing, but understanding your coverage shouldn't have to be!

From deductibles and premiums to exclusions and benefit periods, knowing common insurance terms can help you make more informed decisions about your financial protection.

Check out our blog and take the next step toward becoming a more informed insurance consumer!

A Accident Insurance: Type of insurance coverage that provides a cash benefit to individuals in an accident. Accidental Death Benefits: A benefit that pays the beneficiary a benefit if the insured person dies due to an accident. Activities of Daily Living (ADLs): ADLs are basic tasks essential for s...

10/14/2026

Financial literacy is an important part of building a secure financial future.

Understanding how to budget, save, invest, plan for retirement, and manage financial risks can help you make more informed decisions, reduce financial stress, and work toward your long-term goals.

At FedAdvantage, we believe financial education is the foundation of financial confidence. That's why we offer complimentary individual consultations to help federal employees better understand their benefits, explore their options, and make informed financial decisions.

Take the next step toward a stronger financial future. Visit www.FedAdvantage.com to learn more or schedule a complimentary consultation.

“The best investment you can make, is an investment in yourself... The more you learn, the more you’ll earn.” —Warren Buffett Financial literacy is more than just understanding money—it’s about applying financial skills in everyday life, from budgeting and saving to managing debt and pla...

10/13/2026

You could be making these four money mistakes and not even know it.

Watch the following short video to see how avoiding these mistakes can help you thrieve in any economy!

10/12/2026

Today, we recognize Indigenous Peoples’ Day and honor the history, cultures, traditions, and contributions of Indigenous peoples and communities across the United States.

It is also an opportunity to reflect on the generations of resilience that have shaped our nation and to celebrate the diverse Indigenous cultures that continue to enrich our communities today.

From all of us at FedAdvantage, we join in recognizing and honoring Indigenous peoples, past and present. And read the following article by Federal Times for a deeper insight into Indigenous Peoples' Day!

It is typically observed on the second Monday in October, the same day as Columbus Day.

10/09/2026

Planning for college during the 2027–28 school year? The 2027–28 FAFSA is now available.

The Free Application for Federal Student Aid (FAFSA) is an important step in applying for federal financial aid and may also be used to determine eligibility for certain state and college-based aid. Remember, students need to complete a new FAFSA for each academic year they wish to receive aid.

Watch the following short video to learn more about the FAFSA, why it matters, and what families should know when preparing to apply.

10/07/2026

A serious illness can affect more than your health. It can also create unexpected financial challenges for you and your family.

Critical Illness Insurance provides a cash benefit following the diagnosis of a covered condition, which may include heart attack, cancer, stroke, multiple sclerosis, Parkinson’s disease, coronary heart disease, and others.

Unlike traditional health insurance, the benefit is paid directly to you and can be used to help with medical expenses, ongoing care, everyday bills, or other financial needs while you focus on your recovery.

Learn more about Critical Illness Insurance and the coverage options available to federal employees at FedAdvantage.com.

10/06/2026

Your federal benefits provide valuable protection, but they may not cover every financial risk you face.

Supplemental insurance can help fill some of those gaps by providing additional financial protection when an unexpected illness, injury, or other covered event occurs.

For federal employees considering disability insurance, FedAdvantage offers plans designed specifically to work alongside federal benefits, including FERS or CSRS. Our simplified enrollment process may also allow eligible federal employees to obtain coverage without the medical exams and extensive underwriting often associated with individual disability policies.

The goal isn’t simply to add more insurance. It’s to help create a more coordinated financial safety net that works with the benefits you already have.

Before discussing Supplemental Disability Insurance, I think it is best to first define in general terms what supplemental insurance is. Supplemental insurance refers to additional insurance policies that complement primary health insurance plans. These policies are designed to help pay for costs an...

10/05/2026

What happens to your income if an illness or injury keeps you from working for an extended period?

Federal employees have valuable benefits that may provide protection, including sick and annual leave, voluntary leave programs, workers’ compensation, and FERS Disability Retirement. However, traditional employer-sponsored short-term and long-term disability insurance generally are not part of the standard federal benefits package.

That can create a potential gap if a non-work-related illness or injury keeps you from working after your available paid leave runs out.

Since 1992, FedAdvantage has helped federal employees understand their benefits and supplemental insurance options. If you have questions about protecting your income and how disability insurance can work alongside your federal benefits, contact our team or call 888-833-5594.

Federal employees have access to a strong package of government benefits, but one important form of protection is notably absent: employer-sponsored disability insurance.Unlike many private-sector employees who receive short-term or long-term disability coverage through their employer, federal emplo...

10/02/2026

Are emotions influencing the way you invest?

Behavioral finance shows us that financial decisions aren’t always based on facts and logic alone. Fear, excitement, and other emotions can influence our choices, sometimes causing us to react before thinking about the long-term impact.

Watch the following short video, “Are Your Investment Decisions Influenced by Emotions?” to see how emotions can affect investing and why recognizing them can help you make more thoughtful financial decisions.