FedAdvantage

06/03/2026

Your retirement income isn’t just one source—it’s a combination of pieces that need to work together.

From Social Security and pensions to savings and investments, each piece plays a role in building a complete income strategy. The challenge is understanding how they all fit based on your goals, lifestyle, and financial situation.

Watch the following video, “Putting Together the Retirement Income Puzzle,” as we walk through the key components to consider.

If you’d like help building your own plan, FedAdvantage is here to guide you every step of the way!

06/02/2026

Building a strong retirement strategy takes more than a one-time decision—it requires ongoing planning, informed choices, and adjustments as your life and the financial landscape evolve.

At FedAdvantage, we offer personalized consulting to help you make sense of your options, maximize your retirement income, and stay on track toward your goals.

With the right strategy in place, you can move forward with greater clarity and confidence.

Getting ready for retirement might feel overwhelming, but we've simplified it into easy-to-follow steps. Save as much as you can into your retirement accounts. Maximize your contributions to retirement accounts by saving 12% to 15% of your salary annually for retirement, including your employer's co...

06/01/2026

If you’re about 10 years away from retirement, chances are you’ve started thinking about what that transition might look like.

Will you travel, pursue new interests, relocate, or continue working in some capacity? And how will changes in income impact your lifestyle?

It’s easy for these questions to feel overwhelming—but taking time to plan now can help you feel more confident and in control as retirement approaches.

Check out our blog, “Planning Your Retirement: 10 Key Considerations for the Next 10 Years,” to help you get started.

If you're a decade or so away from retirement, you've probably spent at least some time thinking about this major life change. How will you manage the transition? Will you travel, take up a new sport or hobby, or spend more time with friends and family? Should you consider relocating? Will you conti...

05/29/2026

How Health Can Affect Wealth in Retirement (Part 2)

Healthcare can be one of the largest expenses you face in retirement—and it’s important to plan ahead.

Understanding what you may need and how to prepare can make a significant difference in protecting your financial future.

Watch this webinar as we break down key factors that impact healthcare costs, explore resources like Medicare, and share practical steps to help manage out-of-pocket expenses.

05/28/2026

How Health Can Affect Wealth in Retirement (Part 1)

Healthcare can be one of the largest expenses you face in retirement—and it’s important to plan ahead.

Understanding what you may need and how to prepare can make a significant difference in protecting your financial future.

Watch this webinar as we break down key factors that impact healthcare costs, explore resources like Medicare, and share practical steps to help manage out-of-pocket expenses.

05/27/2026

Retirement planning isn’t a one-time decision—it’s an ongoing process that requires thoughtful strategy and regular adjustments.

From preparing for healthcare costs to refining your investment approach as you get closer to retirement, avoiding common missteps can make a meaningful difference in your long-term success.

At FedAdvantage, we help federal employees navigate these important decisions with clarity and confidence. Whether you’re just getting started or approaching retirement, we’re here to support you every step of the way.

Connect with us today to take the guesswork out of your retirement plan.

Preparing for retirement can feel daunting, but by staying informed and proactive, you can sidestep common retirement-planning pitfalls. Here's a simple truth about retirement: To achieve the retirement lifestyle you desire, you must plan strategically. This requires crafting a tailored strategy tha...

05/26/2026

You’ve dedicated years of service to our country—transitioning to civilian life is the next important chapter.

With that transition can come unique challenges and decisions, from career changes to financial planning. Having the right guidance can make all the difference.

Watch this short video for six practical tips to help make your transition smoother and set you up for success in this next phase.

05/25/2026

Today, we honor and remember the brave men and women who made the ultimate sacrifice in service to our country.

Their courage, dedication, and commitment to protecting our freedoms will never be forgotten.

From all of us at FedAdvantage, we wish you a meaningful Memorial Day as we take time to reflect, remember, and give thanks.

05/22/2026

Think your FERS benefits fully protect your income? It may be worth taking a closer look.

While Disability Retirement through FERS is available, it’s often a last resort—requiring you to exhaust leave and accept a reduced portion of your income. Disability insurance is designed to step in sooner, providing tax-free income replacement that can be much closer to your take-home pay.

At FedAdvantage, we offer disability coverage options built specifically for federal employees—helping you bridge the gaps traditional benefits may leave behind.

You can even request a complimentary Disability Impact Analysis to see how a disability could affect your finances—and how different levels of coverage can make a difference.

Understanding your options today can help you protect your financial stability tomorrow!

Federal employees have access to disability retirement benefits through the Federal Employees Retirement System (FERS), but this coverage might not fully meet their needs. Federal employees are entitled to this benefit and can supplement coverage with private disability insurance. Disability Retirem...

05/21/2026

It’s easy to assume you won’t need Long-Term Disability or Long-Term Care coverage—but planning ahead can make all the difference.

Long-Term Disability insurance helps protect your income if you’re unable to work, while Long-Term Care coverage can help manage the cost of extended care without draining your savings.

For federal employees, these protections play an important role in maintaining financial stability, preserving your lifestyle, and supporting your family if the unexpected happens.

Taking a proactive approach today can provide peace of mind—and a stronger financial safety net for the future!

Many people often mix up Long-Term Disability Insurance (LTD) and Long-Term Care Insurance (LTC), possibly because they're both activated by health-related events. Yet, these insurances have distinct roles in managing financial risks in your personal life: What are the Differences Between Long Term....