Level Up Mortgage LLC

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Tempe, AZ
Level Up Mortgage LLC

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Company NMLS #2425139, AZMB #1042386
https://levelupmortgage.net/privacy-policy/
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Level Up Mortgage LLC is a mortgage brokerage that strives to provide the best combination of service, rates and fees. NMLS: 2425139
AZMB: 1042386
Equal Housing Opportunity

10/16/2026

You’ve already pictured that garage fridge full of your favorite drinks.

One question: is it coming with the house? 😂

The fridge, patio furniture, curtains...seeing something during a showing doesn’t mean you should count on finding it there after closing.

If an item matters to you, ask your agent to confirm whether it’s included and make sure the agreement reflects it.

A quick conversation now can prevent an awkward surprise on moving day.

What would you want to make sure stays?

10/15/2026

If I haven’t used it in six months, there’s a good chance it’s leaving the house. 😂

I’m pretty comfortable with, “If I need it again someday, I’ll buy another one.”

I know that sentence just made some of you nervous.

Are you a “get rid of it” person or a “we might need that” person?

10/14/2026

A friend is visiting Arizona for the first time, and you get one stop to show them why you love living here. 🌵

Where are you taking them and what makes it your spot?

10/13/2026

How does a bill that comes every year still manage to surprise us?

The car registration. The annual insurance premium. That subscription you forgot renews every October.

They don’t show up every month, so it’s easy to leave them out of the monthly budget.

Here’s a simple fix:

A $1,200 annual bill = $100 set aside each month.

When it arrives, you’ve already saved for it.

Start with one bill. Check its amount and due date, then divide by the number of months you have left, not automatically by 12.

Life will give you plenty of actual surprises. This is one you can plan for.

Which annual bill always sneaks up on you?

10/07/2026

You’re saving for a house. Is your money helping?

You’re putting money aside every month. Where you keep it can help that balance grow.

Two options worth comparing:

High-yield savings account: Earns interest while keeping your money accessible. The interest rate can change.

CD: You agree to leave your money in the bank for a set amount of time, usually in exchange for a fixed interest rate. Taking it out early may cost you a penalty.

Neither replaces saving consistently. But either could help you earn more than a savings account paying very little.

Compare rates, fees, access to your money, and deposit insurance before choosing.

Send me a DM with the word "PLAN" for my free 90 Day Homeownership Plan.

10/06/2026

You didn’t skip the repair. You gave it time to get more expensive.

That little leak. The cracked caulking around the shower. The water stain you keep meaning to investigate.

It’s easy to put off something when the house still feels fine.

And sometimes waiting is reasonable. We all have budgets.

But before saying “I’ll deal with it later,” ask:

“What could happen if I leave this alone?”

If you don’t know, get a qualified professional’s opinion. Knowing what’s urgent and what can wait, helps you put your money

Have you ever had a repair that you let go too long? Your hindsight might save someone else a headache.

10/05/2026

There’s nothing wrong with nice things.

Buy the car. Take the trip. Upgrade the house. Order the good steak.

If those things actually matter to you and the numbers work.

The expensive part is when we start buying things because they seem like what someone at our age, income or career level is supposed to have.

The bigger house you don’t really need.

The car payment replacing the perfectly good paid-off car.

The vacation you can’t comfortably afford.

The lifestyle that keeps getting more expensive because looking successful became part of the definition of success.

That’s a tough treadmill to get off.

Because there will always be someone with a nicer house, newer car, better vacation or bigger number next to their name.

I’d rather see someone quietly building savings, investing consistently and creating breathing room in their life, even if nobody looking from the outside would ever know it.

Enjoy your money.

Just make sure you’re spending it on a life you actually want…
not a life you want other people to see.

10/04/2026

There’s something pretty special about getting the call from someone you’ve helped before.

A recent client came back to see if refinancing her mortgage made sense and this time, the numbers worked.

We were able to significantly reduce her interest rate and save her money every month. 🙌

That’s a win I’ll happily celebrate.

And it’s also a good reminder: refinancing isn’t automatically a good idea just because rates move. The savings, closing costs, break-even point, loan term and your future plans all need to make sense together.

Wondering if the numbers might work for you?

DM me REFI and I’ll send you my free Should I Refinance? guide.

10/01/2026

A big congratulations to some recent refinance clients! 🏡🎉

They were able to use a portion of their home equity to pay off higher-interest debt and create some much-needed breathing room in their monthly cash flow.

Does that mean everyone should refinance to pay off debt? Absolutely not.

The new payment, interest rate, closing costs, loan term, equity position, and what happens to the freed-up cash all matter.

But when the numbers make sense, a refinance can be about much more than getting a lower mortgage rate.

It can be about putting your finances in a better position going forward.

Wondering whether refinancing makes sense for your situation?

DM me REFI and I’ll send you my free Should I Refinance? guide.

09/30/2026

Your house doesn’t owe you a profit every year.

I think the last few years messed with our expectations a little.

When home values were climbing fast, it became normal to check your home’s estimated value and think:

Nice. Made another $40,000. 😂

But that’s not how homeownership normally works.

Some years values go up.
Some years they barely move.
And sometimes they go backward.

That doesn’t automatically mean buying the house was a bad decision.

Because while you’ve been watching the value, you’ve also been living there.

You’ve had a place to call home.
You’ve been paying down your mortgage.
You’ve built memories there.
And hopefully, over time, you’re building equity too.

A home can be part of a great long-term wealth-building strategy.

But it doesn’t need to give you a positive performance report every 12 months to be doing its job.

Your house can help build wealth.

It also has another job: being your home.

That part gets forgotten sometimes.

Address

1847 E. Calle De Caballos
Tempe, AZ
85284

Telephone

+14803824661

Website

http://www.levelupmortgage.net/

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