Justin Toenjes, Loan Officer NMLS# 167048

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Justin Toenjes, Loan Officer NMLS# 167048 LO NMLS: 167048
Company NMLS: 6274
Equal Housing Lender
https://www.peoplesmortgage.com/legal

Justin Toenjes (ten-yes) is a highly accomplished finance professional with a strong background in mortgage banking and a passion for helping individuals achieve their financial goals. As a devoted husband and father of three, Justin understands the importance of financial stability and prides himself on assisting clients in securing their dream home and building a solid future for their families. He holds a Bachelor of Science degree in Finance from Arizona State University. With over two decades of experience in the industry, Justin began his career as a Loan Processor in 1998 and quickly rose through the ranks, earning titles such as Branch Manager, Producing Branch Manager, and Vice President. Throughout his career, he has assisted countless clients in finding financing solutions that align with their budget and long-term financial aspirations. Raised in Gilbert, Arizona, Justin understands the local market dynamics and has developed a deep knowledge of the region’s real estate landscape. His extensive experience in mortgage banking both for regional banks and national home builders, coupled with his commitment to personalized service, has earned him a reputation as a trusted advisor and reliable partner both locally and nationally. Beyond his professional pursuits, Justin is an active contributor to the community. He serves as a Board Member for Boys to Men Mentoring Group of Greater Phoenix, an organization dedicated to young men through mentorship programs. In his free time, Justin enjoys the challenge of training for triathlons, a testament to his disciplined mindset and determination. With his expertise, genuine passion for helping others, and proven track record, Justin Toenjes is the go-to professional for all your mortgage financing needs. Whether you are a first-time homebuyer, a seasoned investor, or someone seeking refinancing options, he is dedicated to providing exceptional service and guiding you towards financial success.

Happy Halloween! Wishing everyone a fun and safe night filled with plenty of treats!
10/31/2026

Happy Halloween! Wishing everyone a fun and safe night filled with plenty of treats!

The market has shifted, and this might just be the new norm. In fact, today's rates are still below the 50-year average....
10/29/2026

The market has shifted, and this might just be the new norm. In fact, today's rates are still below the 50-year average.

So don't wait so long for the "perfect" time that you turn into this guy.

It's all about finding what works for you and your goals.

Source: https://www.freddiemac.com/pmms

Thinking about a manufactured home? We can help with financing!
10/28/2026

Thinking about a manufactured home? We can help with financing!

Your mortgage should fit your life, not the other way around. Less paperwork. Less runaround. More freedom.
10/23/2026

Your mortgage should fit your life, not the other way around. Less paperwork. Less runaround. More freedom.

Looking to grow your real estate investment portfolio? With a DSCR loan, the property's rental income may help you quali...
10/22/2026

Looking to grow your real estate investment portfolio? With a DSCR loan, the property's rental income may help you qualify, without relying on traditional personal income verification. Let's talk about your options!

The right team makes all the difference.
10/21/2026

The right team makes all the difference.

10/20/2026

We've gone digital, reach out to learn more!

Ready to close faster? Eligible loans may close in as little as 12 days with our streamlined digital process. Contact us...
10/19/2026

Ready to close faster? Eligible loans may close in as little as 12 days with our streamlined digital process. Contact us to learn more!

I've said it before and I'll say it again... when it comes to your mortgage, talking to an actual human is still pretty ...
10/18/2026

I've said it before and I'll say it again... when it comes to your mortgage, talking to an actual human is still pretty chic.



Address

2055 E. Centennial Cir
Tempe, AZ
85284

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