Justin Toenjes, Loan Officer NMLS# 167048

Justin Toenjes, Loan Officer NMLS# 167048 LO NMLS: 167048
Company NMLS: 6274
Equal Housing Lender
https://www.peoplesmortgage.com/legal

Justin Toenjes (ten-yes) is a highly accomplished finance professional with a strong background in mortgage banking and a passion for helping individuals achieve their financial goals. As a devoted husband and father of three, Justin understands the importance of financial stability and prides himself on assisting clients in securing their dream home and building a solid future for their families.

He holds a Bachelor of Science degree in Finance from Arizona State University. With over two decades of experience in the industry, Justin began his career as a Loan Processor in 1998 and quickly rose through the ranks, earning titles such as Branch Manager, Producing Branch Manager, and Vice President. Throughout his career, he has assisted countless clients in finding financing solutions that align with their budget and long-term financial aspirations. Raised in Gilbert, Arizona, Justin understands the local market dynamics and has developed a deep knowledge of the region’s real estate landscape. His extensive experience in mortgage banking both for regional banks and national home builders, coupled with his commitment to personalized service, has earned him a reputation as a trusted advisor and reliable partner both locally and nationally. Beyond his professional pursuits, Justin is an active contributor to the community. He serves as a Board Member for Boys to Men Mentoring Group of Greater Phoenix, an organization dedicated to young men through mentorship programs. In his free time, Justin enjoys the challenge of training for triathlons, a testament to his disciplined mindset and determination. With his expertise, genuine passion for helping others, and proven track record, Justin Toenjes is the go-to professional for all your mortgage financing needs. Whether you are a first-time homebuyer, a seasoned investor, or someone seeking refinancing options, he is dedicated to providing exceptional service and guiding you towards financial success.

With rent continuing to rise, it might be the right time to buy. We can go through the numbers with you to see if it mak...
09/08/2026

With rent continuing to rise, it might be the right time to buy. We can go through the numbers with you to see if it makes sense. Reach out to learn more!

Happy Labor Day from your Peoples family! Wishing everyone a safe and relaxing holiday!
09/07/2026

Happy Labor Day from your Peoples family! Wishing everyone a safe and relaxing holiday!

09/03/2026

No more landlord calls-just pure homeownership bliss. You can do this too, we can help!

09/02/2026

Waiting for the "perfect" time to buy? It may not exist. It's all about finding what works for you and your goals.

Looking to ChatGPT for mortgage advice? ChatGPT will spend four paragraphs explaining what a fixed rate is and then remi...
08/27/2026

Looking to ChatGPT for mortgage advice?

ChatGPT will spend four paragraphs explaining what a fixed rate is and then remind you to consult a licensed professional. We are licensed professionals. Skip a step and just give us a call, we are always here to help!

As your lender, I'm here to help you succeed by focusing on three key areas:Invest: I'll help you make strategic mortgag...
08/26/2026

As your lender, I'm here to help you succeed by focusing on three key areas:

Invest: I'll help you make strategic mortgage choices that maximize your financial growth and security.

Build: Together, we'll build a solid path toward your homeownership goals, whether it's buying your first home or expanding your investment portfolio.

Educate: I'm committed to empowering you with the knowledge you need to make confident decisions at every stage of the mortgage process.

Let's work together to turn your dreams into reality!

It's a great time to get your feet wet as a real estate investor! An FHA multifamily loan could help you purchase a 2-4 ...
08/25/2026

It's a great time to get your feet wet as a real estate investor!

An FHA multifamily loan could help you purchase a 2-4 unit property with as little as 3.5% down. Live in one unit, rent out the others, and start building your real estate portfolio. Reach out to learn more!

House hunting is a lot more fun when you already know your budget. Getting pre-qualified first helps you focus on homes ...
08/20/2026

House hunting is a lot more fun when you already know your budget. Getting pre-qualified first helps you focus on homes that fit your financial goals and puts you in a stronger position when you're ready to make an offer.

Ready to take the first step? Reach out today to get pre-qualified and start your home search with confidence.

Thinking about a multigenerational home? With 17% of homebuyers choosing multigenerational living, this lifestyle is on ...
08/19/2026

Thinking about a multigenerational home?

With 17% of homebuyers choosing multigenerational living, this lifestyle is on the rise-and for good reason! Families are finding social, financial, and practical benefits by living under one roof.

ADUs (Accessory Dwelling Units) make this setup even more flexible, offering space for independent living or rental income.

Curious if this option could work for your family? Discover the perks and financing tips in our blog!



https://www.peoplesmortgage.com/post/why-multigenerational-homes-are-a-smart-investment-in-2024

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2055 E. Centennial Cir
Tempe, AZ
85284

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