Vintage Mortgage Professionals

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Vintage Mortgage Professionals Providing home loans for purchasing and refinancing real estate. We pride ourselves on delivering fi We pride ourselves on customer service and excellence.

Hello …Steve Tempel here with Vintage Mortgage Professionals….if your looking for a new home loan or to refi your existing loan, give us a call or submit a request here on our page! If you’ve been told “it cant be done” …let us take another look at it for you!

House hunting without a strategy is like showing up to a chess match without knowing the rules. ♟️🏠 You deserve a tactic...
10/21/2026

House hunting without a strategy is like showing up to a chess match without knowing the rules. ♟️🏠

You deserve a tactical edge — and that's exactly what NAF Cash brings to the table. Get the advantage that helps you move fast, stand out, and win the home you actually want.

Ready to play to win? Let's talk. 🎯

Closing on a home isn't magic… but it sure feels like it when you get the keys. 🔑✨ If you've ever wondered what actually...
10/19/2026

Closing on a home isn't magic… but it sure feels like it when you get the keys. 🔑✨

If you've ever wondered what actually happens between "offer accepted" and "keys in hand," we broke it down into 3 simple steps. No jargon, no stress — just the stuff you actually need to know.

Swipe ➡️ to see what really goes down on closing day.

Ready to make your move? Let's talk. 💬

Your car, your health, your home. The important things in life deserve protection. Your home purchase is no different. N...
10/16/2026

Your car, your health, your home. The important things in life deserve protection. Your home purchase is no different. NAF Cash Secure, an affiliate of New American Funding, backs your approved Conventional or VA financing so that if anything unexpected comes up between approval and closing, your purchase stays on track. Smart buyers protect their biggest investment. You've got this. Closing Protection

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming...
10/14/2026

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming loan limits are climbing. The single-unit figure is projected to hit $845,000, a bump from the current $832,750—and NAF is already writing loans at the new number, before the Federal Housing Finance Agency (FHFA) makes it official in November. That line is the dividing wall between Conventional and Jumbo financing. Jumbo means tighter qualifying rules, heavier documentation, and frequently a heftier down payment. Conventional means a smoother, more straightforward process. If a deal stalled just above the old limit, let's revisit it. Message me and we'll run the numbers.

Your home equity could be a powerful financial tool. 🏡💰 A cash-out refinance allows you to replace your current mortgage...
10/13/2026

Your home equity could be a powerful financial tool. 🏡💰

A cash-out refinance allows you to replace your current mortgage with a new, larger loan and receive the difference in cash—giving you funds that may be used for things like consolidating high-interest debt, home improvements, education costs, medical expenses, or other financial goals.

Of course, it’s important to look at the full picture, including your new payment, closing costs, and how much equity you’ll have remaining.

Curious if a cash-out refinance could make sense for your goals? Let’s talk about your options.

Is this conversation helpful so far?

A temporary buydown can help make the first years of homeownership more manageable — but it’s important to understand ho...
09/30/2026

A temporary buydown can help make the first years of homeownership more manageable — but it’s important to understand how it works before deciding if it’s right for you. 🏡

Ask the right questions:
• How much will my payment change each year?
• Who is funding the buydown?
• What will my full payment be once the buydown ends?
• Do I still qualify based on the full note rate?

The goal isn’t just a lower payment today — it’s making sure the loan still fits tomorrow.

📲 Have questions about buydowns? Send me a DM and let’s talk through your options.

With an FHA 203k loan, purchase and renovation will be bundled into one mortgage—one closing, one payment. While other a...
09/23/2026

With an FHA 203k loan, purchase and renovation will be bundled into one mortgage—one closing, one payment. While other agents walk, you're equipped with the solution. Turn "it needs too much work" into "let's make an offer." Stop losing deals to deferred maintenance. Start closing them.

Big Fannie Mae change real estate agents should know 🏡📌If your buyer is keeping their current home as a rental, do not a...
09/17/2026

Big Fannie Mae change real estate agents should know 🏡📌

If your buyer is keeping their current home as a rental, do not automatically tell them to get a lease. Here is what is new for September 2026:

1️⃣ Market rent may be used — no executed lease always required
2️⃣ New landlords may need reserves
3️⃣ Loop in the lender before anything is signed

Protect your deals and your timeline. Connect your client with a loan officer early. 💼

📲 Contact Steve Tempel, Loan Consultant NMLS # 254820 — 951-695-0905 | [email protected]

Not every borrower fits into a box — and your mortgage shouldn’t have to either. 🏡Whether you’re self-employed, use an I...
09/16/2026

Not every borrower fits into a box — and your mortgage shouldn’t have to either. 🏡

Whether you’re self-employed, use an ITIN, or have a unique financial situation, there may be loan options designed to fit your story and your goals.

Let’s explore what’s possible and find a mortgage solution that works for you.

📲 DM me to get started.

Football season is officially back 🏈 and while a fumble might be part of the game, it doesn’t have to be part of your fi...
09/09/2026

Football season is officially back 🏈 and while a fumble might be part of the game, it doesn’t have to be part of your finances. Whether you’re looking to buy, refinance, or explore your mortgage options, having the right game plan can make all the difference. Let’s tackle your home financing goals together.

Address

43537 Ridge Park Drive
Temecula, CA
92590

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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