LifeWealth Buddy By Duanphen Alcabes - Rhi

LifeWealth Buddy By Duanphen Alcabes - Rhi Insurance Broker - Health, Life, and Medicare ancillary benefits for Individual & Group. I am licensed in PA, NJ, FL, and more to come.

Welcome to LifeWealth Buddy! Hi there, I'm Duanphen Alcabes – though most people know me as Rhi! As your LifeWealth Buddy, my mission is straightforward: to serve as your friendly, trusted guide in navigating the world of life and health insurance. I'm here to help you understand your options, protect what matters most, and build a secure financial future for yourself and your loved ones. Think of

me as your personal partner in achieving peace of mind and financial well-being. Let's connect and find the perfect plan for your unique life journey.

Grateful for the trust you place in me. Here’s to a year of prosperity, protection, and peace of mind for you and your f...
02/16/2026

Grateful for the trust you place in me. Here’s to a year of prosperity, protection, and peace of mind for you and your family.
Let’s make sure your financial foundation is as strong as your goals.

02/14/2026

Happy Valentine's Day

From unexpected twists to life’s little bends,
Insurance is love that never ends.
This Valentine’s Day, give your heart a cheer,
And safeguard your tomorrow, today, my dear!







Happy Galentine's Day to all the ladies.
02/13/2026

Happy Galentine's Day to all the ladies.

As the New Year begins, I’d like to thank my clients and community for their trust and support. Wishing you a year of go...
01/01/2026

As the New Year begins, I’d like to thank my clients and community for their trust and support. Wishing you a year of good health, happiness, and confidence in the future.

ขั้นตอนการเช็คราคาประกันสุขภาพและสมัครสำหรับรัฐที่ใช้ ตลาดกลางประกันสุขภาพที่ดูแลโดยรัฐบาลกลางค่ะ ไปทำตามกันเลย  #เอเจ่น...
12/13/2025

ขั้นตอนการเช็คราคาประกันสุขภาพและสมัครสำหรับรัฐที่ใช้ ตลาดกลางประกันสุขภาพที่ดูแลโดยรัฐบาลกลางค่ะ ไปทำตามกันเลย #เอเจ่นคนไทย #ประกันสุขภาพอเมริกา #คนไทยในอเมริกา

FL Health Insurance Search Guide Plan Year 2026เช็คราคาได้ที่ Check your Quote here https://www.healthsherpa.com/?_agent_id=duanphen-alcabes-ofkpxg

Health coverage for the new year starts now!Complete your 2026 GetCovered NJ application and lock in your plan by Decemb...
12/09/2025

Health coverage for the new year starts now!

Complete your 2026 GetCovered NJ application and lock in your plan by December 15 to begin coverage January 1.
Let’s make sure you’re protected—reach out if you’d like help with the process!
#คนไทยในอเมริกา

Open Enrollment 2026 is here! As a certified Pennie broker, I can help you update your application, compare plans, and s...
11/15/2025

Open Enrollment 2026 is here! As a certified Pennie broker, I can help you update your application, compare plans, and stay covered for the new year—at no cost to you.
Plans, prices, and financial savings have changed for 2026, so every enrollee needs to review their options.
You can update your plan on your own, or call Pennie to add me as your Agent Of Record (AOR) so I can assist you directly with your profile.
Key dates:
• Enroll by Dec 15 for coverage starting Jan 1
• Open Enrollment ends Jan 15

Message me if you’d like help!

47% expect financial hardship after the loss of a primary wage-earner. Let’s help change that.September is Life Insuranc...
09/24/2025

47% expect financial hardship after the loss of a primary wage-earner. Let’s help change that.

September is Life Insurance Awareness Month

Indexed universal life (IUL) insurance offers a unique combination of benefits for financial protection and accumulation potential. These can help address many financial concerns, including financial hardship following the loss of a primary wage earner through the death benefit, generally provided to beneficiaries income-tax-free.
#คนไทยในอเมริกา

Life insurance can offer protection and flexibility to your financial strategy. Allianz offers term insurance and indexed universal life insurance.

08/19/2025

I had just turned my phone to sleep mode when I saw a text from a client venting their frustration with a carrier that hadn’t fulfilled their request. We ended up discussing their retirement, and I took the time to check information with a higher-rated insurance carrier to make sure they had the most accurate and up-to-date options.

I care for every client like family and always make sure to provide the best choices for them to consider.
Tonight, I can rest easy knowing I did right by them.

Send a message to learn more

Some types of life insurance can help cover some unexpected expenses and supplement retirement plans- while you are stil...
08/08/2025

Some types of life insurance can help cover some unexpected expenses and supplement retirement plans- while you are still living.

Thinking about life insurance? 🤔 Indexed Universal Life (IUL) policies offer a unique combo: a death benefit for your lo...
07/30/2025

Thinking about life insurance? 🤔 Indexed Universal Life (IUL) policies offer a unique combo: a death benefit for your loved ones AND a cash value that can grow with the market, but with some protection from losses!

It's not a direct stock market investment, but rather a way to potentially build cash value linked to an index's performance, often with a "floor" to protect against big drops.

Want to learn more about how IULs could fit into your financial plan? Let's chat!

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Telford, PA

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