Water Street Wealth Management

10/07/2026

Having a will is important. But does that mean your estate plan is complete?

What about your beneficiary designations? Who can handle your finances if you're unable to? Are your healthcare wishes documented? Will your estate actually avoid probate?

In my latest blog post, I break down six common estate planning myths that are worth a second look.

I also have access to an in-house trusts and estates team that can provide additional review and support when needed, helping me coordinate estate planning with the rest of your financial picture.

Read the full article here:

10/02/2026

Always appreciate kind words like these!

Thank you, Lucy, for taking the time to leave a review and for the recommendation. It means a lot!

09/11/2026

When you think about retirement planning, your investments probably come to mind first.

But your portfolio is only part of the picture.

Research highlighted in my latest blog post identifies four connected risks that can shape retirement: longevity, markets, health, and the financial decisions we make as we age.

The important part is that these risks don’t exist independently. A change in one can affect the others.

I take a closer look at all four—and why a retirement plan should account for more than investment performance.

Read the full article here:

A retirement portfolio is important, but it’s only one part of the picture. Learn how longevity, markets, health, and future financial decisions can all affect retirement planning.

09/10/2026

Happy National 401(k) Day!

Your 401(k) is one of the most important pieces of your retirement plan, but it can also be one of the easiest accounts to put on autopilot.

Today is a good reminder to give yours a quick checkup:

• Are you maximizing your employer match?
• Do your investments still align with your goals?
• Are your beneficiaries up to date?

A few minutes today can help make sure your 401(k) is still working toward where you want to go.

Not sure? Let’s take a look at how your 401(k) fits into your overall financial plan.

https://calendly.com/waterstreetwealth/30min

09/04/2026

A great way to head into Labor Day weekend. I’m always grateful when someone takes the time to share their experience.

Thank you, Marla, for the kind words. I truly appreciate it.

Hope everyone has a safe and relaxing Labor Day weekend!

wt.reviews/jeff-schlotterbeck

08/28/2026

Five Star Friday! ⭐⭐⭐⭐⭐

Financial planning should help make life feel more organized, not more complicated.

Thanks, Carla, for the kind words and for trusting me and our team to help with your financial planning. We really appreciate it!

https://wt.reviews/jeff-schlotterbeck

08/24/2026

Ever feel like your financial life is scattered all over the place?

401(k)s, IRAs, bank accounts, insurance, Social Security, real estate, estate documents...there can be a lot to keep track of.

That's why one of the first things I do with clients is create a Financial Life Mind Map. It puts everything on one page so we can see how all the pieces fit together and where we may need to focus.

Sometimes just getting organized is one of the most valuable parts of the planning process.

Here's a quick look at how it works:

See your full financial picture on one page. Learn how my Financial Life Mind Map process—powered by Asset-Map—helps clients make smarter decisions and stay organized.

08/20/2026

Bad news is fast. Good news often isn’t.

A sharp market decline can dominate the headlines within hours. Meanwhile, meaningful progress tends to happen gradually and can be easy to overlook.

The same is true in our financial lives. Spending can slowly creep higher. Savings can gradually fall behind. An investment strategy can drift away from its original purpose.

In my latest blog post, I look at why slow progress—and slow-moving risks—often escape our attention, and why taking a longer-term view matters.

Read the full article here:

Bad news tends to arrive quickly, while meaningful progress often happens gradually. Here’s why investors should pay attention to the slow-moving changes in markets and their own financial plans.

08/11/2026

Save more for retirement. Build an emergency fund. Pay off debt. Invest more.

All of those may be good financial goals. The harder question is: Which one should come first?

In my latest blog post, I walk through a simple framework for thinking about financial priorities and where your next dollar might have the greatest impact.

There isn't one perfect order for everyone. Your income, debt, taxes, benefits, family, and goals all matter. But having a framework can make competing financial decisions a lot easier to evaluate.

Read the full article here:

Should you save more, pay down debt, build an emergency fund, or invest? This financial priority framework can help you think through where your next dollar may have the greatest impact.

08/07/2026

SAVE THE DATE!

I’m excited to support the 5th Annual Co****le for a Cause coming up next weekend!

📅 Saturday, August 15, 2026 at 11:00 AM
📍 Wild Rover Brewing Company

The event benefits the Travis Manion Foundation, helping empower veterans and families of fallen heroes to develop character in future generations.

As part of the event, I donated a Bourbon Enthusiast Basket to raffle off featuring Blanton’s, Buffalo Trace and a bunch of other great bourbon goodies.

🎟️ Grab your bourbon raffle tickets here:
https://www.zeffy.com/en-US/ticketing/cornhole-for-a-cause-bourbon-basket-raffle

Quick tip: At checkout, where it says “Help us keep Zeffy free,” choose Other and enter $0 to waive the service fee.

If you’re interested, grab a few tickets and please feel free to share. Hope to see some familiar faces out there!

Bourbon Enthusiast RaffleSupport an incredible cause while entering for your chance to win a premium bourbon gift basket!One lucky winner will receive a…