MOA Payments

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Tampa, FL
MOA Payments

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MOA Payments was founded on a simple belief: business owners deserve honesty, clarity, and respect when it comes to payment processing.

11/07/2026

Our AI video generator is working overtime, but our payment gateway works even harder.

Whether you're running a busy restaurant or a local storefront, you need a payment partner you can actually trust. We’ll stick to secure transactions; the robots can keep the weird visuals. 🤖🤝

Ready to upgrade your checkout? Let’s talk.

10/20/2026

Card fees are the silent partner nobody invited. Dual Pricing helps you keep more of every sale. Comment SAVE or DM us SAVE to get started. Program eligibility and local rules apply.

10/15/2026

Rebrand and exciting new updates coming soon!!

08/02/2026

New site is live. 🚀

We’re built to be more than a processor, we’re building out the tools your business actually needs to grow. Website’s up now, link in bio.

Got questions or want to talk business? Shoot us a DM or email, we’re here.

More coming soon too: business funding, store branded credit cards, and a few other things we’re not ready to announce yet. Stay tuned.

05/03/2026

For too long, businesses in the fi****ms industry have been hit with predatory pricing and labeled “high-risk” just as an excuse for processors to pad their own pockets. At Kelley & CO Strategies, we call bu****it.
You deserve a partner who respects your industry and your bottom line. We operate on a Merchant Bill of Rights built on:
• True Wholesale Pricing: No enterprise-only secrets. You get the same rates as the big guys.
• Zero-Cost Solutions: Compliant Dual Pricing that keeps your margins where they belong.
• Integrity-First Education: We cut through the “fluff” and give you the facts.
Your business isn’t a “risk”—it’s a cornerstone of our community. Let’s get your processing costs back on target. 🎯

02/05/2026

At Kelley & Co Strategies, we do things a bit differently. We know that most business owners are tired of the "bait and switch" in payment processing. That is why we lead with wholesale rates and total transparency. Whether you are running a retail shop or operating in a high risk industry that other processors won't touch, we have the specialized systems to keep your payments moving.

Beyond just processing, we offer full point of sale setups and business funding to help you bridge the gap to your next goal.

Since it is February, I am doing something extra for my clients. I am offering FREE terminals for qualified businesses throughout the rest of the month. If you want to see how much you could be saving, I also offer free rate comparisons. Just send over a recent statement and I will show you the math.

Drop a comment or send me a message if you want to see if your business qualifies for a free terminal this month.

12/24/2025

Wishing a very Merry Christmas to our valued clients and partners! 🎅

This holiday season, we reflect on the growth and success we've shared, and we're grateful for your trust. May your celebrations be bright, and your new year be prosperous. We're excited to continue supporting your business goals in 2026!

Cheers to a wonderful Christmas and a successful year ahead!

12/24/2025

To the CPAs and Accountants: Are your clients merchant statements a "black box"? Explore

Most business owners look to you for financial clarity, yet payment processing is often the most confusing and opaque line item on their P&L.
When your clients are overpaying or out of compliance, it’s a leak in the EBITDA you're working hard to grow.
We offer a strategic partnership designed to make you the hero:
• Transparent Audits: We provide clear, line-by-line reviews you can actually use for accurate forecasting.
• Risk Mitigation: We handle the PCI compliance headaches that keep business owners (and their tax pros) up at night.
• Referral Synergy: We treat your clients with the same high-level professional standards you do.

Let’s add a specialized layer of value to your practice. DM us to discuss how a strategic partnership can benefit your clients bottom lines AND your firm’s value proposition.

12/16/2025

Most business owners don’t realize this:

If your business accepts credit cards, PCI compliance is not optional.

Non-compliance can result in:
• Monthly non-compliance fees
• Hefty fines after a data breach
• Liability exposure
• Increased processing costs
• Account termination

The worst part?
Many processors never explain it, yet still charge for it.

We take a different approach.

We help our clients:
✔ Understand PCI compliance in plain English
✔ Complete it properly
✔ Avoid unnecessary penalties
✔ Stay protected year-round

If you’re unsure whether you’re compliant, or you’re just paying a fee every month without knowing why, it’s time for a second look.

Protect your business before there’s a problem.

12/15/2025

One thing many business owners don’t realize during the holiday season: processing rates often increase quietly around October.

As volume picks up, higher fees are easier to overlook and most owners assume the increase is simply due to running more transactions. By the time business slows down again, the “new normal” has already been accepted.

This happens far more often than people think.

The holidays are busy enough without worrying about whether your payment setup is still costing you more than it should.

DM us if you’d like a quick, no-pressure review of your processing before years end. Even a small adjustment can make a meaningful difference.

Address

Tampa, FL

Telephone

(727)5802232

Website

http://www.kcostrategies.com/

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