Mobilization Funding, LLC

09/17/2026

Four things to get into writing before your next subcontract, not after:

1. A copy of the GC's contract with the owner. You're agreeing to terms you can't see otherwise.

2. A cap on paid-if-paid / paid-when-paid. If you accept the terms, attach a threshold — after 45 days, you have the right to stop work.

3. Change order billing, defined upfront. You won't always agree on what counts as a change order — but you can agree in advance on what you'll charge when one happens, so you're not negotiating both at once.

4. Your GC's payment history with this owner. Ask before you bid, not after you're three months in.

None of these cost anything to ask for. All of them change what happens when a project goes sideways.

Scott Peper and Drew Aldridge walk through the reasoning behind each one in episode 164 of Mobilization Mindset podcast.

Link in the comments.

09/16/2026

Scott Peper and Herb Sargent aren't shy about which mistakes taught them the most, and the transformative power of leaning into those lessons.

The two will sit down live for an unscripted Q&A, moderated by Benjamin Holmgren at the Ground Crew Cash Flow Workshop, October 21–22, at Mobilization Funding headquarters.

They'll share some of their favorite stories and lessons from their new book, Field Tested: Lessons in Leading, Losing, and Winning in Construction. [Available for pre-order on Amazon now.]

Trust us, this is a conversation you do not want to miss.

Register here: https://hubs.ly/Q04xDNtW0

09/15/2026

90% of construction firms have passed on profitable work this year.
Not because of labor shortages or bonding limits. It's because of timing.

The cash needed to start a project usually lands weeks or months before the cash to pay for it does. That gap creates stress felt across the entire organization.

In his latest byline for Construction Magazine, Scott Peper breaks down what Mobilization Funding's 2026 Growth and Cash Flow Report found after surveying 250 construction leaders — and the shift that happens once working capital stops being a constraint and starts being a tool.

https://hubs.ly/Q04xwHl30

Construction firms are busier than ever, with strong demand and full pipelines. So why have 90 percent of them passed on a profitable project?

09/10/2026

A couple of bad projects can erase a year of profit. Scott Kimpland, Partner at FMI Corporation, has watched it happen enough times to know the number that actually predicts it . . . and it isn't overhead.

At the Cash Flow Workshop this October, Scott will share how chasing revenue can backfire, and why labor, not overhead, is the number to obsess over.

The Cash Flow Workshop is presented by Ground Crew and hosted by Mobilization Funding. Hear from industry experts like Scott Kimpland, Suzanne Bach, Benjamin Holmgren, Drew Aldridge, Scott Peper, and Herb Sargent.

This is an event you do not want to miss. Register today to secure your spot!

Register here: https://hubs.ly/Q04x4j990

09/10/2026

Contractors get a bad rap for making poor decisions.

That's not what's actually happening, says Victor Bretting, a 50-year construction veteran, on this episode of Mobilization Mindset.

They're not making bad decisions. They're making decisions with no information, because most subs don't have a real cash flow forecast, just a bid and a schedule.

Give a contractor the missing piece, and they know exactly what to do. The problem isn’t judgment; it’s visibility.

Victor was a truly awe-inspiring guest — five decades in the field, a working ranch that gives back to our nation’s veterans, and a story for nearly every lesson he's learned along the way.

He's also the author of The Man That I Would Become, a memoir he wrote for his grandkids that turned into a book about legacy, perseverance, and the truths that are harder to say out loud than to write down.

Full episode is in the comments.

09/09/2026

Financing isn’t only for when cash is tight. For growing trade contractors, it can also be a way to keep working capital from getting tied up in active projects.

Our latest article looks at how project-based financing can help preserve more capital for hiring, equipment, and the next job.

Read it here: https://hubs.ly/Q04x0K7T0

Construction financing can help cover new project costs so a contractor company’s capital remains available to grow the business.

09/03/2026

In 2006, years before he founded Mobilization Funding, Scott Peper had to hire and train his own replacement.

He'd built a strong book of business as a sales rep. Now he was training the guy who'd take it over.

He found himself correcting everything: what to say, how to say it, the order of words.

The new hire didn't listen. He did it his own way.

That new sales rep went on to double Scott's sales numbers in two years and win rep of the year.

On this episode of Mobilization Mindset, Scott and Drew Aldridge talk through the stages every business owner moves through and the moment that comes for all of them: letting go of how you'd do it, so someone else can do it their way and still get the result.

Or better.

Link in the comments.

08/27/2026

Do core values actually matter, or is it corporate fluff?

That's the question Drew Aldridge put to Scott Peper on this week's Mobilization Mindset.

It's a fair question. Most people have worked at a company with values on the wall that nobody in the building could actually name.

Scott's answer? It depends who the values start with.

If leadership doesn't embody them first, they're fluff. If leadership lives them and the team absorbs it, they become the standard that lets a company hire right, hold people accountable, and grow past what any one person can personally oversee.

Have you worked somewhere the values were real, or somewhere they were just wall art?

Check out the full episode in the comments, or listen wherever you get your podcasts.

08/25/2026

Construction contractors, you cover costs first but get paid last.

That creates a cash flow gap on every project. Most contractors cover it with their own dollars.

We fund that gap. Before you invoice, not after.

Your project stays funded.

Your cash reserves stay free — for the next hire, the next job, the next move.

That's it. That's the whole model.

Ready to learn more?

We are experts in cash flow and financing for construction subcontractors and manufacturers.

08/24/2026

Bonus depreciation. Cost segregation. R&D expensing. Energy incentives. Tax law shifted under construction companies this year, and most of that shift hasn't made it into anyone's planning yet.

Suzanne Bach, CPA and partner at Saltmarsh, Cleaveland & Gund, is unpacking exactly what changed and what it means for your bottom line at the Ground Crew Cash Flow Workshop, October 21–22. She's staying for live Q&A, so bring your questions.

Register here: https://hubs.ly/Q04t-3FL0