Financial Advisor at Prudential Advisors

10/12/2026

🏡 Protect What Matters Most: Your Family, Your Wishes, Your Legacy.

Have you thought about what would happen to your family and the assets you’ve worked so hard to build if something unexpected happened?

Estate planning isn’t just for the wealthy. It’s for anyone who wants to make life a little easier for the people they love.

Through Trust & Will, I can help you access a convenient, affordable way to create an estate plan that reflects your wishes.

✨ Why consider estate planning?

* ❤️ Help protect the people you love.
* 📄 Document your wishes and important decisions.
* 👨‍👩‍👧‍👦 Plan for your children and your family’s future.
* 🌳 Create a lasting legacy with greater peace of mind.

The best time to plan is before you need it.

As part of my commitment to helping families plan for their financial future, I’m happy to introduce you to this estate planning resource.

📅 LET’S TALK! Schedule a complimentary conversation with me to discuss your estate planning needs and learn more about Trust & Will.

👉 Book your consultation here:
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Because protecting your family is one of the most meaningful gifts you can leave behind. ❤️

10/06/2026

My website has a new look!
www.zidichillofinancials.com

09/30/2026

Take a look at our new website www.zidichillofinancials.com!

09/23/2026

New LinkedIn banner pic!

09/10/2026

“What If Your Social Security Check Gets Smaller?”

Build a retirement income strategy that can help protect against longevity risk.

What happens if Social Security doesn’t cover as much of your retirement income as you expected?

For many Americans, Social Security is an important part of retirement income—but relying on one source of income can create a significant longevity risk.

The latest Social Security Trustees projections continue to show a funding shortfall. Under current projections, the OASI Trust Fund is expected to face reserve depletion in 2032, at which point only about 78% of scheduled benefits would be payable if no changes are made.

So the question isn’t simply:

“Will Social Security be there?”

A better retirement-planning question is:

“What is my backup plan if my Social Security income is reduced?”

One potential solution: North American Secure Horizon IUL

North American’s Secure Horizon IUL was designed with retirement longevity risks in mind.

Its SecureStage™ feature includes a Longevity Benefit Base that can potentially provide three important benefits:

🔹 LifePay Income Benefit — a stream of guaranteed lifetime income that you cannot outlive.

🔹 PlanGap® Benefit — designed to help mitigate a future reduction in Social Security benefits.

🔹 Enhanced Death Benefit — provides an additional legacy benefit for your beneficiaries.

The policy also provides life insurance protection and potential cash-value accumulation, along with living benefits for qualifying chronic, critical or terminal illnesses.

The goal isn’t to replace Social Security.

It’s to build a second layer of protection so your retirement plan isn’t entirely dependent on what happens with Social Security.

If you’re 10–15 years from retirement, or already planning your retirement income strategy, this is a conversation worth having.

Let’s look at your numbers and see whether a longevity strategy makes sense for you.

Insurance products are subject to underwriting, fees, charges, limitations and eligibility requirements. Benefits are subject to policy terms and conditions. The PlanGap® Benefit is not a replacement for Social Security and has specific eligibility and waiting-period requirements. Secure Horizon IUL and its features may not be available in all states.

05/19/2026

Protecting your family’s future doesn’t have to be overwhelming.

I’m excited to help clients access a simpler, more modern way to approach estate planning through Trust & Will. From organizing important assets to creating a personalized plan for your loved ones, the process is guided, secure, and designed to evolve as life changes.

Whether you’re growing your family, buying a home, preparing for retirement, or simply wanting peace of mind, having an estate plan in place is one of the most important financial decisions you can make.

✔ Easy online experience
✔ Personalized guidance
✔ Secure asset organization
✔ Clear, shareable plan summaries
✔ Support every step of the way

If you’ve been putting off estate planning, now is a great time to start the conversation.

📩 Message me directly to learn more about how we can help you create a plan that protects what matters most.

Maggie DiChillo
Financial Advisor
Prudential Advisors
Tampa, FL

RetirementPlanning FinancialAdvisor TampaFL PeaceOfMind

04/29/2026

Thinking about estate planning and don’t know where to start? Contact me at [email protected] to start a conversation.

03/11/2026

Congratulations to my Florida client, a retired nurse for qualifying for LTC protection with One America Financial asset based whole life insurance! She is more than thrilled!

01/26/2026

The Rule of 72 is a quick formula that estimates how long it takes for money to double, whether it’s an investment or a debt. The calculation is simple: 72 ÷ annual interest rate (%) = number of years for money to double!

11/05/2025

Check out our new YouTube channel, like and subscribe!(https://youtube.com/?si=M1NjonhD1C3DmqP_)

Independent Financial Advisor Specializing in Foreign National Life Insurance