Andrew Smith - NMLS ID# 1842190

01/02/2026

01/02/2026

Here's to 2026-a year built on possibility. As we move forward, we do so with gratitude for the progress behind us and confidence in the opportunities ahead. May this year bring fresh perspective, renewed motivation, and meaningful momentum as we work toward the goals and milestones that matter. Wishing everyone a bright, inspired, and opportunity-filled New Year. https://planethomelending.com/Andrew-Smith/

12/23/2025

As we close out the year, we're reflecting with gratitude on the trust and relationships we've built together. From our Planet family to yours, we wish you a joyful holiday season and a bright year ahead.
https://planethomelending.com/Andrew-Smith/

12/17/2025

It's 2025, you should be able to access your home's equity from your mobile device. Ask me how to access your equity digitally and get it in as little as 5 days. See my bio for contact details.

12/10/2025

Give your buyers a competitive edge. With Buy Now. Sell Later., they can make non-sales contingent offers and move on their terms. Let's talk about how this helps you close more deals.

12/10/2025

Honored to be named a Best Military Lender by National Mortgage Professional. They serve our nation-so we serve them. Planet helps active duty, veterans, reservists, and military families with VA loans, great rates, and compassionate service built around their unique needs. Serving those who serve is our privilege.

11/29/2025

The FHFA has released the 2026 Conventional loan limits, and the new baseline for a 1-unit home in most areas will be $832,750.

Why this matters for your clients:
* More room for buyers to stay within Conventional guidelines
* Expanded options for homes that may have previously required non-conforming financing
* Clearer pathways for clients planning to purchase or refinance in 2026

These updates can help clients understand what financing options may fit their plans going into the new year. If your buyers have questions about where their county falls or how these changes might impact their strategy, I'm here to help walk through the details.

Conventional financing only. Loan limits vary by county. Not all applicants will qualify. NMLS ID #17022.



https://apply.planethomelending.com/ #/loan-officers/asmith@planethomelending

11/27/2025

Happy Thanksgiving 🦃🍽 everyone with hope and love

11/27/2025

https://planethomelending.com/Andrew-Smith/

11/26/2025

With Planet's Renovation Loan, qualified borrowers may be able to buy and renovate with one convenient mortgage.
Whether you're updating your kitchen, refresh your bathroom or reimagining your space- all while keeping your financing simple.
Let's make your dream home a reality.

11/25/2025

Buyers that need Down Payment Assistance, call me now so they can close before the year ends and get homestead set up for 2026!!! ⏱️👀⏳

11/23/2025

With Planet's Buy Now. Sell Later. program, qualified buyers may be able to purchase their next home before selling your current one.
No sales contingency. No double moves. Your timeline. Your move. Your next chapter.
Call me today to get started.

Buy Now. Sell Later. See www.planethomelending.com/purchase-edge for program details and state eligibility. Additional terms and conditions apply. Programs are subject to change or termination without notice and expire on December 31, 2026.