12/16/2025
In a recent survey1, about 42% of insured adults in the U.S. (aged 18 to 64) said it’s tough to afford medical care. The number was naturally higher among the uninsured (82%).
It’s not hard to see why. According to Healthcare.gov, a broken leg can cost $7,500 to fix, and the average cost of a 3-day stay in the hospital is about $30,000.
And unfortunately, medical bills due to accidents aren’t uncommon. Accidents account for just over 26 million trips to the ER per year.
These startling stats paint an unfortunate picture of today’s healthcare landscape. Rising healthcare costs continue to make it hard for people to cover medical bills, even when they have health insurance.
Accident plans can help cover unexpected costs.
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