Mortgage Loan Officer

Mortgage Loan Officer The Noel Team at Pioneer Mortgage Funding, Inc is your premier mortgage team located in Tampa, Florida.

Lianne Noel, NMLS #1140975, A seasoned Mortgage Loan Orginator
Jacqueline Noel, NMLS #1115896, Mortgage Loan Originator

Another happy closing in the books! 🏡🔑Huge thank you to Josiah Milligan for being an awesome agent partner, and to Execu...
09/11/2026

Another happy closing in the books! 🏡🔑

Huge thank you to Josiah Milligan for being an awesome agent partner, and to Executive Title Services for a smooth, efficient closing.

Nothing beats handing over keys and seeing that "we did it" smile. If youre buying in Florida or Georgia and want a lender who keeps things moving (fast pre-approvals + clear communication), send me a message and lets get you set up.

Closing day smiles! Huge congratulations to this happy homeowner It was such a pleasure helping you get to the closing...
09/10/2026

Closing day smiles! 

Huge congratulations to this happy homeowner It was such a pleasure helping you get to the closing table.

Big thank you to Realtor Josiah Milligan for the teamwork, and to Executive Title Services of Florida for a smooth closing yesterday.

If youre buying in Florida (or Georgia) and want a lender who moves fast and keeps it simple, send me a message. I can usually get you pre-approved in under an hour.

Happy Labor Day weekend! Today is a great reminder that the work youve put in matters, and you deserve a place to call ...
09/07/2026

Happy Labor Day weekend!

Today is a great reminder that the work youve put in matters, and you deserve a place to call home when youre ready.

If buying is on your radar this fall, Im here to make it simple and fast. Pre-approvals can be done in as little as 1 hour.

Send me a message or book a free consult: https://tampa.zoomwebinars.net/book

Got real estate questions? No prob-llama! If youre thinking about buying (or refinancing) in Florida or Georgia, Im ha...
09/05/2026

Got real estate questions? No prob-llama!

If youre thinking about buying (or refinancing) in Florida or Georgia, Im happy to walk you through your options and help you map out the next step.

Send me a DM with the word LLAMA and Ill reply with a quick checklist to get started.

I hear this ALL the time: “We’re waiting until we have 20% down.”Good news: for many buyers, that’s not the rule.✅ Conve...
09/05/2026

I hear this ALL the time: “We’re waiting until we have 20% down.”

Good news: for many buyers, that’s not the rule.

âś… Conventional loans can start around 3% down
âś… FHA can be as low as 3.5% down
âś… Some programs may offer even more flexibility (depending on eligibility)

If you’re buying in Florida or Georgia, I’m happy to run the numbers and show you real options (no pressure, just clarity). I can typically get you pre-approved in as little as 1 hour.

Want a quick estimate? Send me a message or book a free consult: https://tampa.zoomwebinars.net/book

09/03/2026

Biggest myth in home buying: you need 20% down. You don’t.

Conventional can start at 3% down.
FHA is 3.5% down.
VA can be 0% down for eligible veterans.
USDA can be 0% down in eligible areas across Florida and Georgia.

Waiting years to save 20% can cost more in rising home prices than mortgage insurance ever would.

Want to know what you actually need for YOUR situation? Message me “DOWN PAYMENT” and we’ll map it out.

If you’re buying in Florida or Georgia, follow for more tips.
noel.2025 .noel.892000

09/02/2026

Everyone is waiting for rates to drop, but heres what usually happens when they do:

Buyers flood back in.
Competition spikes.
Prices climb.
And youre suddenly bidding against 10 other offers.

Marry the house, date the rate.
You can refinance later, but you cant go back and buy todays price.

Right now theres often less competition and more room to negotiate.

Want me to run the real numbers for your budget and timeline? Message me DATE THE RATE.

If youre buying in Florida or Georgia, follow for more tips.
noel.2025 .noel.892000

Is now a bad time to buy a house?The best time is when YOU are ready.If youre waiting for the perfect market, you mig...
09/02/2026

Is now a bad time to buy a house?

The best time is when YOU are ready.

If youre waiting for the perfect market, you might miss the right home, the right neighborhood, or the right opportunity for your family.

If youre buying in Florida or Georgia, message me and well look at your numbers and your timeline (no pressure, just clarity).
noel.2025 .noel.892000

How much do I actually need to buy a home?Spoiler: its not 20%.Depending on the loan program, you may be able to buy wi...
09/01/2026

How much do I actually need to buy a home?

Spoiler: its not 20%.

Depending on the loan program, you may be able to buy with:
 Conventional from 3% down
 FHA from 3.5% down
 VA and USDA can be 0% down (if eligible)

If youre buying in Florida or Georgia, message me HOW MUCH and Ill tell you what options fit your situation.
noel.2025 .noel.892000

Are mortgage rates really going to drop this year?Maybe. But heres the part most people miss: when rates fall, buyers f...
08/31/2026

Are mortgage rates really going to drop this year?

Maybe. But heres the part most people miss: when rates fall, buyers flood back in, competition goes up, and prices often climb.

Marry the house, date the rate.
You can refinance later, but you cant go back and buy todays price.

If youre buying in Florida or Georgia, message me and Ill run the real numbers for your budget.
noel.2025 .noel.892000

Address

142 W Platt Street
Tampa, FL
33606

Opening Hours

Monday 8:30am - 8pm
Tuesday 8:30am - 8pm
Wednesday 8:30am - 8pm
Thursday 8:30am - 8pm
Friday 8:30am - 8pm
Saturday 9am - 5pm
Sunday 10am - 5pm

Telephone

+17274944634

Website

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