Jose Daniel Ramos - Mortgage Broker- NMLS #1992630

Jose Daniel Ramos - Mortgage Broker- NMLS #1992630 Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I am a Residential Mortgage Loan Advisor.

I look forward to putting my expertise and mortgage services to work for you! I was born in South America, and came to the U.S. about 25 years ago to pursue my Bachelor Degree in Electrical Engineering at the University of South Florida (USF). With over 15 years in Engineering, Project Management and Financial Investment Analysis in the Consumer Packaged Goods (CPG) industry, I have the tools and

knowledge to help you find the best options for the most important investment in your life, your own home. Today, I can say that I have achieve my goal of owning my dream house! My wife and I wanted to give the opportunity to our 2 kids to grow in a house that they can enjoy, where we can set roots in, and grow our family. From renting my first apartment to owning multiple properties, I know what it takes to make the American Dream come true. I want to help you in your journey! Also, as part of the Hispanic community, being fluent in Spanish allows me to help those who feel more comfortable in their first Language and make their Mortgage Loan experience even better. Let me help you reach your goals. Give me a call for a free consultation!!

🇺🇸 CLOSED & FUNDED | SMART INVESTING 🏡📈🎉 Congratulations to our client on continuing to grow his real estate investment ...
05/07/2026

🇺🇸 CLOSED & FUNDED | SMART INVESTING 🏡📈

🎉 Congratulations to our client on continuing to grow his real estate investment portfolio!

After completing a cash-out refinance on his first investment property, he was able to leverage that equity to purchase 4 additional investment properties that are now generating rental income. 💰🏘️

✅ Loan approved in just 4 days! Strong strategy, fast ex*****on, and great teamwork made this successful closing possible. 💪

Special thanks to Davide Potestio, who did an incredible job finding excellent investment properties for our client and guiding him throughout the process. 🙌

And also to Lynda Monique Anello, the listing agent, for the help on making this transaction smooth and professional from start to finish. 🤝

Results like this happen when everyone works together with strong communication, commitment, and a client-first mindset. 🚀

📞 Interested in getting started with investment properties?
Comment “INVESTMENT” below or send me a message to learn more!

04/26/2026

Come to the OPEN HOUSE TODAY!!
From: 12:00 pm to 2:00pm !
This house with all it has to offer for only $850,000!!
I marine your days in the pool, hosting family and friends ! But also relaxing upstairs in the massive bonus wool to watch a family movie!!
And the best of all one year rate buy down with preferred lender!
Come see it for yourself today!! I’ll be happy to answer any questions!

Carla Ramos
((513) 652-5537

04/21/2026
Happy Client alert!! My client not only got a great deal on the purchase but we save him hundreds in the refinance.
04/14/2026

Happy Client alert!! My client not only got a great deal on the purchase but we save him hundreds in the refinance.

🎉 ¡Felicidades a Jose Hernandez por su nueva casa y al realtor   por un excelente trabajo en equipo para lograr este cie...
03/19/2026

🎉 ¡Felicidades a Jose Hernandez por su nueva casa y al realtor por un excelente trabajo en equipo para lograr este cierre!

¿Crees que necesitas el 20% de downpayment para comprar tu primera casa? 👀
Ese mito está haciendo que demasiadas personas sigan rentando más tiempo del necesario.

Existen programas que te pueden ayudar a comprar con mucho menos dinero inicial, usualmente desde 3% — ¡o incluso 0% y dinero de regreso al cierre!

Este fue el caso de mi cliente 👇
💰 0% de enganche con asistencia para el pago inicial
💵 $2,500 de regreso al cierre

La parte más difícil no es calificar… es tener la información correcta.

Si has estado pensando en comprar tu primera casa, hablemos de tus opciones (sin presión, solo claridad).

👉 Mándame un DM con la palabra “PRIMERA CASA” y te explico todo.

🎉 ¡Cingratulations Jose Hernandez for his new home and to his realtor for an excellent teamwork to make his dream a reality!

Think you need 20% down to buy your first home? 👀
That myth is keeping way too many people renting longer than they need to.

There are loan programs that could get you into a home with much less upfront, usually 3% — or even 0% and cash back at closing!

This was the case of my client 👇
💰 0% Down with Downpayment assistance
💵 $2,500 check at closing

The hardest part isn’t qualifying… it’s getting the right information.

If buying your first home has been on your mind, let’s talk through your options (no pressure, just clarity).

Tahnk you to for his exceletn work! always a great temawork!

👉 DM me “FIRST HOME” and I’ll break it down for you.

🌴 Beach Investment Property! 🏖️Another successful closing! My client secured this beautiful beach property that will be ...
03/13/2026

🌴 Beach Investment Property! 🏖️

Another successful closing! My client secured this beautiful beach property that will be used as a short-term rental investment.

What makes this even more exciting?
This program allowed the buyer to qualify without traditional income documentation, using the property’s potential rental income in some cases.

This can create opportunities for investors interested in:
🏡 Vacation homes
📈 Investment properties
💰 Short-term rentals like Airbnb

A special thank you to Realtor Tammy for the great teamwork and professionalism throughout the entire process. It’s always a pleasure working with amazing partners.

And congratulations to my client Adin on this fantastic investment. Thank you for trusting me to help with the financing!

Thinking about buying a beach investment property or short-term rental?

📩 Send me a DM with “INVEST” and I’ll share how these programs work and whether they might fit your situation.

🌴 Propiedad de inversión frente a la playa 🏖️

Otro cierre exitoso. Mi cliente adquirió esta increíble propiedad en la playa para usarla como inversión de renta a corto plazo.

¿Lo mejor de todo?
Este programa permitió calificar sin necesidad de verificar ingresos tradicionales, evaluando en algunos casos el potencial de ingresos de renta de la propiedad.

Esto puede abrir oportunidades para inversionistas interesados en:
🏡 Casas vacacionales
📈 Propiedades de inversión
💰 Rentas a corto plazo tipo Airbnb

Un agradecimiento especial a la Realtor Tammy por su excelente trabajo y colaboración durante todo el proceso. Siempre es un placer trabajar con grandes profesionales.

Y felicidades a mi cliente Adin por esta gran inversión. Gracias por confiar en mí para ayudarte con el financiamiento de esta propiedad.

¿Estás pensando en comprar una propiedad de inversión o renta vacacional?

📩 Envíame un DM con la palabra “INVEST” o “INVERSIÓN” y con gusto te explico cómo funcionan estos programas.

🎉 ¡Felicidades a mis clientes Phillip y Vanesa por cerrar la compra de su nueva casa! 🏡Pudieron comprar su casa con:💰 ME...
03/10/2026

🎉 ¡Felicidades a mis clientes Phillip y Vanesa por cerrar la compra de su nueva casa! 🏡

Pudieron comprar su casa con:

💰 MENOS DE $10,000
⚡ Tiempo de aprobación: 10 días

Cada historia de éxito comienza con confianza, comunicación y un gran trabajo en equipo. 💪

Un gran agradecimiento a , quien hizo un trabajo increíble ayudando a nuestros compradores a encontrar la casa perfecta y haciendo que el proceso fuera fácil y agradable. 🙌

📞 ¿Estás pensando en comprar tu primera casa o refinanciar?

Envíame un mensaje o llámame al 513-968-5358 para comenzar tu aprobación hoy.

— Jose Daniel Ramos
Mortgage Broker | Edge Home Finance

🏡🎉

🎉 Congratulations to my clients Phillip and Vanesa on closing on their new home!

They were able to secure their home with:

💰 LESS THAN $10,000
⚡ Approval Time: 10 days

Every success story starts with trust, communication, and great teamwork. 💪

Huge shoutout to who did an amazing job helping our buyers find their perfect home and making the process smooth and enjoyable. 🙌

📞 Thinking about buying your first home or refinancing?

Send me a message or call 513-968-5358 to start your approval today!

— Jose Daniel Ramos
Mortgage Broker | Edge Home Finance

Happy Client alert!! Otro cliente que pudo no solo bajar el interes de su hipoteca pero tambien sacar dinero para compra...
01/27/2026

Happy Client alert!! Otro cliente que pudo no solo bajar el interes de su hipoteca pero tambien sacar dinero para comprar otra propiedad. Felicidades!!

🇪🇸 CERRADO Y FINANCIADO | PRIMERA CASA 🏡💼🎉 ¡Felicitaciones a nuestro cliente por la compra de su primera casa en Clevela...
01/07/2026

🇪🇸 CERRADO Y FINANCIADO | PRIMERA CASA 🏡💼

🎉 ¡Felicitaciones a nuestro cliente por la compra de su primera casa en Cleveland, OH!
Un gran logro que además es una excelente inversión. 🙌

Se trata de un dúplex, donde una unidad será utilizada para la renta, una estrategia inteligente para comenzar a construir patrimonio desde el primer día. 💪🏠

Comprar tu primera casa y, al mismo tiempo, generar ingresos es una de las mejores formas de empezar en bienes raíces.

📞 Si estás pensando en comprar tu primera casa o invertir en una propiedad, ¡yo puedo ayudarte!
Envíame un mensaje o llama al 513-968-5358 para comenzar tu proceso hoy.

— Jose Daniel Ramos
Mortgage Broker | Edge Home Finance

🇺🇸 CLOSED & FUNDED | FIRST HOME 🏡💼

🎉 Congratulations to our client on purchasing his first home in Cleveland, OH!
An exciting milestone and a smart investment from day one. 🙌

This property is a duplex, with one unit being used as rental income — a great strategy to build wealth while becoming a homeowner. 💪🏠

Buying your first home while generating income is a powerful way to start your real estate journey.

📞 Thinking about buying your first home or investing in real estate?
Send me a message or call 513-968-5358 to get started today!

— Jose Daniel Ramos
Mortgage Broker | Edge Home Finance

CLOSED & FUNDED | WELCOME TO CINCINNATI 🏡✨🎉 ¡Felicitaciones a nuestros clientes por la compra de su casa en Cincinnati, ...
11/26/2025

CLOSED & FUNDED | WELCOME TO CINCINNATI 🏡✨

🎉 ¡Felicitaciones a nuestros clientes por la compra de su casa en Cincinnati, después de mudarse desde Atlanta!

Un nuevo hogar y una nueva ciudad — ¡qué gran comienzo! 🙌✨

Un agradecimiento especial a Brittney Lovdal, quien hizo un trabajo fenomenal guiándolos en cada paso y asegurándose de que encontraran el hogar perfecto para esta nueva etapa. 🏡💙

Y también queremos reconocer a de , el closer que se aseguró de que todo el proceso fuera rápido, claro y sin contratiempos. 🤝

Ayudar a familias que comienzan una nueva vida en una nueva ciudad es siempre un honor.

📞 Si estás listo para comprar tu primera casa o refinanciar, ¡yo puedo ayudarte!
Envíame un mensaje o llama al 513-968-5358 para comenzar tu proceso de aprobación hoy.

🎉 Big congratulations to our clients on purchasing their first home in Cincinnati, after relocating from Atlanta!
A new home and a new city — what an exciting fresh start! 🙌✨

Huge shoutout to Brittney Lovdal, who did an incredible job guiding them through the entire process and helping them find the perfect home for this next chapter. 🏡💙

And a special thanks to with , the closer who ensured a fast, smooth, and stress-free closing experience. 🤝

Helping families start a new life in a new city is always an honor.

📞 Thinking about buying your first home or refinancing?
Send me a message or call 513-968-5358 to start your approval today!

— Jose Daniel Ramos
Mortgage Broker | Edge Home Finance

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Tampa, FL

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