Besnard Insurance

09/01/2026

Is your restaurant ready for an inspection?

Inspections do not have to be stressful when your team knows what inspectors are looking for. From food prep areas to handwashing stations, a little preparation goes a long way.

See what to check before they arrive at Restaurant Safety Surveys- https://profitingfromsafety.com/restaurant-safety-surveys-is-your-restaurant-safe/

08/19/2026

When an incident happens on your property, the details matter. A quick note, a photo, and a timestamp can make all the difference if a claim comes later. Our latest tip walks through what to capture and when.

Read more at https://profitingfromsafety.com/the-importance-of-documenting-customer-incidents-on-your-property/

07/31/2026

What are the biggest network security risks impacting business today? Take a look at the link below -- and give us a call if you want to learn how cyber liability insurance can help you recover if a cyber incident happens at your business.

Explore the top 14 network security risks impacting businesses today and learn essential practices to minimize these threats effectively.

07/30/2026

Timely tips to keep your workers (and your customers!) safe during the hottest of the hot weather:

Discover smart ways to keep your restaurant kitchen and dining areas cool, efficient, and safe during extreme summer heat.

07/28/2026

Does your restaurant have employment practices ? Read up on this important coverage below, or give us a call if you have questions. We're here to help!

Numerous state and federal laws provide job candidates and employees with protections from discrimination and other unfair workplace practices. The number of employee lawsuits has increased in recent years, and any size business is vulnerable to this type of risk. Small businesses can be especially....

07/28/2026

If your business has an emergency action plan, it should clearly identify the circumstances under which an evacuation is considered necessary. This can involve disasters like fires, earthquakes, or chemical spills. More on creating emergency action plans:

The .gov means it’s official. Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.

07/23/2026

To be really prepared in case of fire, your business should have a designated safety officer. This person is responsible for executing an emergency preparedness plan, including overseeing emergency procedures and evacuation along planned routes.

Learn fire prevention tips for your office or workspace. Plan, Procure, Practice and Prevention are the 4 best ways to ensure your office is safe.

07/21/2026

When installing and maintaining fire suppression systems, commercial kitchens must follow local code. Tips to help you fight fire in your restaurant at the link below -- and here's one more: give us a call if you have questions about your commercial insurance, and how it can help you recover if you have a fire at your business.

When installing and maintaining fire suppression systems, commercial kitchens must follow local code.

07/17/2026

If there are terms you don't fully understand in your insurance policy, the time to ask about them is now -- before you need to file a claim! But in the meantime, here's a little info on what exactly "acts of God" means, and how it could impact your claim.

LawInfo offers free legal information on insurance policy defenses and natural disaster 'Acts of God.'

07/17/2026

You've probably heard about the McDonald's hot coffee case, but you may not know how serious the incident actually was. The plaintiff suffered third-degree burns from the coffee, and required skin graft treatments and over a week of hospitalization. Of course your restaurant does everything possible to avoid such damaging situations--but if something like this happened, would your general liability policy give your business the protection it needs?

Adam Ruins Everything explains that the case wasn’t about greed, but about a working-class woman forcing a big company to make its product safer.