Jason Coulter - Mortgage Originator

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United States
Tampa, FL
Jason Coulter - Mortgage Originator

Assisting buyers and homeowners finance a home purchase or refinance their mortgage. See Less

Jason Coulter
NMLS #884251 - FL Lic

Simons & Leoni Home Loans LLC:
Licensed by the Florida Office of Financial Regulation - MLD #1529 NMLS #8768 Simons & Leoni Home Loans, LLC (NMLS # 8768) is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We m

ake the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

11/29/2025

“Rates are too high right now.” If you’ve said or thought this recently—you’re not alone.

But let’s break it down:

Rates might feel high compared to 2020… but not compared to the last 50 years. You can refinance a rate—you can’t go back in time and get a lower home price.

Waiting could mean paying more if home prices (and rent) continue rising.

Sellers today are often more flexible—offering credits, repairs, or rate buydowns.

Translation: You don’t need the perfect rate. You need the right strategy. Let’s run the numbers together and figure out what makes sense for you right now—because the market doesn’t wait.

Jason Coulter
NMLS 884251 ∙ FL Lic LO32356
Website: www.simonsleoni.com
Apply Now: https://simonsleoni.my1003app.com/884251/register
Office Phone: 813-258-6767 x 231
Cell Phone: 813-494-6745

Terms and Conditions Apply. Not all applicants will qualify. Subject to formal underwriting, credit, acceptable income, assets, and property appraisal. Guidelines, rates, and fees are subject to change without notice. Income limitations may apply to some loan products. Not all applicants will meet this timeline. Equal Housing Lender. NMLS 8768

11/27/2025

From Our Family to Yours

This Thanksgiving, we’re reflecting on how grateful we are for the families and communities we serve.

Thank you for allowing Simons & Leoni to be part of your homeownership journey.

Warmest wishes for a holiday filled with comfort, connection, and gratitude.

11/25/2025

Would you rather… Lock in a lower rate today and start building equity ASAP OR Wait and hope for rates to drop (but risk prices going up)?

Real talk—there’s no wrong answer, just the right strategy for you. Let’s talk about what makes the most sense for your goals!

Jason Coulter
NMLS 884251 ∙ FL Lic LO32356
Website: www.simonsleoni.com
Apply Now: https://simonsleoni.my1003app.com/884251/register
Office Phone: 813-258-6767 x 231
Cell Phone: 813-494-6745

Terms and Conditions Apply. Not all applicants will qualify. Subject to formal underwriting, credit, acceptable income, assets, and property appraisal. Guidelines, rates, and fees are subject to change without notice. Income limitations may apply to some loan products. Not all applicants will meet this timeline. Equal Housing Lender. NMLS 8768

11/21/2025

Whether you’re buying your first home or already settled in, these 5 moves can save you stress—and money—down the line:

1️⃣ Start an Emergency Fund for Your Home Repairs happen when you least expect them. Aim for 1–3% of your home’s value saved for “just in case” moments.
2️⃣ Document Every Upgrade or Renovation Keep receipts + before/after photos. It helps with resale value, insurance claims, and even taxes.
3️⃣ Set Up a Home Maintenance Calendar Schedule things like HVAC servicing, gutter cleaning, and roof checks to avoid bigger bills later.
4️⃣ Track Your Equity Growth Understanding how much equity you’re building can help you refinance, invest, or leverage that value for your goals.
5️⃣ Keep Your Mortgage Documents Handy You’ll need them more often than you think—tax time, refis, or applying for other loans. Don’t lose them in a random drawer!

Homeownership isn’t just about living in the house—it’s about managing it like the asset it is.

Want help getting mortgage-ready or learning how to turn your loan into long-term wealth? Let’s chat.

Jason Coulter
NMLS 884251 ∙ FL Lic LO32356
Website: www.simonsleoni.com
Apply Now: https://simonsleoni.my1003app.com/884251/register
Office Phone: 813-258-6767 x 231
Cell Phone: 813-494-6745

Terms and Conditions Apply. Not all applicants will qualify. Subject to formal underwriting, credit, acceptable income, assets, and property appraisal. Guidelines, rates, and fees are subject to change without notice. Income limitations may apply to some loan products. Not all applicants will meet this timeline. Equal Housing Lender. NMLS 8768

11/19/2025

Celebrating 22 Years!

This month, Simons & Leoni Home Loans proudly marks 22 years of helping families achieve their dream of homeownership.

Thank you to our clients, partners, and incredible team for trusting us, supporting us, and growing with us.

11/17/2025

You’ve heard it everywhere: “Buy now, refinance later.” But what does that mean for your mortgage strategy?

Here’s how it works: You buy now at today’s rate. Rates may not be perfect, but you start building equity right away—and stop losing money to rising rent. You refinance when rates drop.

If (and when) interest rates go down, you can refinance your mortgage:
– Lower your monthly payment
– Shorten your loan term (hello early payoff!)
– Drop PMI (if your equity hits 20%)
– Or pull equity for renovations, tuition, or debt payoff

You’re not stuck. You can refinance once you build enough equity, your credit improves, or better terms are available—and I’ll help you watch the market for that moment. It’s a long game. And the smartest buyers know it’s about owning early, then optimizing as rates shift.

Curious what buying now + refinancing later could look like for you? Let’s run the numbers and build a game plan—no pressure, just real clarity.

Jason Coulter
NMLS 884251 ∙ FL Lic LO32356
Website: www.simonsleoni.com
Apply Now: https://simonsleoni.my1003app.com/884251/register
Office Phone: 813-258-6767 x 231
Cell Phone: 813-494-6745

Terms and Conditions Apply. Not all applicants will qualify. Subject to formal underwriting, credit, acceptable income, assets, and property appraisal. Guidelines, rates, and fees are subject to change without notice. Income limitations may apply to some loan products. Not all applicants will meet this timeline. Equal Housing Lender. NMLS 8768

10/31/2025

This Halloween, don’t let scary loan options haunt you.

Our experts at Simons & Leoni Home Loans make financing feel like a treat, not a trick.

Jason Coulter
NMLS 884251 ∙ FL Lic LO32356
Website: www.simonsleoni.com
Apply Now: https://simonsleoni.my1003app.com/884251/register
Office Phone: 813-258-6767 x 231
Cell Phone: 813-494-6745

Terms and Conditions Apply. Not all applicants will qualify. Subject to formal underwriting, credit, acceptable income, assets, and property appraisal. Guidelines, rates, and fees are subject to change without notice. Income limitations may apply to some loan products. Not all applicants will meet this timeline. Equal Housing Lender. NMLS 8768

10/29/2025

Time is Running Out — Limited-Time Offer!

Our Expanded Opportunity Loan with 100% financing and no mortgage insurance is wrapping up soon.

Don’t miss out — secure your financing today!

Jason Coulter
NMLS 884251 ∙ FL Lic LO32356
Website: www.simonsleoni.com
Apply Now: https://simonsleoni.my1003app.com/884251/register
Office Phone: 813-258-6767 x 231
Cell Phone: 813-494-6745

*Estimated Home Value $450,000, Loan Amount $450,000, Interest Rate 5.875% (APR 5.984%), Monthly Principal & Interest Payment of $2,661.92. Taxes, Insurance, HOA Dues are not included in the payment listed, so total payment will be higher. Interest rate and payment are based upon a 30-Year Fixed Rate, Credit Score 640 or above, Primary Residence, Detached Single Family property, Purchase or Rate & Term Refinance Transaction. No Prepayment Penalty. Interest Rate effective 9/22/2025 . Terms and Conditions apply. Not all borrowers will qualify. This is not an offer to lend. Subject to formal underwriting, credit, acceptable income, assets, and property appraisal. Guidelines, rates, and fees are subject to change without notice. Property must be located in Hillsborough County or Pasco County, and in a Majority Minority Census Tract. Applications must be received on or before 12/1/2025 and loans must close on or before 12/27/2025, subject to availability of funding. This is a limited opportunity offer. Equal Housing Lender.

10/25/2025

Make Your Move with 100% Financing!

Whether you’re purchasing or refinancing, our Expanded Opportunity Loan delivers:

✅ Low 30-Year Fixed Rate
✅ No Mortgage Insurance
✅ Limited-Time Availability

Take advantage today

Jason Coulter
NMLS 884251 ∙ FL Lic LO32356
Website: www.simonsleoni.com
Apply Now: https://simonsleoni.my1003app.com/884251/register
Office Phone: 813-258-6767 x 231
Cell Phone: 813-494-6745

*Estimated Home Value $450,000, Loan Amount $450,000, Interest Rate 5.875% (APR 5.984%), Monthly Principal & Interest Payment of $2,661.92. Taxes, Insurance, HOA Dues are not included in the payment listed, so total payment will be higher. Interest rate and payment are based upon a 30-Year Fixed Rate, Credit Score 640 or above, Primary Residence, Detached Single Family property, Purchase or Rate & Term Refinance Transaction. No Prepayment Penalty. Interest Rate effective 9/22/2025 . Terms and Conditions apply. Not all borrowers will qualify. This is not an offer to lend. Subject to formal underwriting, credit, acceptable income, assets, and property appraisal. Guidelines, rates, and fees are subject to change without notice. Property must be located in Hillsborough County or Pasco County, and in a Majority Minority Census Tract. Applications must be received on or before 12/1/2025 and loans must close on or before 12/27/2025, subject to availability of funding. This is a limited opportunity offer. Equal Housing Lender.

10/17/2025

Big News for Homebuyers & Homeowners!

Our Expanded Opportunity Loan offers 100% financing with no mortgage insurance.

This program won’t last long. Contact us today.

Jason Coulter
NMLS 884251 ∙ FL Lic LO32356
Website: www.simonsleoni.com
Apply Now: https://simonsleoni.my1003app.com/884251/register
Office Phone: 813-258-6767 x 231
Cell Phone: 813-494-6745

*Estimated Home Value $450,000, Loan Amount $450,000, Interest Rate 5.875% (APR 5.984%), Monthly Principal & Interest Payment of $2,661.92. Taxes, Insurance, HOA Dues are not included in the payment listed, so total payment will be higher. Interest rate and payment are based upon a 30-Year Fixed Rate, Credit Score 640 or above, Primary Residence, Detached Single Family property, Purchase or Rate & Term Refinance Transaction. No Prepayment Penalty. Interest Rate effective 9/22/2025 . Terms and Conditions apply. Not all borrowers will qualify. This is not an offer to lend. Subject to formal underwriting, credit, acceptable income, assets, and property appraisal. Guidelines, rates, and fees are subject to change without notice. Property must be located in Hillsborough County or Pasco County, and in a Majority Minority Census Tract. Applications must be received on or before 12/1/2025 and loans must close on or before 12/27/2025, subject to availability of funding. This is a limited opportunity offer. Equal Housing Lender.

10/16/2025

Happy Bosses Day!

Today we celebrate the leaders who guide, inspire, and support our team every day. At Simons & Leoni Home Loans, we’re grateful for the vision and dedication of our leadership team, creating an environment where our staff can thrive and our clients feel at home.

Join us in thanking the incredible bosses who make a difference not just in our workplace, but in the lives of the families we serve.

10/13/2025

Today is Columbus Day! Just as explorers once charted new courses, we’re here to help you chart your path to the perfect home loan.

Jason Coulter
NMLS 884251 ∙ FL Lic LO32356
Website: www.simonsleoni.com
Apply Now: https://simonsleoni.my1003app.com/884251/register
Office Phone: 813-258-6767 x 231
Cell Phone: 813-494-6745

Terms and Conditions Apply. Not all applicants will qualify. Subject to formal underwriting, credit, acceptable income, assets, and property appraisal. Guidelines, rates, and fees are subject to change without notice. Income limitations may apply to some loan products. Not all applicants will meet this timeline. Equal Housing Lender. NMLS 8768

Address

3902 Henderson Boulevard Ste, 208/384
Tampa, FL
33602

Website

https://simonsleoni.com/team-member/jason-coulter/

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