Novel Insurance

02/04/2026

Confused by business insurance? A Tampa broker explains the difference between General Liability (accidents) and Professional Liability (errors) and who needs which.

02/02/2026

https://www.novelwealth.com/the-library/tampa-home-buying-insurance-checklist

Don't let insurance kill your closing. A Tampa broker explains the 4-Point inspection deal-breakers: old roofs, poly pipes, and bad electrical panels.

02/01/2026

https://www.novelwealth.com/the-library/home-insurance-vs-flood-insurance-tampa-explained

Most Tampa homeowners don't realize their home insurance excludes flood damage. Learn the difference between wind vs. water coverage and why you need a separate policy.

01/31/2026

https://www.novelwealth.com/the-library/2026/1/31/the-100-inspection-that-could-save-you-1000-on-tampa-home-insurance

A wind mitigation inspection can save Tampa homeowners thousands. Learn what it is, how long it lasts, and how to check if yours is expired.

01/30/2026

https://www.novelwealth.com/the-library/why-florida-auto-insurance-rates-dropping-2025

Florida's tort reform is finally lowering auto insurance rates. A Tampa broker explains why your renewal might be too high and how to re-shop for savings.

01/29/2026

https://www.novelwealth.com/the-library/citizens-depopulation-letter-tampa-explained

Received a takeout letter from Citizens Property Insurance? An independent Tampa broker explains what it means, the 20% rule, and if you should accept the offer.

01/28/2026

https://www.novelwealth.com/the-library/2026/1/28/the-aca-subsidy-standoff-what-to-do-if-youve-paused-your-coverage-for-2026

Did you pause your health insurance for 2026? The ACA subsidy cliff is back. Learn 3 strategic moves to protect yourself while waiting for Congress to act.

04/28/2021

Relief may be on the horizon for those who are seeing consistent year-over-year premium hikes on their Homeowners Insurance.

The bill would reduce the time to file a claim from three years to two.

04/15/2021

Starting January 1, 2022, "no-fault" insurance in the state of Florida could be a thing of the past.

Senators passed it without any independent study showing what it would do to rates.

04/01/2021

The new COVID relief bill has slashed ACA individual health-insurance premiums. Call us to see if you qualify for these new savings!

The "subsidy cliff" for the Affordable Care Act's premiums disappears -- temporarily -- under the newest COVID relief law.

12/15/2018

Final push for 2019 Health Insurance Open Enrollment. Deadline for application submission is 11:59pm tonight. Don't be left without coverage for an entire calendar year. Look into your options today!