Kyle Thompson

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United States
Tampa, FL
Kyle Thompson

Full service mortgage broker serving all of Florida with a commitment to have the best service along with the lowest rates. NMLS #1422574

06/06/2024

🏡 In the home shopping step of your homebuying process? Make sure to keep an eye out for these red flags that could indicate potential issues:

🚩 Water Stains: These could signal leaks or water damage. Check ceilings and walls carefully.

🚩 Cracks: Cracks in the walls or foundation can be a sign of structural problems. Don’t ignore them!

🚩 Doors that Won't Close: This could indicate settling issues or foundation problems.

🚩 Old HVAC: An outdated HVAC system may lead to costly repairs or replacements. Ask about its age and maintenance history.

🚩 Random Fresh Paint: Fresh paint in one area might be covering up mold, water damage, or other issues.

🚩 Pests: Signs of pests like droppings or gnaw marks can point to an infestation. Be vigilant during your walkthrough.

🚩 Bad Odor: Unpleasant smells can be a sign of mold, mildew, or even plumbing issues. Don’t ignore your nose!

Stay informed and vigilant to avoid costly surprises, and don't be afraid to reach out to your loan officer with any questions you may have!

05/31/2024

Building equity in your home is a smart financial move that can pay off in the long run. Here are some effective strategies to help you increase your home equity:

🔹 Increase Your Down Payment: Starting with a larger down payment reduces your loan amount and boosts your initial equity.

🔹 Make Bigger and/or Additional Mortgage Payments: Paying more than the minimum each month or making extra payments can significantly reduce your principal balance faster.

🔹 Refinance and Shorten Your Mortgage Loan Term: Refinancing to a shorter-term loan can help you pay off your mortgage quicker, building equity faster.

🔹 Wait for the Value of Your Home to Increase: Sometimes, the best strategy is patience. As the real estate market appreciates, so does your home’s value and your equity.

Start taking these steps today to watch your home equity grow! 🏡✨

05/17/2024

🌟 Exciting Opportunity for Real Estate Agents! 🌟

Are you ready to expand your services and increase your earnings? Partner with Home Access Financial and tap into the benefits of being both a Realtor and a licensed mortgage loan officer! 🏡💼

✅ Get licensed with our easy-to-follow training.
✅ Receive a personalized webpage with a unique application link.
✅ Work with a dedicated loan partner who handles the details.
✅ Enjoy a seamless, transparent process.
✅ Earn dual commissions on deals you close.

Join us and provide a one-stop solution to your clients, making their home-buying journey as smooth as possible. Let's transform the way real estate works together! 💪🚀

01/18/2024

Navigating the world of mortgages can be complex, but we're here to simplify it for you! Your interest rate is a key factor in your home loan, and it's influenced by several important elements:

𝗟𝗼𝗮𝗻 𝗧𝘆𝗽𝗲: Whether it's a fixed-rate or an adjustable-rate mortgage.
𝗟𝗼𝗮𝗻 𝗣𝗿𝗼𝗴𝗿𝗮𝗺: From conventional to jumbo loans, each has its unique rate implications.
𝗖𝗿𝗲𝗱𝗶𝘁 𝗦𝗰𝗼𝗿𝗲: Higher scores can unlock lower rates.
𝗗𝗼𝘄𝗻 𝗣𝗮𝘆𝗺𝗲𝗻𝘁: Larger down payments often lead to better rates.
𝗟𝗼𝗮𝗻 𝗔𝗺𝗼𝘂𝗻𝘁: The size of your loan can affect the rate.
𝗛𝗼𝗺𝗲 𝗟𝗼𝗰𝗮𝘁𝗶𝗼𝗻: Rates can vary based on where your new home is located.
𝗟𝗼𝗮𝗻 𝗧𝗲𝗿𝗺: Shorter terms typically have lower interest rates.
At Home Access Financial, we're committed to finding the best rates to make your dream home a reality!! 🏠💭

🌴🏠🔑

01/10/2024

🏡 Dreaming of Homeownership? Let's Make It Happen! 🌟
At Home Access Financial, we're excited to offer a range of Down Payment Assistance programs designed to bring you closer to your dream home. 🏠

🔑 Whether you're a first-time buyer or looking to move up, our DPA options can provide the support you need with flexible solutions for every budget.

Don't let the down payment be a barrier to your home goals. Connect with us today to explore these and other assistance opportunities tailored just for you! 📞💬

10/13/2023

🚨 Exciting Mortgage Update! 🚨
Fannie Mae is working to improve housing affordability. Starting Nov 18th, buy a 2-4 unit property with ONLY 5% down! 🏡✨
Previously, it was 15%-25%. Plus, borrowers can use expected income from other units to assist with their Debt-to-Income ratio. 📈

A game-changer for many aspiring homeowners! 🎉
DM or comment below to learn more. Let's make homeownership a reality! 🔑

Wishing you and your family a very happy holiday! 📞 (813) 864-5559✉️ KThompson@HomeAccessFinancial.com 1422574

12/24/2022

Wishing you and your family a very happy holiday!

📞 (813) 864-5559
✉️ [email protected]

1422574

12/05/2022

New 2023 Loan Limits for all programs have been announced! Check out what this means for your purchasing power and how it has increased from the 2022 loan limits.

Let's chat about how this could help you!
📞(813) 864-5559

LO NMLS #1422574

11/29/2022

Congratulations on your new home! It was a pleasure working with you. Wishing you a wonderful holiday season in your new home!

Address

100 S Ashley Drive Suite 1150
Tampa, FL
33602

Telephone

+17272105410

Website

https://www.homeaccessfinancial.com/KyleThompson.html

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