07/11/2026
🚨 MEDICAL PROFESSIONALS: STOP ASSUMING EVERY HOME LOAN WORKS THE SAME WAY. 🩺🏡✈️
Mach Mortgage now has an entire lineup of specialized options designed around the real financial needs of medical professionals.
Buying a primary home?
Looking for a second home?
Trying to preserve your cash?
Need a larger loan amount?
Want to combine your mortgage and HELOC?
Need help from a qualified non-occupying co-borrower?
There may be a Mach option built for your exact situation.
💗 MACH 1 | Maximum Flexibility
For qualified medical professionals purchasing a primary residence or second home.
✅ 3% down on loan amounts of $2 million or less
✅ Up to 97% financing
✅ Loan amounts up to $3 million
✅ At $3 million, up to 89.99% financing
✅ Minimum 700 FICO
✅ No mortgage insurance when guidelines are met
✅ Broad professional eligibility
💗 MACH 1.5 | The Second Home Opportunity
A rare niche financing option for qualified medical professionals who want a vacation home, seasonal residence, coastal retreat, mountain property, or a home closer to family.
✅ Primary residences and second homes
✅ 3% down on loan amounts of $2 million or less
✅ Up to 97% financing
✅ Loan amounts up to $3 million
✅ Minimum 700 FICO
✅ No mortgage insurance when guidelines are met
🤍 MACH 2 | Preserve More of Your Cash
✅ 0% down up to a $1,500,000 loan
✅ 5% down at a $2,000,000 loan
✅ 720 FICO required for 100% financing
✅ Primary residence only
✅ No mortgage insurance when guidelines are met
🩵 MACH 3 | The Highest Limit
✅ 0% down up to a $2,000,000 loan
✅ 720 FICO required at $2 million with 0% down
✅ Six months of PITI reserves required at $2 million with 100% financing
✅ Primary residence only
✅ No mortgage insurance when guidelines are met
🧡 MACH 4 | Refinance. Simplify. Save More.
Turn multiple housing payments into one smarter loan.
✅ Loan amounts up to $3 million
✅ Combine your first mortgage with a second mortgage or HELOC
✅ One loan
✅ One payment
✅ Potentially lower your combined monthly payment
✅ Simplify your finances
✅ Rate and term refinance options
💗🩶🩵 MACH 5 | Co-Borrower Advantage
A unique option that may allow qualified doctors to strengthen their buying power with an eligible family member, friend, or coworker as a non-occupying co-borrower.
✅ Primary residence and second-home options may be available
✅ Non-occupying co-borrowers permitted under applicable guidelines
✅ Maximum financing and income contribution rules depend on the selected program
✅ Designed for situations where additional qualifying income may help
🔥 Different careers. Different goals. Different financial situations. One Mach Speed team.
Doctors, dentists, pharmacists, veterinarians, podiatrists, nurses, nurse practitioners, physician assistants, chiropractors, CRNAs, medical residents, fellows, interns, and other qualifying medical professionals may be eligible.
Tag someone in the medical field who needs to see this.
Comment “MACH” below or send me a message, and I will help determine which option may fit best.
📞 Call or Text Ray Combs
(561) 884-0007
Stay Passionate,
Ray Combs
Your Leprechaun Lender 4Ever!
Ray Combs NMLS 1458928
Mach Mortgage NMLS 2487234
Equal Housing Lender. Not a commitment to lend. All loans are subject to credit, income, assets, property, occupancy, loan amount, reserves, program guidelines, and final underwriting approval. Program eligibility and maximum financing vary. Closing speed depends on receipt of a complete file and satisfaction of all conditions.
