Smart Debt Relief

Smart Debt Relief Debt settlement and negotiation where both a permanent and effective resolution is reached.

This result will be attained by actually completing the debt settlement process. This is only accomplished by also removing the negative items from an individual's credit report in addition to using powerful negotiation strategies carried out by debt industry specialists

05/30/2013

There are two different types of Bankruptcies for consumers: Chapter 7 and Chapter 13. They are named after their location in the Bankruptcy code of the United States.

Bankruptcy isn't always the only option to a brighter financial future.

05/21/2013

This is Steve. I just wanted to give a shout out to Smart Debt Relief, what a great group of people they executed professionally, they act professionally; th...

05/15/2013

Myth #10
My credit score will automatically
improve as I take care of this debt.

Nope, it won't.

You have to finish the job, as there is "credit damage" that will result from settling the debt (whether you choose to do business with us or not)...
..but with the only company that does both, you can't lose (that's us).

It's as simple as "telling the machine" to do what it has to do to reclaim your life (in the right way of course). That's what we specialize in, period.

So, you have an important choice to make right now...

Keep doing what you're doing, or even use another debt settlement company, leaving the job unfinished and wondering "if"...

Or make one simple free phone call , see if you qualify for our program, and if you do, start on the path to a true debt free lifestyle with all the benefits and freedom that come with it.

Imagine the deep breath you'll be able to take knowing you made the right choice.

05/13/2013

Myth #9

"All debt settlement companies do exactly the same thing,
and they all do it legally because they have to. I mean, it's a regulated industry."

Nope on all counts.

The debt settlement industry is hardly regulated by any stretch of the imagination when it's compared to other financial and credit industries. This industry is also loaded with companies who are simply in business to get as much of your money as possible, as quickly as possible.

05/10/2013

Myth #8
"They won't sue me if my debt is only $x,### any ways."

This is an extremely dangerous assumption...and yes, they could sue you...depending on certain criteria. At times, they DO go after debtors with seemingly "low" balances. It all depends on what criteria they decide to use when preparing lawsuits. We've seen it happen way too many times to really nice people.

05/10/2013

If you continue to do the same things over and over again, you will keep getting the same results; so it's time to let Smart Debt Relief help you make the change towards a lifestyle free from debt!

05/08/2013

Myth #7
"They'll just remove the negative marks on my credit report after I've paid this debt off anyways."

Not entirely true.

They may remove the collection account, but the original debt may still "linger" (in fact, it probably will still linger). That plus the other negative marks on your report NEED to be addressed immediately , or the job of reclaiming your financial freedom will simply remain unfinished. If you're one of our clients, the job never goes unfinished...period.

05/06/2013

Myth #6
"I can wait to do this, because you'll just take care of it anyways."

Simply not true.

Settling your monthly payments and restoring credit require that you get started as soon as possible. Each day that you wait makes the process that much more challenging (even if we do it). Your monthly payment keeps increasing, your interest rates and fees keep piling up, and your credit goes farther into the toilet if you wait.

Here's the bottom line...

If you're interested in settling your debt, restoring your credit, and reclaiming your life...you can't wait any longer. If you're serious about this, you simply can't wait any longer.

05/03/2013

Myth #5
"These BIG companies won't want to lose money.
They won't settle for less than I owe..."

In this economy, where people don't have the money to pay their "secondary" bills that don't immediately impact their living situation...your creditors WILL negotiate with the right people.

In short, you CAN do this.

Especially with the help of people who know the ins and outs of debt settlement and credit restoration going to bat for you (that's us).

Having this personal help is critical... because the creditors will know you have resources on your side that you wouldn't have by yourself, to be able to negotiate that lower monthly payment. Imagine the stress you could remove from your life if you got your payments reduced 50 - 65% (as long as you qualify of course, not everyone can use this service).

04/30/2013

Myth #4
Everything reports accurately and on-time to your credit report when the debt settlement process is completed and your debts are paid off.

Ummm, nope.
The hard reality is most credit reports contain some sort of error, or other miscue, that cause your score to be reported very differently by each of the 3 bureaus.

That's why the 2nd half of our debt settlement service at SmartDebtRelief.org is extremely important. It's where we "finish the job" that other debt settlement companies don't...

We work with you, and remove negative items to ensure that your credit report reflects your debt in "settled" form.

In fact, we're willing to bet we'll find some inaccuracies about your credit report together , and along with negotiating a 50 - 65% lower monthly payment (for those that qualify)...we can remove those inaccuracies and negative items...so you can continue living the debt-free lifestyle you deserve.

04/29/2013

Myth #3
Debt Settlement is a heavily regulated industry.

It isn't. In fact, it's an under-regulated industry...and that opens the doors to companies who typically scam hard-working people (like yourself) out of their money. If "big brother" isn't watching, sometimes bad things happen to good people (unfortunately).

So you have to work with people you can trust.

SmartDebtRelief.org was founded on the principles of providing 100% legal, moral, and ethical support to my clients...then exceeding the expectations of those clients and literally changing their lives for the better.

04/26/2013

Debt negotiation, also called debt settlement, is the process of negotiating with your creditors to either establish a new payment schedule at a reduced interest rate, or a lump sum payment that’s significantly lower than the total balance. If your only other option is bankruptcy, your creditors may be willing to negotiate with you to ensure that they get something rather than nothing.

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Tampa, FL
33624

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