Conner Klorer at Guaranteed Rate Affinity NMLS# 1573481

09/18/2025

As many of you have already seen the headlines, yesterday the Federal Reserve "cut" the Fed Funds Rate by 0.25%. The more important question is, "how does this impact mortgage rates?"

The Fed cutting rates does not mean that mortgage rates dropped by 0.25% yesterday, in reality the opposite happened as yesterday and today mortgage rates actually inched up slightly. However, overall rates are down 0.50% over the past two months in anticipation of yesterday's rate cut, so much of this was already priced in with lower rates.

The good news is that overall rates are still at their lowest point of the year, and actually close to 3 year record lows! As we continue to get additional rate cuts, this trend should hopefully continue as we finish out the year. Affordability has been the biggest issue for buyers, thankfully we are starting to trend in the right direction for your business and your buyers!

12/30/2024

Existing-home sales in November rose 4.8% compared to October and 6.1% year-over-year, marking the strongest annual increase since June 2021 and signaling a strengthening housing market. http://ms.spr.ly/6186oUjn2

12/26/2024

Here’s a hot tip for a happy . Remember to itemize your return and deduct your mortgage interest. You could see a tax break coming your way. Consult a tax professional for more details. http://ms.spr.ly/6186ocVDA

12/24/2024

From our family to yours, we’re sending you happy holiday vibes filled with festive fun, cozy celebrations and winter wishes come true.

12/23/2024

12/20/2024

Existing-home sales in November rose 4.8% compared to October and 6.1% year-over-year, marking the strongest annual increase since June 2021 and signaling a strengthening housing market. http://ms.spr.ly/6186obH5g

12/19/2024

For the third time in as many meetings, the Federal Reserve is lowering rates, but signaled inflation and employment concerns. See how this shift could influence mortgage rates. http://ms.spr.ly/6185oZxEF

12/17/2024

Don’t let traditional financing hurdles stand in the way of building your real estate investment portfolio. Learn how you can use a Non-QM DSCR (Non-Qualified Debt Service Coverage Ratio mortgage) to secure your next property: http://ms.spr.ly/6186onb7Q

12/12/2024

You have financial goals – we have options that help you achieve them. Learn how you can streamline payments and access the cash you need. http://ms.spr.ly/6185oPZXV

12/11/2024

A kitchen upgrade is just one of the many ways you can refresh your home this season. Explore HELOCs and other products that can help you transform your space this winter: http://ms.spr.ly/6183o3h77