Mach Mortgage, Inc. NMLS# 2487234

Mach Mortgage, Inc. NMLS# 2487234 Innovative Mortgage Lender & Broker Serving our Real Estate Industry Partners! Mortgage Lender Equal Housing Lender | Mortgage Broker Equal Housing Opportunity
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Greetings from the Mach Mortgage team! Our Family of Advisors are here to help make your Mortgage & Real Estate experience as seamless as possible. If you’re looking to build, buy, refinance or Invest, look no further! We are Licensed in over 15 states, with 23 years in the finance and real estate industry. We at Mach Mortgage have what it takes to get you to the Closing Table! Mach Mortgage, Inc


NMLS #2487234

13371 N 56th St., Suite C, Tampa, FL 33617

Ray Combs
NMLS #1458928
www.nmlsconsumeraccess.org
https://machmortgage.com/privacy/

Mach Mortgage, Inc. is licensed by Florida License | Georgia License #2487234 | Michigan License | North Carolina License | Pennsylvania License #104571 | South Carolina License #2487234 | Tennessee License #2487234. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. Texas Company Recovery Fund Notice, Figure: 7 TAC §80.200(b):

Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 north Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.Sml.Texas.Gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.Sml.Texas.Gov

Tag the best of the best below. I’m only looking for active agents who are serious about winning.
06/06/2026

Tag the best of the best below. I’m only looking for active agents who are serious about winning.

05/23/2026

As Memorial Day Weekend begins, I want to take a moment personally, as Ray Combs, and on behalf of Mach Mortgage, to honor every man and woman who gave their life serving this country.
This weekend is not just about time off, cookouts, beaches, boats, travel, or family gatherings.
It is about remembering the brave Americans who gave everything so the rest of us could live free.
For me, being American is deeply personal.
My family has been in America for over 400 years. My pride in this country runs through deep roots. We did not just migrate here. My family helped establish communities, build lives, and contribute to this nation from Virginia to Kentucky, Wyoming, Colorado, California, Idaho, Washington, and many other places across this country.
The Combs name is well established in American history, and with that comes gratitude, responsibility, and respect for those who sacrificed so future generations could continue building, living, worshiping, working, and raising families in freedom.
Memorial Day reminds me that America was not built by comfort.
It was built by sacrifice.
It was protected by courage.
It was carried forward by families who endured loss, hardship, war, grief, and uncertainty so others could have a better future.
Some heroes never made it home.
Some families never got the reunion they prayed for.
Some children grew up without a mother or father.
Some spouses lived with an empty chair at the table.
Some parents buried the child they once held in their arms.
That is the human side of Memorial Day.
So yes, I want everyone to enjoy Memorial Day Weekend.
Enjoy your family.
Enjoy your friends.
Enjoy the freedom we are blessed to have.
But while we enjoy it, let’s pause and be grateful together.
Let’s remember that behind every folded flag is a name, a family, a story, and a legacy.
To every fallen service member, may you rest in peace.
To every Gold Star family, may God comfort you and continue to honor your sacrifice.
To every family still carrying the pain of loss, please know your loved one is not forgotten.
Their name matters.
Their story matters.
Their sacrifice matters.
Their legacy matters.
From my family, from Mach Mortgage, and from my heart, we salute you.
We remember you.
We honor you.
May we never become so busy enjoying freedom that we forget the heroes who paid the ultimate price for it.
God bless our fallen heroes.
God bless their families.
God bless the United States of America. 🇺🇸🙏
Stay Passionate,
Ray Combs
Mach Mortgage
NMLS 2487234

Happy Mother’s Day to all of the mothers across the world.To the moms still here with us and to the beautiful souls now ...
05/10/2026

Happy Mother’s Day to all of the mothers across the world.
To the moms still here with us and to the beautiful souls now watching over us from Heaven… thank you. Thank you for the sacrifices nobody saw, the prayers nobody heard, the tears nobody knew about, and the unconditional love that carried families through life’s hardest moments.
Mothers are the heartbeat of every home. They are the late nights, early mornings, warm hugs, hard lessons, strength during storms, and the reason so many of us kept going when life got difficult.
Today is about gratitude, memories, love, and honoring every woman who stepped into the role of a mother, protector, mentor, grandmother, aunt, or caregiver.
If your mother is still here, cherish her.
If she’s in a better place, honor her memory today and every day.
Happy Mother’s Day. Grateful beyond words. ❤️

The Real and RE/MAX merger is a bigger deal than most people realize.From a lender’s perspective, this is not just about...
04/27/2026

The Real and RE/MAX merger is a bigger deal than most people realize.
From a lender’s perspective, this is not just about 2 real estate companies joining forces.
This is about where the entire industry is heading.
RE/MAX is not just a real estate brand. They also own Motto Mortgage. So when Real steps in, they are not just gaining agents, offices, signs, and brand recognition. They are stepping into a much bigger ecosystem that includes mortgage, technology, data, AI, and the client relationship.
That matters.
A lot.
Rocket bought Redfin.
Compass bought Anywhere.
Now Real is merging with RE/MAX.
The pattern is getting very clear.
Big companies are not just trying to win 1 transaction anymore. They are trying to control the entire customer journey from the first home search to the final closing and everything that happens after.
That should be a major wake up call for lenders.
The days of sitting around waiting for agents to send over referrals are changing fast.
Agents need more than a lender with a rate sheet.
They need a real partner.
Someone who answers the phone.
Someone who can move fast.
Someone who can save a deal.
Someone who knows how to help them win.
Someone who understands that speed and certainty can be the difference between getting the house and losing it.
This is why I keep saying mortgage companies cannot afford to be average anymore.
The market is changing.
The companies with technology, relationships, speed, and ex*****on are going to separate from everyone else.
And the ones still acting like it is 2019 are going to wonder what happened.
Real estate and mortgage are no longer separate lanes.
They are becoming 1 connected strategy.
That is exactly why Mach Mortgage was built different.
We are not here to be another “me too” lender.
We are here to execute.
Mach means speed.
Speed matters.
Mach Mortgage NMLS 2487234
Ray Combs NMLS 1458928
Stay Passionate,
Ray Combs

🔥 BIG MOMENT FOR MACH MORTGAGE 🔥Grateful. Proud. Fired up.Mach Mortgage has officially become a Correspondent Lender in ...
03/24/2026

🔥 BIG MOMENT FOR MACH MORTGAGE 🔥
Grateful. Proud. Fired up.

Mach Mortgage has officially become a Correspondent Lender in the state of Georgia. This is a major step forward for our company and a reflection of the work, resilience, and belief it took to get here.

We started in Georgia as a mortgage broker. Today, we’ve leveled up. This transition means more control, more efficiency, and more opportunity to serve our clients at a higher level than ever before.

Nothing about this journey has been easy. Every license, every approval, every step forward has required discipline, patience, and staying committed when most would have quit. That’s what makes this moment mean even more.

Georgia, we are just getting started.

We are excited to help more families, investors, and partners win at a higher level. Faster ex*****on. Stronger structure. Better results.

Thank you to everyone who has trusted, supported, and believed in Mach Mortgage along the way.

This is only the beginning.

Stay Passionate
Ray Combs ✈️

Ray Combs will never fake it till he makes it. Everything I have is earned with honesty, integrity and no shortcuts.For ...
03/23/2026

Ray Combs will never fake it till he makes it. Everything I have is earned with honesty, integrity and no shortcuts.
For those that need to hear this on a Monday morning…
You don’t ever “arrive”… you just keep working.
I know what it feels like to be putting in more than most and still watching people act like they want it just as bad. They don’t. And that’s fine. Let them do what they do.
I’m not built like that.
I don’t cut corners. I don’t pretend. I don’t talk about it more than I do it.
Most people say they work hard. Very few actually show up every day and do it when it’s boring, when it’s stressful, when nobody is clapping.
That’s where separation happens.
While they’re posting, I’m working.
While they’re talking, I’m producing.
And over time that gap gets real wide.
Look at anyone at the top, they’re still working. There is no finish line where you just sit back and coast. That’s a lie people tell themselves.
If you’re tired, good.
If you’re frustrated, even better.
That means you’re in it for real.
And if you actually love the work, you already won.
Keep going. Stay solid. Stay real. No shortcuts.
Do what they won’t so you can have what they can’t.

✈️ 3 Years Ago Today I Bet On A Vision.February 27, 2023 Mach Mortgage was born.Not in a booming market.Not with easy mo...
02/27/2026

✈️ 3 Years Ago Today I Bet On A Vision.
February 27, 2023 Mach Mortgage was born.
Not in a booming market.
Not with easy money.
Not with falling rates.
We launched in uncertainty.
May 2023 we became licensed… and almost immediately the market tightened.
Rates climbed.
Volume dropped.
Margins shrank.
Hurricanes hit Florida in 2023 and again in 2024.
For nearly four years this industry lived through one of the most brutal cycles in recent history.
And we chose to build right in the middle of it.
Let me be honest.
This journey cost more than people see on social media.
It cost sleep.
It cost comfort.
It tested relationships.
It revealed who was loyal and who was only around for sunshine.
There were moments where quitting would have been easier.
Moments where people doubted.
Moments where even I questioned how hard the climb would be.
But here is what I know:
If you build something during easy times, you never know how strong it really is.
If you build it in the storm… you find out.
Mach Mortgage was built in the storm.
Not with hype.
With grit.
With sacrifice.
With belief.
And today, on our 3 year anniversary… something shifted.
Mortgage rates have dropped back into the 5s.
After four years of turbulence… the market is waking up again.
Buyers are stepping forward.
Refinances are resurfacing.
Builders are moving again.
Opportunity is knocking louder than it has in years.
And here is what makes today powerful:
We are not starting today.
We survived to get here.
Year 1 was faith.
Year 2 was endurance.
Year 3 is validation.
To my family who sacrificed time with me while I built this.
To the clients who trusted Mach Mortgage when it was not the popular choice.
To the partners who stayed when staying required courage.
Thank you.
This is not just a company anniversary.
It is proof that resilience compounds.
The runway is finally clear.
And Mach Speed is about to look different.
Stay Passionate,
Ray Combs
Mach Mortgage
NMLS 2487234
☎️ (561) 884 0007 Call or Text
MachMortgage.com/card

02/14/2026
02/09/2026

02/08/2026

Address

13371 N 56th Street, Suite C
Tampa, FL
33617

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