Athena CPAs and Advisors LLC

Athena CPAs and Advisors LLC We provide tax planning, CFO and advisory services to entrepreneurs

09/12/2026

This is what $250K looks like with no tax plan.

At this income the math stops being simple. Social Security caps out, Medicare adds a surtax on top, and you’re sitting in the 32% bracket.

There are plenty of legal ways to reduce what you owe if you use them correctly.

Here are a few we use with our 200+ clients, who we’ve saved over $10M in tax savings.

💰 Solo 401(k)
📉 QBI deduction
🏢 S-corp election
🏡 Augusta Rule
🧾 Accountable plan
📋 Normal Business Deductions

Which ones apply depends on how your business is structured. Comment HELP and we’ll look at your actual numbers.

Follow Laura | Tax Strategist & CPA for more tax strategy and wealth building tips.

Disclaimer: This content is for educational purposes only, not tax advice.



[how much is $250k after taxes, tax strategies for business owners, solo 401k, qbi deduction, s corp election, augusta rule, accountable plan, reduce taxable income, tax planning]

No todas las LLC hacen el mismo trabajo. Unas guardan tus bienes y otras manejan el día a día del negocio.Otras existen ...
09/09/2026

No todas las LLC hacen el mismo trabajo. Unas guardan tus bienes y otras manejan el día a día del negocio.

Otras existen solo para bajar lo que pagas en “self-employment tax”. Si escoges la estructura equivocada, puedes terminar pagándole de más al IRS o dejando tus bienes personales sin protección. A veces las dos cosas.

La mayoría de los dueños abren su LLC una vez, nunca la vuelven a tocar, y el negocio crece más allá de esa estructura sin que se den cuenta. Ahí es cuando empieza a costar dinero de verdad.

Si tu negocio está dejando más o menos $50K de ganancia, solo con la elección de S corp puede cambiar lo que debes este año.

Guarda este post para cuando estés listo para estructurar (o reestructurar) tu negocio.

Aviso: Este contenido es solo para fines educativos y no constituye asesoría fiscal.



[tipos de llc, estructura de negocio, s corp, self employment tax, proteger bienes personales, abrir una llc, holding llc, impuestos para negocios, contador para latinos, estrategia de impuestos]

09/05/2026

This is my client Zev, who’s now on track to semi-retire at 33.

Here’s what changed after we started planning his taxes instead of just filing them.

Comment “HELP” if you want us to look at your numbers and see what’s possible for your business.



[client testimonial, tax strategist, working with a cpa, proactive tax planning, business owner taxes, tax savings, early retirement, financial freedom, find a good accountant, tax planning vs tax filing]

Last week I was on  with , President of , talking about our 2026-2027 Mentorship Program.Applications close next Thursda...
09/04/2026

Last week I was on with , President of , talking about our 2026-2027 Mentorship Program.

Applications close next Thursday, September 10.

The program runs September through May, pairing Latina college students with professionals and community leaders for guidance, scholarship opportunities, and connection that turns into opportunity.

I'm the Treasurer, and I'll say this plainly: I didn't have a mentor when I was starting out, and it cost me.

Student looking for a mentor, or a professional with something to pass on? Comment MENTOR and I'll DM you the link.



La semana pasada estuve en con , Presidenta de , hablando de nuestro Programa de Mentoría 2026-2027.

Las aplicaciones cierran el próximo jueves, 10 de septiembre.

El programa va de septiembre a mayo y conecta a estudiantes universitarias latinas con profesionales y líderes de la comunidad para recibir orientación, oportunidades de becas y conexiones que se convierten en oportunidades reales.

Soy la Tesorera, y lo digo claro: yo no tuve una mentora cuando estaba empezando, y me costó.

¿Eres estudiante buscando mentora, o profesional con algo que compartir? Comenta MENTOR y te envío el link por DM.

09/03/2026

Wealth tip: Before you upgrade your lifestyle, first upgrade where your money is going!

When you own the business, you’re the employee AND the employer.

That means you get to contribute to your retirement as both, which is why a solo 401(k) goes so far past what a regular IRA allows. One of my clients put in $35,000 and took about $11,000 off her tax bill.

Wealth Moves 💸 is a new content series. Comment “PART 6” if you want me to share more tips to help you build wealth like the rich.



[solo 401k, self employed retirement, employee and employer contribution, retirement contribution limits, tax deferred investing, business owner retirement plan, reduce taxable income, tax planning, backdoor roth ira, retirement account deadline]

Yesterday was a great reminder of the power of community and connection.I loved attending the HPWA Tampa Friendraiser an...
09/02/2026

Yesterday was a great reminder of the power of community and connection.

I loved attending the HPWA Tampa Friendraiser and was proud to have Athena CPAs & Advisors support the event as a sponsor.

I’m especially excited about HPWA’s mentorship program, which helps people build confidence, expand their networks, and navigate their careers.

Thank you to everyone who made the evening a success. If you’re interested in mentoring, finding a mentor, or supporting the program, we’d love to have you involved.

Not all LLCs are created equal 👀Some hold assets and some run your day-to-day operations.Some exist purely to cut your s...
08/29/2026

Not all LLCs are created equal 👀

Some hold assets and some run your day-to-day operations.

Some exist purely to cut your self-employment tax bill. If you pick the wrong structure, you can end up overpaying the IRS or leaving your personal assets exposed, sometimes even both.

Most owners file an LLC once, never touch it again, and outgrow it without realizing. That’s when it starts costing real money.

If your business is clearing around $50K in profit, the S corp election alone can change what you owe this year.

SAVE this post so you have it when you’re ready to structure (or restructure) your business!

Disclaimer: This content is for educational purposes only, not tax advice.

Did you know most S-corp owners paying for their own health insurance aren’t getting the write-off?I had a client paying...
08/25/2026

Did you know most S-corp owners paying for their own health insurance aren’t getting the write-off?

I had a client paying $18,000 a year for his family’s coverage. His business was writing the checks but he wasn’t getting a dime of it back.

For an S-corp owner, having the business pay the premium isn’t enough. It has to run through payroll and count as part of your pay for the year. His never did, and nobody caught it.

Make sure to ask whoever runs your payroll this question: “are my premiums being added to my pay?”

If the answer is no, that’s a problem.

Comment SCORE and I’ll send you our Tax Readiness Scorecard to see what might be set up wrong with your business taxes👇

Disclaimer: This content is for educational purposes only, not tax advice.

08/19/2026

Most of my clients have hosted something at their house whether it was a quarterly planning day or a team dinner and almost none of them knew their business could have paid them for it, tax-free.

It’s called the Augusta Rule. It’s in the tax code and it’s been there since 1976!

Wealth Moves 💸 is a new content series that’s different than what I’ve shared before. Comment “PART 5” if you want me to share what’s saved my clients the most money on their taxes in the next part.



[augusta rule, section 280a, rent home to your business, tax free income, s corp tax strategy, business tax deductions, tax planning]

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Tampa, FL
33624

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Monday 10am - 4pm
Tuesday 10am - 4pm
Wednesday 10am - 4pm
Thursday 10am - 4pm
Friday 10am - 4pm

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