09/02/2026
Homeowners insurance is no joke, especially in Florida and other higher-risk areas like California, coastal markets, and places exposed to hurricanes, wildfires or flooding.
So I asked Greg Tomlin with Pineapple Insurance to jump in and answer a few questions buyers should be thinking about before they start writing offers, not after.
We work with homebuyers in 48 states, and we see this more often than you’d think: someone finds a home they love, writes the offer, maybe even pays for inspections and an appraisal, only to find out the property is extremely expensive or sometimes impossible to insure.
That can change the whole game plan quickly and be a costly mistake.
The right team matters, and having experienced, knowledgeable teammates involved early can save a lot of headaches.
If you have questions about buying a home, feel free to DM or TEXT me 813.435.9081. And if an insurance question comes up, Greg is a great resource and will always shoot straight with you.
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