Kearns Mortgage Team LLC, Mortgage Broker NMLS #2177472

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  • Kearns Mortgage Team LLC, Mortgage Broker NMLS #2177472

Kearns Mortgage Team LLC, Mortgage Broker NMLS #2177472 Mortgage brokerage specializing in Conventional, FHA, VA, USDA, Non-QM. NMLS #2177472 | NMLS #1826973 We look forward to working with you.
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NMLS 2177472 - Whether you re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers we have the knowledge and expertise you need to exp

lore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations. Licensed: FL, GA NMLS 2177472

06/17/2026

Want to spare future headaches and save serious cash? 🏠 If your parents own a home, it’s time to start a family conversation about estate planning.

First, check how the property is titled and if it’s in a living trust to dodge the costly probate process. Next, align family expectations: who'll keep, sell, or buy out what? Last but not least, consult a tax pro about the stepped-up cost basis to potentially slash capital gains taxes.

I’ve seen families lose enormous time and money by not discussing this early! Ready to secure your family's financial peace? Comment 'plan' for guidance. Let’s strategize together to simplify your future.

https://myoc.io/kmtllc

Bank statement loans could be an excellent option if you don't qualify for a home loan using traditional tax returns. Le...
06/16/2026

Bank statement loans could be an excellent option if you don't qualify for a home loan using traditional tax returns. Let me guide you through the process — reach out today!

Message me and see how I could land you an initial approval in as little as 15 minutes on a conventional or FHA home loa...
06/15/2026

Message me and see how I could land you an initial approval in as little as 15 minutes on a conventional or FHA home loan.

Looking for a new home, but worried about high mortgage payments? Discover how a temporary rate buydown could potentiall...
06/14/2026

Looking for a new home, but worried about high mortgage payments? Discover how a temporary rate buydown could potentially make your first few years more affordable. Let's talk about your options!

If you're interested in growing your real estate portfolio, you may be able to factor in the property's prospective rent...
06/13/2026

If you're interested in growing your real estate portfolio, you may be able to factor in the property's prospective rent as qualifying income.* Message me if you're ready to get started!

A 3% down payment might be all you need to take the first step toward becoming a homeowner. Don't wait — contact me toda...
06/12/2026

A 3% down payment might be all you need to take the first step toward becoming a homeowner. Don't wait — contact me today!

Love hearing from our clients. This is why we do what we do!
06/12/2026

Love hearing from our clients. This is why we do what we do!

06/11/2026

Did you know the timing of your closing date can help you manage your budget better? If you close at the end of the month, your first mortgage payment likely won't be due until the month after next, giving you extra time to recover from moving expenses.

You're not skipping payments, just choosing a strategic start date. This is a great way to get some breathing room for setting up your new home.

As you plan your home purchase, what would be more beneficial to you: extending payments to give you more financial flexibility or closing the deal as soon as possible? Comment below and follow for more tips that can make a difference in your mortgage journey. Happy house hunting! 🏠

https://myoc.io/kmtllc

A 40-year mortgage* could mean a new path to homeownership with potentially lower monthly payments and more flexibility....
06/11/2026

A 40-year mortgage* could mean a new path to homeownership with potentially lower monthly payments and more flexibility. Give me a call and see if it's right for you!

The smartest home buyers don’t rush — they prepare.Getting pre-approved doesn’t mean you have to buy right away. It simp...
06/11/2026

The smartest home buyers don’t rush — they prepare.

Getting pre-approved doesn’t mean you have to buy right away. It simply gives you clarity, confidence, and options when the time is right.

Here’s how I see smart buyers start early:
📋 Get pre-approved (usually takes 24–48 hours)
🏡 Browse at your own pace — no pressure, just information
đź“Š Understand your numbers so there are no surprises later

Preparing early puts you in control of the timeline — not the market, not the headlines.

If you want to get pre-approved this month or just talk through what preparation looks like for you, I’m here whenever you’re ready.
https://myoc.io/kmtllc

Address

3903 Northdale Boulevard Suite 100E
Tampa, FL
33624

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+18137965755

Website

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