Motto Mortgage Paramount

Motto Mortgage Paramount �Best in the business since 2021

Making a complicated transaction feel simple

�Helping clients buy, sell, refinance their dream home

Se habla español!

Why do you buy from the brands you do? Easy to use product? Convenience? Great customer service? You shouldn't sacrifice...
01/23/2023

Why do you buy from the brands you do? Easy to use product? Convenience? Great customer service? You shouldn't sacrifice those things in your mortgage loan either. Our network is dedicated to providing fantastic customer service, a great product and excellent communication all wrapped up in convenient technology.

🤩APPLY WITH ONE OF OUR AWESOME LENDERS 🤩
- Nick Sipple: https://www.mottomortgage.com/offices/paramount-tampa/nicholassipple/

- Bobby Ziencina: https://www.mottomortgage.com/offices/paramount-tampa/robertziencina/

In today’s housing market, home values are constantly fluctuating – visiting with one of our lenders at for a home equit...
01/15/2023

In today’s housing market, home values are constantly fluctuating – visiting with one of our lenders at for a home equity value review could be surprising. Who knows, there might even be an opportunity to let your home’s equity work for you through a cash-out refinance!

HOW MUCH DO YOU NEED FOR A DOWN PAYMENT 🤔❌❌Common misconception: 20%❌❌If saving for a down payment still feels like a ch...
01/10/2023

HOW MUCH DO YOU NEED FOR A DOWN PAYMENT 🤔

❌❌Common misconception: 20%❌❌

If saving for a down payment still feels like a challenge, there is help!

According to latest Homeownership Program Index from Down Payment Resource, there are over 2,000 homebuyer assistance programs in the U.S., and the majority are intended to help with down payments.

Plus there are even loan types, like FHA loans, with down payments as low as 3.5%, as well as options like VA loans and USDA loans with no down payment requirements for qualified applicants.

To understand your options, be sure to do your homework. If you’re interested in learning more about down payment assistance programs, information is available through sites like Down Payment Resource. Then, partner with us!

🤩APPLY WITH ONE OF OUR AWESOME LENDERS 🤩
- Nick Sipple: https://www.mottomortgage.com/offices/paramount-tampa/nicholassipple/

- Bobby Ziencina: https://www.mottomortgage.com/offices/paramount-tampa/robertziencina/

Whether your goal is to have lower monthly payments or lower upfront costs, working with a broker means more money in yo...
01/06/2023

Whether your goal is to have lower monthly payments or lower upfront costs, working with a broker means more money in your pocket. Save your hard-earned money by working with a broker today!

Happy New Year 🎆
01/01/2023

Happy New Year 🎆

If you are thinking about purchasing a home, the first step is to get a preapproval letter from your trusted lender. Tha...
12/27/2022

If you are thinking about purchasing a home, the first step is to get a preapproval letter from your trusted lender. That will let you know how much you are qualified for so you can start your home search, as well as help you to put in a strong offer when you find your new home.

🤩APPLY WITH ONE OF OUR AWESOME LENDERS 🤩
- Nick Sipple: https://www.mottomortgage.com/offices/paramount-tampa/nicholassipple/

- Bobby Ziencina: https://www.mottomortgage.com/offices/paramount-tampa/robertziencina/

HOLIDAY HAPPINESS / season’s greetings from everyone at Paramount Home Loans 🎄
12/24/2022

HOLIDAY HAPPINESS / season’s greetings from everyone at Paramount Home Loans 🎄

🇺🇸 We are so excited to announce we are able to offer the Hometown Hero’s loan!🤔 What does this mean? ZERO DOWNPAYMENT F...
12/19/2022

🇺🇸 We are so excited to announce we are able to offer the Hometown Hero’s loan!

🤔 What does this mean? ZERO DOWNPAYMENT FOR FRONT LINE WORKERS!
There are over 50 job titles who qualify for this loan!

📩 MESSAGE US FOR MORE INFORMATION

Should You Buy Down Your Mortgage Interest Rate?Rising interest rates can be a major concern if you’re shopping for a ne...
11/30/2022

Should You Buy Down Your Mortgage Interest Rate?
Rising interest rates can be a major concern if you’re shopping for a new home. A higher rate reduces your buying power and increases the home cost thousands of dollars over the course of the loan. One option to avoid this is to “buy down” your loan rate. This allows you to purchase your home at a more attractive rate.

📍A rate buydown is when you pay an upfront fee in exchange for a lower interest rate. This increases your closing costs and for every 1% of the purchase price you pay in points, your mortgage interest rate is reduced. Buying a lower interest rate may be a good strategy for a home you intend to keep for a long time, thus making up the difference over the life of the loan. There are a couple options for a rate buydown.

📍The first is a simple payment of increased closing costs up front in exchange for a lower interest rate. The buydown lasts for as long as you have the loan and is requested by the buyer.

📍The second is a temporary buydown often initiated by a homebuilder or lender to incentivize a purchase. In this case, the buydown is for a set period, two or three years, and then the rate will return to the higher rate if the borrower does not refinance. This strategy is a good one for a starter home or if one believes the interest rates will be lower in a few years.

📍Utilizing a buydown as part of your loan origination can be a smart way to save money and maximize your purchasing power. It’s important to recognize the breakeven point, however, so that you know when you have
started gaining money on the plan.

On a weekend like this we can’t help but to be thankful for all of our past, present, and future clients. From our famil...
11/25/2022

On a weekend like this we can’t help but to be thankful for all of our past, present, and future clients.
From our families to yours- Happy Thanksgiving 🏡🦃

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18302 HIGHWOODS PRESERVE PARKWAY
Tampa, FL
33647

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