Erica F. Paradise, MBA nmls# 213325

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Tampa, FL
Erica F. Paradise, MBA nmls# 213325

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Spanish-speaking mortgage loan officer serving Tampa Bay. Helping first-time buyers, veterans, and homeowners with FHA, VA, investment, and second home loans.

Oficial de préstamos hipotecarios | Se habla español. Erica Paradise is a 2nd generation mortgage banker that first started working for her mother’s mortgage company many years ago. With the abundant experience from her family mortgage business, combined with her Masters in Business Administration degree, Erica provides an in-depth financial approach toward the mortgage process. When not volunteering for foster children or serving on foundation board for AdventHealth Tampa Hospital, she is constantly finding new ways to support the military community and their families through various local charities. The excellent experience that she provides to her clients bring them back time and time again. Evident from the various awards from Florida Housing for first time home buyers, President's Club awards and top loan officer awards. She is proven to build a level of trust with her clients that is unmatched in her field. Her clients are like family and will work to always exceed their expectations and keep them at ease during their home financing experience.

10/29/2026

Found a house you love, but still need to sell the one you’re in?

You may not have to wait for one sale to happen before planning your next move.

Bridge loans and other financing options could help you explore the possibilities.
I can walk you through the options, talk through the timing, and help you figure out what makes sense for your situation. Let's start with a conversation.

10/27/2026

When was the last time you looked at your home equity?

Whether you're thinking about renovating, simplifying debt, helping with college expenses, or buying your next home, understanding your options can help you plan for what's ahead.

Consider this your Home Equity Checkup: a look at your options, what to consider, and how to make an informed decision about your next move.

Discover how your home equity can help fund major life expenses, including home improvements, debt consolidation, education costs, or the purchase of another home.

10/22/2026

If your Zillow saves are getting a little out of hand, I have a suggestion: let's talk before you find "the one."

I can help you understand your budget, walk through your mortgage options, and figure out what makes sense for your situation. And you definitely don't need to have a house picked out to get started.

Keep sending yourself listings. I'll help you get a plan together.

10/20/2026

One thing I always want buyers to know? The asking price is only one part of the conversation.

Depending on the home and the seller, there may be opportunities to negotiate closing costs or explore a temporary rate buydown, too.

If a move is on your mind before the end of the year, it's a good time to get your financing plan in place.

Is fall a good time to buy a house? Get familiar with seasonal housing trends, seller concessions, temporary buydowns, and tips for closing before the holidays.

10/17/2026

5.0 star review received on Experience.com for Erica Paradise by Zuheily R R - Super agradecida por dirigir todo mi proceso. Cuentan con Muy buen equipo de trabajo y sobretodo me encantó la disponibilidad de Érica a toda hora

Click to see all 386 reviews of Erica Paradise, Mortgage Loan Originator | NMLS # 213325

10/17/2026

Honored for the opportunity to join Lissette Campos on WEDU PBS Florida This Week to discuss proposed Amendment 3 and its potential impact on Florida homeowners.
Thank you Lissette for fostering thoughtful discussions on issues that matter to our communities. It was an honor to be part of the conversation.

10/15/2026

Between gifts, travel, family plans, and all the extra expenses that seem to just show up, it's worth looking at your full monthly cash flow before the holiday spending begins.

Take a few minutes to map out your mortgage payment, recurring bills, savings goals, and seasonal expenses. Knowing what needs to be covered first can make it easier to see what you have available for the fun stuff.

10/13/2026

Lowering the price isn’t the only way to make a home more appealing to buyers.

In today’s market, seller concessions can help cover eligible closing costs or contribute toward a mortgage rate buydown. That may give buyers more flexibility with their upfront costs or monthly payment, while helping sellers keep the conversation focused on the overall value of the home.

A temporary buydown, for example, can lower a buyer’s initial mortgage payment for a set period. It’s one option that may help make the numbers feel more comfortable without changing the home’s purchase price.

A mortgage rate buydown can make early monthly payments more manageable. A temporary buydown reduces the buyer’s effective interest rate for a limited time.

10/12/2026

Had a great Lunch & Learn focused on helping Realtors stay ahead of the market and better serve their clients. We covered First-Time Homebuyer Programs, New Construction financing opportunities, and Buy Before You Sell solutions that can help create more options for buyers and sellers in today's market.

A special thank you to Melvyn Bermudez with Milestone Title Services for sharing an incredibly valuable session on using Claude for Realtors. The insights, strategies, and practical applications were truly priceless and gave everyone some great ideas to help work smarter and provide an even better client experience.

Grateful for the opportunity to learn, collaborate, and grow alongside such dedicated real estate professionals. The more we invest in education, the better we can serve our communities and help more families achieve homeownership.

10/11/2026

A fun night of bowling turned into an even better opportunity to catch up with past clients. One of the most rewarding parts of what I do is building relationships that last beyond closing day. Thankful for the conversations, laughs, and continued connections.

Address

1205 N. Franklin Street , Suite 106
Tampa, FL
33602

Telephone

+19737142463

Website

http://www.ericaparadise.com/

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