Stephanie Dosal at Angel Oak Home Loans

03/30/2022

Many self employed homebuyers wanting to purchase or self employed home owners wanting to refinance are often worried about qualifying using their tax returns. This is because the income reported on tax returns is reduced after allowed tax deductions are factored in. This solution for those who are eligible could be a Bank Statement loan!

❓How does a Bank Statement loan work❓
-Qualifies using 12 or 24 months personal or business bank statements
-Tax returns are NOT required
-Loans up to $3 million
-Second homes? Yes!
-Non owner occupied investment properties? Yes!
-Must be self employed for at least two years
-Allows two years out of foreclosure, short sale, bankruptcy, or deed in lieu.

If you are self employed and need a home loan, call me today!✅

• https://angeloakhomeloans.com/advisors/stephaniedosal/

03/07/2022

🍃Spring is here and I am motivated to help you purchase the home of your dreams

📲Connect with me today to learn more on different loan options that I have to offer and how we can get you preapproved today✅

• https://angeloakhomeloans.com/advisors/stephaniedosal/

🚗💨Built for Speed. Driven by Service. Close quickly with Angel Oak Home Loans.

02/28/2022

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As you plan out your goals for the year, moving up to your dream home may top the list.

02/11/2022

In the market for a vacation home or are you a real estate investor?🏡 Either one, we got options for you! Not only do we have traditional loans, we offer non QM loans for non owner occupied homes, second homes, non warrantable condos, and a cash flow loan for investors that do not require tax returns or income documentation.

Real Estate Investors- we have a no income loan solution called Investor Cash Flow that qualifies on the expected cash flow of the property. We have helped investors who are capped out on the 10 financed properties limit with Fannie Mae and Freddie Mac.

Investor Cash Flow-For Real Estate Investors💸
-Loans up to $1.5 million
-Properties can be in the LLC's name
-No limit on number of properties-Non warrantable condos allowed

Other Investor Loan Options:
Jumbo- Owner occupied, second homes, and non owner occupied.
Non QM Platinum Jumbo- Allows four years out of foreclosure, short sale, or bankruptcy and offers one year tax return program. Non warrantable condos allowed.
Bank Statement- For self employed borrowers to qualify using personal or business bank statements instead of tax returns. Owner occupied, non owner occupied and second homes Non warrantable condos allowed.
-Portfolio Select-Allows one year out of foreclosure, short sale, deed-in-lieu and two years out bankruptcy. Owner occupied, second homes and investment properties.

📲Connect with me today to learn more about what we have to offer! No matter what you're situation may be, I can help!

• https://angeloakhomeloans.com/advisors/stephaniedosal/

02/09/2022

📈Studies show that homes that have been recently updated sell 30% faster than the homes with no updates. Check out these home update ideas to make your home #1 for potential buyers👨‍🔧

Freshly painted kitchen cabinets can make house hunters swoon over a home, a study finds.

02/07/2022

In a challenging mortgage industry climate, it's vital to conserve cash. Here are some strategies to implement.

01/28/2022

🎨Reds, blues, oranges, and yes, even yellow...seem to be making a trend this year. Check out this quick read below to learn more on ways you can make your homes POP💥

Resident Design Wiz, Nicole Crowder, gives us a peek at her home—and how she decorates with color (hello, electric blue).

01/25/2022

01/24/2022

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• https://angeloakhomeloans.com/advisors/stephaniedosal/

01/21/2022

Which generation were you born into? 🧐Ever wonder where the best place to reside is? Read on below to find out more! A program called "Knock" lists and categorizes the best cities to live in based on your generation☺️

Some housing markets are a big draw to certain age segments, growing into millennial, Gen X, or baby boomer hot spots.

01/20/2022

Owning a home can be very stressful but exciting all at the same time. Here are some tips that separate buying vs renting along with the advantages of owning a home.🏘👀

📨DM me for any questions you may have regarding home ownership and purchasing today!

• https://angeloakhomeloans.com/advisors/stephaniedosal/

Deciding between renting and buying a home is a difficult choice. Learn about the pros and cons of homeownership to decide if renting or buying a home is right for you.