Curtis Peavy - Licensed Health/Life Insurance Broker

11/11/2024

Hi everyone, Curtis Peavy - Licensed Health/Life Insurance Broker broker here. I've been seeing quite a few posts about people looking for health insurance help with open enrollment upon us. Here are a few quick tips when choosing who to work with...

Every agent is going to tell you they can get you any plan. In reality, you should do a quick license search on that agent by going to Google and typing in "insurance license lookup". All you need is first and last name. Once that name comes up, click it and scroll down to see what companies that agent is actually appointed with. If you see only one company, those are the only plans that agent can offer you, meaning they are captive. Unfortunately, there are some bad apples out there who will tell you they can get you anything, but always circle back to the plans they offer.

Second, insurance isn't a one size fits all. ACA Marketplace may work well for some, while Private insurance may work better for others. Ask your agent to see all options and what works best for your specific situation.

Third, if someone offers you a $0 deductible PPO plan that isn't on the ACA Marketplace, it's usually too good to be true, and in that case, it means you have no max out of pocket, and could be on the hook for thousands of dollars in the event something major happens. These plans may work great for someone younger and super healthy, but again, not for everyone. If you have employer coverage with your family or spouse on there and want to save a few bucks, look into some options for just the family or spouse. Employer coverage is great for the employee, but usually skyrockets when adding family members on. Take a look, you may be surprised.

Lastly, I would highly recommend getting more than one quote. Someone may offer you a plan that sounds like gold, when in reality it is a polished turd. Best of luck to everyone looking, and if you need any assistance, feel free to leave a comment or shoot me a message!

08/03/2024

I hate this guy

04/30/2024

Now that we are a few months into the year, how is your health coverage working out for you? If you are thinking about changing plans or exploring your options, take a minute to see why clients continue to choose to work with me over and over again.

1. Personalized Service: Your health and financial wellbeing are our top priorities. We take the time to understand your unique needs, preferences, and circumstances to tailor recommendations that truly align with your life.
2. Unrivaled Choice: Our extensive access to every available plan nationwide means we can offer you a breadth of options unmatched by others. This comprehensive view ensures you're making an informed decision without compromises.
3. Expert Guidance: Navigating the health insurance market can be complex. Our team of seasoned professionals is here to simplify the process, explain the fine print, and help you make confident decisions.
4. Ongoing Support: We believe our relationship doesn't end with your plan enrollment. Our dedicated team is here to assist you with any questions, changes, or claims, ensuring a smooth and supportive experience throughout your coverage period.
5. Choosing the right health insurance is more than just a financial decision; it's a commitment to your health and peace of mind. In a sea of options and voices, I am here to offer clarity, choice, and unmatched expertise.

If you are interested in a quick consultation to see if you can get better coverage for less, please let me know.

Please share as well! Have a great week!

Call now to connect with business.

02/19/2024

Did you miss Open Enrollment for 2024 Marketplace Health Insurance? No worries, there are options available! Whether you want day to day benefits, major medical coverage, or just want to go over your plan to make sure you are in the best spot, I am here to help! I work with every major carrier, both public and private, so chances are I can find coverage for every need and budget!

Don't forget, we also offer every type of life insurance available. If you are looking to make sure your family is covered if the unimaginable happens, look no further. Now is the time to address your future!

Ask me how I can help you today!!

12/06/2023

🔥🔥DOES YOUR HEALTH INSURANCE SUCK???🔥🔥

Happy 🐫 Day! If you are looking for Marketplace Health Coverage, DECEMBER 15th is the LAST DAY for a January 1st start date!!!

If you would like to explore all of your options, both public and private, to see which type of plan makes the most sense for you and/or your family, let's talk!

Whether you want an HMO/EPO/PPO, I can find a plan to fit any needs and budget!

11/29/2023

Don't delay on getting your health coverage for next year! Whether you are looking for $0 Marketplace coverage, Nationwide Private PPO Coverage, or any Life or Supplemental coverage, I can help! Send me a message or book an appointment to speak today at this link: https://calendly.com/cpeavy1

11/07/2023

🚨Health Insurance Tip of the Day🚨

Before submitting your info online and dealing with a million calls, let me help you navigate this 💩 show of health insurance options!

Whether you are looking for something on the Marketplace (Obamacare) with a subsidy, or looking for Private PPO options with nationwide coverage, I can find an option for every need and budget!

If you need health, dental, vision, or life insurance, I am your guy. I have options from every major carrier, including United, Aetna, Cigna, etc.

**Please share, it costs nothing to help out**

10/25/2023

**Health Insurance Tip of the Day**

When looking online for coverage, you can only see a small fraction of the plans available. When working with a broker, you can compare all of the available plans, and make an educated decision from there. If you are currently unhappy with your coverage, or feel you are paying too much, I'd be happy to take a look at your options. Let me know if I can help! Have a great day!

10/24/2023

Ladies and Gents! OPEN ENROLLMENT IS ONE WEEK AWAY! If you, or anyone you know, have any health or life insurance questions, please shoot me a message or drop a comment and I will get in contact with you. I work with all of the major carriers, so I can find a plan for every need and budget!

🚨🚨🚨PLEASE SHARE🚨🚨🚨

09/20/2023

Open Enrollment for Public Marketplace Insurance is almost here! If you are in the market for new health coverage or would just like to review your current coverage to make sure you are in the best spot, send me a message and we can schedule a time to chat.