Florida Funeral Insurance

07/04/2022

06/22/2022

🤩 Great News! 🤩

We have a New Tool Available to You that Provides a Quote in Under a Minute Without Having to Talk to Anyone! 😎

Try The New Quoter Here 👇
https://www.flfuneralinsurance.com/self-quote

06/06/2022

⏰🤔🤔What is the waiting period and why does it matter?

The waiting period is a feature designed to limit the risk that insurance companies take on certain life insurance products. Some funeral insurance plans utilize the waiting period while others do not. It is important to know about the waiting period and if it applies to a current insurance policy or a new one being applied for.

The waiting period usually designates a period of time that the Natural Death Benefit is not fully paid out when a death happens, usually the first 2 years. This means that if you die during the waiting period, you are not fully covered. Instead the monthly payments will be returned plus interest.

Continue Reading:
https://www.flfuneralinsurance.com/article-waiting-period

06/03/2022

🍩It’s Donut Day!☕
☕Or is it Doughnut Day?🍩
🤔Either way it’s delicious and we’ve found the deals 🤑

Krispy Kreme Doughnuts:
Founded in 1937’s Winston-Salem, NC this delectable donut shop still holds true to its roots using the traditional word doughnuts in its advertising. The Classic Krispy Kreme Doughnuts will be giving away 1 free donut to people who visit their stores. Visitors can also expect to enjoy a dozen donuts for $1 with a qualifying purchase.

Dunkin Donuts:
Starting in 1950 this Quincy, Massachusetts donut company helped normalize the modern spelling of the word doughnut to donut that many use today worldwide. Dunkin’s delicious recipe is cake-like compared to the traditional lighter doughnuts we see at Krispy Kreme. Dunkin Donuts are offering a free classic donut with drink purchase. We recommend dunking your free donut in the beverage for the best Dunkin Donut experience.

So which is it, Donut or Doughnut?
Let us know in the comments below ⏬

05/23/2022

What is Funeral Insurance?

Q - Is Funeral Insurance the Same as Life Insurance?
A - In short, yes. Funeral Insurance can go by a few names in the industry - Final Expense Insurance and Burial Insurance being the most popular aliases. What they all have in common is that they are all Life Insurance Policies.

Q - What Really Is A Life Insurance Policy?
A - A Life Insurance policy is something a person purchases to take care of their loved ones when they pass. When the day comes, the life insurance policy will pay out the death benefit to the beneficiary.

Q - Can I Get A Policy With My Health Conditions?
A - Most of the time, yes! We work with insurers who will cover all sorts of health conditions. During the application process, there will be a short health screening which will give us an instant coverage determination.

Q - Does A Life Insurance Policy Cancel?
A - Sometimes! There are policies out there called Term Life Policies which means that the policy will terminate at some point. Unfortunately with these policies, if the insured dies after it terminates the beneficiary will not receive the death benefit. FLFuneralInsurance.com only connects our clients with Whole Life-Final Expense Policies because they never terminate, as long as the premiums are paid. That means that loved ones are always protected.

Q - How Do I Get Started?
A - Click Learn More below or go to our website FLFuneralInsurance.com and fill out the “Get a Quote” form. Once completed there will be an option to schedule a call with one of our licensed life insurance agents. This agent will explain how the programs work and which insurance company will give the best coverage for the best price as well as answer any questions that arise. Coverage can start as soon as the same day.

05/18/2022

Term vs. Whole Life Insurance - What’s the difference?

Shopping for Life Insurance can be confusing! There are many products out there and it can be a challenge to know which one is right for you. Let’s try to clear the air and talk about two of the most popular options available.

Term Life Insurance
With term insurance it is very important to understand one fact. All Term policies Terminate at a specified time. Term is indeed short for the word Terminate. Term policies are often cheaper to start with than a whole life police. But the price is often raised throughout the life of the policy. These policies are best for younger people who are in better health.

Whole Life Insurance
Whole Life Insurance is the preferred product for many people over 50, especially those who are on a fixed income. The great thing about a Whole Life Insurance policy is that it will never cancel on you, so long as the premium is paid. And even better, there are plenty of Whole Life policies that NEVER increase in price. This is huge for people on a fixed income.

Planning for the future is tough. We recommend picking a product that is there when you need it, one that doesn’t raise the price, and most importantly one that is there at the time it’s needed.

Learn more:
FLFuneralInsurance.com

05/16/2022

Who Can Be The Beneficiary?

When purchasing a Life Insurance policy it is important to consider your beneficiaries. A Beneficiary is a person who receives the proceeds of a Life Insurance policy when the insured passes. Though each insurance company has their own rules on who they will accept as a beneficiary, the state doesn’t put many restrictions on who you can name as a beneficiary.

Beneficiary Examples:
- Spouse
- Sibling
- Charities
- Trust
- Estate

In addition to your initial beneficiary you can choose more than one. You can have the proceeds split between multiple Primary Beneficiaries, like multiple children. You can also select a Secondary Beneficiary. Choosing a Second Beneficiary can be useful if the Primary Beneficiary has already passed. In such a case, the proceeds would pass on to the Secondary Beneficiary.

It is good practice to think about who you want to be the beneficiaries of your new policy.

Learn More:
FLFuneralInsurance.com

Get A FREE Quote On Your AFFORDABLE Funeral Insurance Today! FLFuneralInsurance.com is a group of Insurance Brokers who specializes in helping clients find coverage that fits their needs and their budget. Click below to schedule your call.