RadiantVest, 3030 N Rocky Point Drive West, Suite 700, Tampa, FL (2026)

06/02/2026

She had $750K in a traditional 401k at 63 — and she was still working.

Most people would have waited until retirement to think about Roth conversions. She didn't.

She converted every year from 63 to 67. She accepted IRMAA Medicare surcharges on purpose. She delayed Social Security all the way to 70.

None of it followed the conventional playbook.

But here's what's interesting — today at 73½ her total portfolio sits higher than when she started, despite years of withdrawals. And she's still strategizing. Most people in RMDs are just managing them. She's still planning around them.

In this video I walk through her real numbers (anonymized) and the three decisions that may have made the difference.

Watch here → https://youtu.be/vs1N29dQPS8

📅 Schedule a complimentary consultation: https://calendly.com/radiantvest
📊 Free Pre-Retirement Readiness Checklist: https://radiantvest.com/checklist

05/31/2026

💡 Starting early can make a BIG difference.

Investing $7,500 per year in a Roth IRA with an 8% return can lead to vastly different results depending on when you start.

✅ The power of compounding rewards patience and consistency.

🎯 Don’t wait for the “perfect time.” The best time to start was yesterday. The second best time is today.

What are you doing today for your future self?

** Hypothetical example for illustrative purposes only. Not a guarantee of future results. **

05/26/2026

🎥 NEW VIDEO: Why Early Retirement Fails — And When It Doesn't

Most people think early retirement fails because they didn't save enough.

In my experience, it may fail because they never built a plan for how to live on what they saved.

In this video I share a real client story: retired at 62, $500K all-traditional, Social Security at 62 — and their portfolio grew significantly over six years, even with consistent withdrawals the entire time.

No Roth conversions. No complicated moves. Just a solid distribution plan built around their specific situation.

I also walk through the four questions I go through with every client before we set a retirement date — including the one most financial advisors skip.

👉 Watch here: https://youtu.be/cR6FfRAEIRQ

05/19/2026

New video just dropped on JerryTalksFinance 📊

If you're in your 50s and wondering whether you're actually on track for retirement — this one is worth 10 minutes of your time.

I walk through the 3-part retirement savings self-assessment I use with clients, including a full scenario with real numbers. By the end, you'll know exactly what your benchmark gap is — and whether it's fixable.

Here's what we cover:
✅ The savings rate benchmark — and why 12% may not be enough at your timeline
✅ The balance-by-age multiplier — and what the Fidelity benchmark actually says for your age
✅ The income replacement number — and how a paid-off home shifts the entire calculation

I also walk through Sandra's story — a 56-year-old single professional with a $92,000 benchmark gap — and show exactly how she closed it with three adjustments.

Behind doesn't mean broken. It means you now have a number to work with.

👉 Watch here: https://youtu.be/nqiJFtm-mog

Drop a comment below — have you ever run a retirement benchmark check on yourself?

05/12/2026

💰 $800K in a 401k at age 60 — is it enough to retire?

That's exactly what a viewer asked me, and I turned it into a full video breaking down the 5 questions that may determine whether that money lasts.

We cover:
✅ What income goal drives everything else
✅ Social Security at 62, 67, or 70 — how timing changes the math
✅ Healthcare costs for the 5 years before Medicare
✅ The RMD clock that starts at 73
✅ The personal questions a real retirement plan needs

Every situation is different — but this framework is a great place to start the conversation.

▶️ Watch here: https://youtu.be/wc4W5fQu_90

05/05/2026

Here’s something I rarely say out loud.

The most financially prepared 60-year-olds I meet — the ones who’ve done everything right for 30 years — often make the same costly mistake.

In my latest video, I walk through the three blind spots I see most often at age 60:

✅ No distribution strategy — which bucket you draw from first matters more than most people realize
✅ The tax bracket window between retirement and age 73 — and why missing it may cost families significantly
✅ Healthcare costs as the hidden amplifier — arriving at exactly the worst time

This isn’t about saving more. It’s about protecting what you’ve already built.

Watch the full video here → https://youtu.be/8jiRNsZk-6o

For educational purposes only. Not personalized financial advice.

04/27/2026

🆕 NEW VIDEO: How a Couple Retired at 60 With $800K (Real Numbers, Real Plan)

Mark and Susan — both 60, $800K saved, no pension — retired. And the plan is working.

In my latest video, I walk through exactly how they built a 30-year income strategy — which accounts they drew from first, how they managed taxes in the early years, and the Social Security timing decision that changed the long-term math.

This is a hypothetical case study using illustrative numbers — but the planning decisions are real and apply to a lot of families in this situation.

👉 Watch here: https://youtu.be/2dG-YTm4OkQ

04/20/2026

New video: Asset Allocation in Your 50s — Are You Taking the Right Risk?

If you're approaching retirement and haven't reviewed your portfolio allocation recently, this one's for you. I walk through why the strategy that built your wealth may not be the right one to protect it.

Watch here → https://youtu.be/vKrYmiK2dO4

📋 Free Pre-Retirement Readiness Checklist in the video description and the first comment (below).

04/14/2026

⚠️ Tax Day Reminder — April 15 is almost here.

A few things worth checking before you file:
✅ All documents in hand? W-2s, 1099s, and 1099-Rs (retirement distributions) should all be accounted for before you submit.
✅ Filing an extension? An extension gives you more time to file — it does NOT give you more time to pay. If you owe, that balance may still be due April 15. Penalties and interest may begin accruing after that date.
✅ Retirees — did you take your RMD? If you're 73 or older, your Required Minimum Distribution generally needs to happen each calendar year. If you'd like to explore whether a Qualified Charitable Distribution (QCD) may make sense for your situation, that's worth a conversation with your CPA.
✅ Review your Roth conversion window. For some people, the period between now and December 31 may be worth discussing with a tax professional.
✅ Watch for IRS scams. The IRS typically contacts you by mail — not by phone, text, or email. Don't click unsolicited links.

💬 Drop a question below or reach out directly — happy to point you in the right direction.

📞 813-540-0711 | 🌐 radiantvest.com

For educational purposes only. Not personalized financial advice. Individual situations may vary. Securities offered through IFP Securities, LLC, member FINRA/SIPC.

04/13/2026

Two people retire with the exact same $1,000,000. Same withdrawals. Same returns. Same average of 6% over 15 years.

One ends up with $1,298,966.
The other? $822,712.

That $476,000 gap comes from one thing — the ORDER their returns arrived. Not the returns themselves.

This is called sequence of returns risk, and it may be the most important retirement concept most people have never heard of.

In today’s video I break down:
✔ Why the first 5 years of retirement are the highest-risk window
✔ Three forces that can make it worse (inflation, RMDs, healthcare)
✔ Strategies families may consider to protect against it

Watch it here → https://youtu.be/rqWerkcWdWc

📋 Free Pre-Retirement Readiness Checklist → https://radiantvest.com/checklist

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