Lori Sams Insurance Agency

09/05/2026

Before you fire up the grill this weekend — when's the last time you actually looked at your policies? 🌭
If it's been more than a year (or you can't remember), let's fix that. Free, no-pressure 15-minute review, and I'll tell you straight if you're covered or not.
Grab a spot: [LINK]

09/03/2026

🛑 Myth: "I'm too young to think about life insurance."
Truth: age and health are exactly why now is the cheapest time to lock in a rate. September is Life Insurance Awareness Month — a good nudge to get a real number in front of you instead of guessing.
DM me or click the link — takes less than 10 minutes to get a real quote.

08/29/2026

August is almost over. 🍂

And September brings a whole new set of insurance considerations:

🚌 Back to school driving — more teen drivers on the road
🍂 Fall weather — wind, rain, ice, and deer season in Ohio
📋 Open enrollment — Medicare and marketplace plans open soon
🏢 Business changes — Q4 is when most small businesses grow or shift

Before all of that hits, let's make sure your coverage is solid.

I have a few spots open for free 15-minute insurance reviews this week. I'll look at what you have, flag anything that concerns me, and give you honest options.

No pressure. No sales pitch. Just clarity.

📅 Grab your spot before they're gone: https://zurl.co/VDfig

08/27/2026

Fall is coming to Ohio — and that means wet leaves, early frost, reduced visibility, and deer crossing season. 🍂

Before the season changes, here are a few things worth checking on your auto policy:

🦌 Comprehensive coverage — This covers deer strikes (which spike in fall). If you dropped it to save money, now is a good time to reconsider.

🌧️ Uninsured motorist coverage — Ohio roads get more dangerous in bad weather, and not everyone on the road is properly insured.

🚘 Rental reimbursement — If your car needs repairs after an accident, do you have a way to get around? This add-on is often just a few dollars a month.

🔧 Roadside assistance — Ice, mud, and dark evenings make breakdowns more likely. Worth having.

I do free auto policy reviews — it takes 15 minutes and could save you a major headache this fall.

📅 Grab a spot: https://zurl.co/RRf6P

08/26/2026

We helped a client save $1500 in their insurance! Have you had your insurance reviewed lately? I can help! 330-328-0201

08/25/2026

Stay cozy and safe by adding pavers or gravel to your fire pit. We provide easy step-by-step instructions, even for those with limited DIY experience.

The addition of gravel or pavers around your fire pit can elevate the aesthetic appeal while improving safety and functionality. - This is a manag...

08/18/2026

Tuesday Tip: 9 Grocery shopping do's and don'ts. From buying store brands to stocking up on frozen foods, these strategies can help save money.

From buying store brands to stocking up on frozen foods, these strategies can save money

08/17/2026

You financed your car. You have full coverage. You think you're protected.

But what happens if your car is totaled? 🚗

Here's the problem most people don't find out until it's too late:

Your auto policy pays the CURRENT MARKET VALUE of your car — not what you owe on it.

New cars can lose 20% of their value in the first year. If you financed with a small down payment, you could easily owe $5,000-10,000 more than the car is worth.

That difference? It comes out of YOUR pocket.

Gap insurance covers exactly that — the gap between what your policy pays and what you still owe.

Who needs gap insurance?
📌 You financed your car with less than 20% down
📌 Your loan term is 60 months or longer
📌 You rolled negative equity from a previous car into your new loan
📌 You're leasing a vehicle

Not sure if you need it? Let's take a look. It's a quick conversation that could save you thousands.

📩 DM me or book here: lorisamsinsurance.com 330-328-0201

08/15/2026

Real talk — what's your biggest insurance concern right now? 💬

Is it:
💸 You're paying too much and don't know if it's worth it
🕳️ You have gaps you're not aware of
📄 You don't fully understand what you have
🤷 You haven't looked at your policy in years

No judgment here. These are the most common things I hear — and every single one is fixable.

Drop your biggest concern in the comments below and I'll personally respond to every one. 👇

08/13/2026

One incident. That's all it takes.

A client trips at your location. A product you sell causes damage. A job you completed leads to a complaint.

Without general liability insurance, a single lawsuit could wipe out everything you've worked to build.

General liability covers:

🛡️ Bodily injury — if someone is hurt at your business or because of your work
🛡️ Property damage — if you or your employees damage a client's property
🛡️ Personal and advertising injury — libel, slander, copyright claims
🛡️ Legal defense costs — even if the claim against you is unfounded

It's not just a smart investment — many commercial leases and client contracts REQUIRE it.

I work with business owners across the Akron area to find the right general liability coverage at the right price.

📩 Let's talk: lorisamsinsurance.com/contact 330-328-0201