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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

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Kerry Gaby- NMLS 641778

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United States
Tallahassee, FL
Kerry Gaby- NMLS 641778

Kerry Gaby
Sr Loan Officer
NMLS ID # 641778

10/28/2025

At Bell Bank Mortgage, our affordable loan options and community commitment help make that possible - one neighbor, one family, one home at a time.

10/24/2025

Your mortgage shouldn’t be confusing.

At Bell Bank Mortgage, we keep things simple - real people, real answers, real results. 🏡 💙

10/21/2025

🎉 Did You Hear the News?

Bell covers your upfront mortgage insurance!

Whether you're buying or refinancing, this limited-time offer could help you save more at closing.

📩 Interested in learning more? Contact me today! Loan must close by 6/30/26.

All loans are subject to credit approval. Income and property restrictions may apply. Must be a purchase or refinance of a primary single-family residence. Offer is only available for Single Premium Mortgage Insurance (SPMI) with Loan-to-value (LTV) of 80.01-85.00. Minimum of 740 credit score. Applications taken from 1/1/25 through 3/31/26 may qualify for this single premium MI lender credit. Program guidelines are subject to change without notice. Not all products are available in all markets. Other restrictions apply.

10/16/2025

It’s that time of year to decorate your house with all kinds of festive decorations!

Let me know what you’re doing to your home this year!

10/09/2025

🏡 Home starts here.

With mortgage roots dating back to 1880, Bell Bank Mortgage offers trusted experience, competitive rates, and a wide variety of loan programs — from first-time homebuyers to second homes and new construction (plus more!)

Let’s find the right loan for your journey. 💙

10/07/2025

Whether you’re purchasing your first home, investing in real estate, or refinancing, Bell’s knowledgeable loan officers are ready to assist you at every stage of the process.

Let’s make your home goals happen - the Bell Bank Mortgage way.

10/02/2025

Choose more than just a mortgage. Choose a loan officer who:

✔️ Understands your community

✔️ Knows loans aren’t one-size-fits-all

✔️ Takes the time to genuinely understand you

We don’t just do loans - we build relationships. Let’s get you a home. 💙

09/30/2025

When applying for a home loan, you’ll hear the term LTV, or Loan-To-Value ratio - and it matters!

👉 LTV = Loan Amount ÷ Appraised Home Value

It helps lenders understand how much you’re borrowing compared to the home’s value. Got questions about how your LTV affects your loan? I’m here to help!

09/24/2025

Bell is Increasing the Conforming Loan Limit, effective today 9.24.25! Other lenders may have to wait until January 1, 2026.

Contact me today to discuss how we can work together to benefit from these changes.

09/23/2025

🌎✨ The world needs more good - more kindness, more honesty, more people showing up for each other.

In my work and my life, I strive to lead with integrity, serve with heart, and help other reach their goals - one home at a time. Let’s keep putting good into the world. It matters. ❤️

09/18/2025

If you’ve owned your home for a few years, chances are you’ve built up equity - and that could be the key to funding your next big goal.

🏠 Home Improvements?

🎓 College Tuition?

💳 Debt consolidation?

🚗 Major purchases?

🌴 Even that dream vacation?

With a cash-out refinance you can turn your home’s value into real financial power. Let’s chat about how to make this work for you!

09/16/2025

From Sept 15 - Oct 15, we honor the rich culture, history and contributions of the Hispanic community.

Proud to help families from all backgrounds achieve the dream of homeownership. 🏡❤️

Address

113 South Monroe Street
Tallahassee, FL
32301

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

(850) 567-4144

Website

facebook.com

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About me:

I am thrilled to have joined Annie-Mac. I have 35+ years in mortgage lending in the Tallahassee Market. I have worked with various lenders, large and small. I pride myself on quality loan originations and making difficult loans work legitimately. I remain accessible to my clients and business partners and stay up to date on guidelines and parameters for mortgage products to ensure my clients receive the right program for them. My underwriting background and years of experience allow me to assist clients through the lending process with ease.

My strengths are in building a team of mortgage professionals who work well together to achieve a shared goal, training individuals for their specific role and managing them to success!

Corporate NMLS ID# 338923 (http://www.nmlsconsumeraccess.org)

https://annie-mac.com/pages/licensing