Kristen Maier

Kristen Maier Voss Insurance Group

Medicare Guidance
Licensed Life & Health Insurance Broker
Your local Tacoma insurance agent.

Protecting families and simplifying insurance one policy at a time.

Medicare isn’t just for 65-year-olds.Most people picture retirement when they think of Medicare, but millions are eligib...
03/25/2026

Medicare isn’t just for 65-year-olds.

Most people picture retirement when they think of Medicare, but millions are eligible well before their 65th birthday.

Why does this matter? Because too many people may miss out on coverage they could already be using. And when you’re managing serious health conditions, waiting isn’t an option.

Medicare is designed to provide access, stability, and protection—not just at 65, but whenever you need it most.

If you’re not sure whether you or a loved one qualifies, let’s talk through it. Because the right coverage at the right time can make all the difference.

💬 DM me or comment “EARLY” to review your eligibility and explore your Medicare options. See less

03/23/2026

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Would You Bet Your Retirement on a Facebook Medicare Ad?Because that’s basically what you’re doing when you sign up for ...
03/19/2026

Would You Bet Your Retirement on a Facebook Medicare Ad?

Because that’s basically what you’re doing when you sign up for coverage based on a flashy post with zero real information.
We’ve all seen them—

“Get money back in your Social Security check!”
“Free dental, vision, rides, meals, and more!”
"Click here." "Enroll now." "No agent needed."

But here’s the truth:

Most of those ads are vague at best—and misleading at worst.
They don’t explain what’s covered. They don’t tell you what changes year to year. And they definitely don’t walk you through how that plan fits your doctors, prescriptions, or lifestyle.

That’s where we come in.
We’re licensed. We’re local. And we’re committed to helping you make real decisions—not rushed ones based on bait-and-switch headlines.

📩 DM the word TRUTH if you’re ready to talk through your options with someone who actually knows the rules.

💬 Have you ever seen a Medicare ad that sounded too good to be true?

We do not offer every plan available in your area. Currently we represent 13 organizations which offer 66 plans in your area. Please contact Medicare.gov, 1-800-Medicare, or your local SHIP program to get information on all your options.

🍀 Happy St. Patrick’s Day from Voss Insurance Group! 🍀Wishing you a day filled with luck, laughter, and a little extra g...
03/17/2026

🍀 Happy St. Patrick’s Day from Voss Insurance Group! 🍀

Wishing you a day filled with luck, laughter, and a little extra green! Whether you're celebrating with friends, family, or just enjoying the festive spirit, we hope your day is safe and full of joy.

And remember—while luck is great, having the right coverage is even better.😉 We’re always here to help you feel confident and protected year-round.

Stay safe and enjoy the celebration! 💚

Medicare isn’t a one-and-done decision.It changes—and so can your needs.Maybe you’ve added new prescriptions.Maybe your ...
03/11/2026

Medicare isn’t a one-and-done decision.
It changes—and so can your needs.

Maybe you’ve added new prescriptions.
Maybe your doctor’s no longer in-network.
Maybe your plan made changes you didn’t even notice.

If you’re not reviewing your coverage regularly, you could be overpaying, missing out, or worse—finding out something’s not covered when you need it most.

We don’t say that to scare you. We say it to keep you informed.
Because when it comes to Medicare, the smartest move you can make is staying proactive—not just enrolled.

📩 DM the word REVIEW if it’s been more than a year since you looked at your coverage. Let’s fix that.

💬 Have you reviewed your Medicare plan this year?

We do not offer every plan available in your area. Currently we represent 13 organizations which offer 66 plans in your area. Please contact Medicare.gov, 1-800-Medicare, or your local SHIP program to get information on all your options.

Too many women are underinsured. Not because they don’t care—because they’ve been told they don’t need it.Let’s clear th...
03/10/2026

Too many women are underinsured. Not because they don’t care—because they’ve been told they don’t need it.

Let’s clear that up right now. Here are 5 reasons life insurance isn’t just for men—and never was:

1️⃣ You take care of everyone else.
Whether it’s kids, aging parents, or grandkids—you do the work no one sees. Life insurance helps cover the cost of replacing that care if something happened to you.

2️⃣ You have debt (even if you’re single).
Credit cards. Student loans. Funeral costs. If you’re gone tomorrow, someone else pays for that—unless you plan ahead.

3️⃣ You’re counting on your job’s coverage.
Employer plans are usually not enough. And if you leave that job? It doesn’t go with you.

4️⃣ You’re expecting—or planning to be.
Yes, you can get coverage while pregnant. And yes, it’s one of the smartest ways to protect your child’s future.

5️⃣ You’ve got goals.
Whether it’s a business, a legacy, or a retirement plan that doesn’t involve ramen—life insurance protects what you’re building.

✨ Bottom line: If someone relies on you, or if you rely on your income to build the life you want—you need a plan.

Not sure what that looks like? That’s what I’m here for!

👇 Drop a 💬 or DM me the word “LIFE” and I’ll help you run the numbers—no pressure, just facts.

We've all heard it—or maybe even said it ourselves:“I’ll do it later.” “I’m healthy right now.” “I’d rather not think ab...
03/05/2026

We've all heard it—or maybe even said it ourselves:

“I’ll do it later.” “I’m healthy right now.” “I’d rather not think about it yet.”

But then life happens. Unexpectedly. And often when you're least prepared.

If you're counting on handling it when the storm hits, you might face:
💥 Long-term care insurance denied because it's too late.
💥 Life insurance with premiums that skyrocket beyond reach.
💥 Hospital indemnity that’s no longer an option.

Here’s the reality: Insurance is not for when things are already smooth sailing. It’s about protecting against life's curveballs.
Waiting for the moment of crisis to get a plan doesn’t safeguard your future—it leaves you reacting.

This isn’t about scaring you into something. It’s about staying a step ahead so you retain control while choices are still on your side.

⏳ If you've been putting this off—it’s time to take charge.
📤 And if you care about someone who's delayed taking action, share this message with them before "later" becomes "too late."

There’s a common myth that once you hit 65, healthcare is free.❌ Wrong.Let’s talk about Part B—because a lot of people a...
03/03/2026

There’s a common myth that once you hit 65, healthcare is free.
❌ Wrong.

Let’s talk about Part B—because a lot of people are caught off guard by this one.

✔️ Part B is the part of Medicare that covers things like doctor visits, outpatient care, preventive screenings, and medical equipment.

✔️ For 2026, the standard monthly premium is $202.90 (though it can be higher depending on your income).

✔️ And no—you can’t just skip enrolling unless you have other qualifying coverage, like active employer insurance. If you delay enrollment without a valid reason, you could get hit with a lifetime penalty that adds up fast.

And here's the kicker: you have to pay your Part B premium no matter what kind of plan you choose—even if you go with Medicare Advantage. It’s not either/or. It’s required.

So no, Medicare is not free. And understanding how Part B works is one of the most important pieces to getting your coverage right.

If no one explained this to you, you’re not alone.
This stuff is complicated—but that’s why I’m here.

Have questions? Let’s make sure you’re not setting yourself up for surprise bills or permanent penalties.

We do not offer every plan available in your area. Currently we represent 13 organizations which offer 66 plans in your area. Please contact Medicare.gov, 1-800-Medicare, or your local SHIP program to get information on all your options.

One of the biggest issues I see with Medicare coverage around here?Folks are frustrated with their plans—but often can’t...
02/24/2026

One of the biggest issues I see with Medicare coverage around here?

Folks are frustrated with their plans—but often can’t pinpoint exactly what's wrong.

Maybe your premium spiked. Maybe medications suddenly cost more. Maybe an unexpected bill landed on your doorstep.

When you try seeking help, you hit a wall of jargon and phone trees leaving you with more questions than answers.

That’s not your fault. The system isn’t exactly user-friendly, and sometimes it benefits when people stay in the dark.

Here’s a straightforward tip for those in Pierce County:

Start by asking three crucial questions about your current plan:

1️⃣ Does it still cover all your doctors?
2️⃣ Are your current prescriptions still on the formulary?
3️⃣ Do you know your max out-of-pocket for the year?

If you’re unsure about the answer to any of these, it’s a signal to dive deeper. No judgment here—just a step toward gaining clarity.
That's why I do what I do in Pierce County. Not to scare you. Not to make a sale. But to help you genuinely understand your options—and regain confidence in your coverage.

We do not offer every plan available in your area. Currently we represent 13 organizations which offer 66 plans in your area. Please contact Medicare.gov, 1-800-Medicare, or your local SHIP program to get information on all your options.

Picture this: you’re enjoying a perfect day at the lake. The sun’s out, the grandkids are running around, and then—one w...
02/19/2026

Picture this: you’re enjoying a perfect day at the lake. The sun’s out, the grandkids are running around, and then—one wrong step on a slippery dock and you’re in the ER with a broken hip.

Here’s what most people don’t realize: Original Medicare doesn’t pay for everything that comes after the hospital stay.

Yes, Medicare Part A will cover your hospital admission. Yes, Part B helps with doctor visits and outpatient care. But what about the rehab stay? The extra tests? The prescriptions? The transportation? The out-of-pocket costs add up fast—and you could be looking at thousands of dollars.

That’s where supplemental coverage comes in. Whether it’s a Medicare Supplement or extra protection like Aflac, these plans help cover the gaps Medicare leaves behind. Think of it as the safety net you hope you’ll never need—but can’t afford to go without.

Because here’s the truth: accidents don’t wait until it’s convenient. And Medicare alone isn’t built to catch every cost that comes with them.

💬 DM me or comment “COVERAGE” to review your options and make sure you’re protected before the next family gathering at the lake.

We do not offer every plan available in your area. Currently we represent 13 organizations which offer 66 plans in your area. Please contact Medicare.gov, 1-800-Medicare, or your local SHIP program to get information on all your options.

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5005 Center Street, Ste C
Tacoma, WA
98409

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