LaBerge Insurance Agency

10/09/2026

DID YOU KNOW? 🤔🚗

Washington State requires drivers to carry liability insurance.

The state minimums are:
✅ $25,000 for injury to one person
✅ $50,000 for injury to all people in one accident
✅ $10,000 for property damage

Now think about today's costs. 🏥🚙
Medical bills and vehicle repair costs can add up fast in a serious accident. If costs go beyond your limits, you could be responsible for the difference. 😬

The minimum keeps you legal. It doesn't always keep you protected. 🛡️
We help Tacoma families and Washington State drivers review their limits and find coverage that fits their budget and their life. 💙
📞 (253) 661-2000
💬 DM us "LIMITS" for a free auto coverage review!

10/08/2026

Attention Tacoma families! 🚗🏡
Are your home and auto insurance with two different companies?

Bundling could make your life simpler, and it may help your budget too. 💰

Why many families look into bundling:
✅ You may qualify for multi-policy discounts
✅ One agent who knows your whole picture
✅ Fewer companies and fewer renewal dates to juggle
✅ A chance to review your coverage limits on both policies at once

Every household is different, and discounts and eligibility vary. The best way to know is to take a look at your actual policies. 👀
We help Tacoma families and Washington State residents compare their options and make sure their coverage fits their life. 🤝
📞 (253) 661-2000
💬 DM us "BUNDLE" for a free quote!

10/05/2026

Attention Tacoma homeowners! 🍂🌧️
Fall rain is here, and the Pacific Northwest doesn't hold back. 🌲💨
A little prep now can help you avoid a big headache later.

Your quick fall storm checklist:
✅ Clear gutters and downspouts
✅ Check your roof for moss and loose shingles
✅ Trim branches hanging over your roof or near power lines
✅ Know where your main water shutoff is
✅ Keep flashlights and a charged power bank handy
✅ Review your homeowners policy and deductible before you need it
Not sure how your policy responds to storm damage? That's exactly what we're here for. 🏡

We help Tacoma families and homeowners across Washington State understand their coverage BEFORE the storm hits. ☔
📞 (253) 661-2000
💬 DM us "STORM" for a free home insurance review!

09/28/2026

🚗 5 things most Washington State
drivers are NOT doing but absolutely should:

1️⃣ REVIEW YOUR POLICY EVERY YEAR
Your life changes. Your coverage
should keep up. A quick annual
review could reveal savings or
gaps you did not know existed.

2️⃣ ASK ABOUT EVERY DISCOUNT
Most people only know about the
obvious ones. But there are discounts
for safe driving, bundling, going
paperless, paying in full and more.
When did you last ask?

3️⃣ KNOW YOUR DEDUCTIBLE
Do you actually know what your
deductible is right now? Most
drivers have no idea until they
file a claim. Know your numbers!

4️⃣ CHECK YOUR COVERAGE LIMITS
Washington State minimum coverage
is exactly that. The MINIMUM.
It may not be enough to fully
protect you in a serious accident.

5️⃣ WORK WITH A LOCAL AGENT
Online insurance companies are fast
but they don't know YOU. A local
agent fights for your best rate
and is there when you actually
need help. 🤝

That is exactly what we do here
at LaBerge Insurance Agency every day.
📞 (253) 661-2000
💬 DM us for a FREE policy review!

09/25/2026

💡 DID YOU KNOW?

Most standard homeowners insurance
policies do NOT cover damage caused
by sewer or drain backups.

Yep. You read that right. 😳

So if your basement floods because
of a backed up sewer line...

Your regular homeowners policy
most likely will NOT pay for it.

And the damage from a sewer backup
can be devastating:

🚽 Raw sewage in your home
💸 Average cleanup cost: $3,000 to $25,000
🛋️ Damaged flooring, walls and furniture
😷 Serious health hazards

The good news?

Adding sewer and drain backup coverage
to your existing homeowners policy is
usually very affordable. We are talking
just a few extra dollars per month
for real peace of mind. 💡

This is exactly the kind of coverage
gap that most homeowners don't find out
about until it is too late.

Do not be caught off guard!

📞 Call us to check your policy today:
(253) 661-2000
💬 DM us anytime for a FREE review!

09/23/2026

😟 Nobody wants to file an insurance claim.
But when life happens and you NEED to...
you want to know exactly what to do.

Here is a simple step by step guide
for filing a claim with us at
LaBerge Insurance Agency:

STEP 1 📞
Call us or DM us right away.
Do not wait. The sooner we know
the sooner we can help you.

STEP 2 📋
We walk you through exactly what
information and documents you need.
No guessing. No confusion.

STEP 3 📝
We submit your claim to Farmers
Insurance on your behalf and make
sure everything is filed correctly.

STEP 4 🔍
A claims adjuster reviews your
situation and assesses the damage.

STEP 5 💰
You receive your payout based
on your coverage and deductible.
We follow up to make sure you
are taken care of every step
of the way.

The biggest difference between us
and a big faceless insurance company?
You are NEVER doing this alone. 🤝
We are with you from Step 1 all
the way through Step 5 and beyond.
📞 (253) 661-2000
💬 DM us anytime. We are always here!

09/15/2026

👶 A new baby changes everything.

Suddenly you realize there is someone
who depends on you completely.

And that feeling? It makes you want
to protect them with everything you have.

Here is something that might surprise you:

A solid life insurance policy can cost
LESS than you think each month.

💰 Compare this:

☕ Daily coffee run: $5 per day
That is $150 per month

🍕 One family dinner out: $60 per week
That is $240 per month

📱 Your phone bill: around $80 per month

❤️ A life insurance policy that protects
your entire family: as low as $20 to
$30 per month

For the price of a few cups of coffee
your family could be fully protected
no matter what happens. 😊

Your baby deserves that security.
Your partner deserves that peace of mind.
YOU deserve to stop worrying. 🛡️

Let us find the right life insurance
plan for your growing family today.
No pressure. No confusing jargon.
Just honest local advice from your
Tacoma insurance team.

📞 (253) 661-2000
💬 DM us "LIFE" for a free quote!

09/05/2026

09/05/2026

Out of office mode: ON! 🪵🍔 In honor of Labor Day, we will be closed on Monday. Enjoy the long weekend, and we'll see you on Tuesday during normal business hours!