Chi Hyon Baek Agent New York Life Insurance Company

08/04/2021

Right now, loaning money to your trust or children to pay life insurance premiums can be a good idea due to low interest rates. If you have questions about tax strategies and interest rates, I can help. Let’s talk about your future!

07/28/2021

I’m telling all my clients that there’s never been a better time to review their estate plans. With tax exemptions under current law set to expire, we don’t know what the future will hold. However, with the right strategy, you can work to reduce your estate taxes so you can leave a lasting legacy.

07/21/2021

Leaving a legacy for your heirs requires careful preparation. You’ll want your estate to be passed on according to your wishes, and in the most tax efficient way possible.

07/14/2021

I help many of my clients with tax diversifying their assets with life insurance to help reduce their overall tax liabilities in the future. With the 2017 Tax Cuts and Jobs Act (TCJA) set to expire soon, maybe it’s time to review your financial strategies for the future. Let’s work together to make your money work harder for you.

07/08/2021

This is the time of year we start to think about taxes. While the top income tax rate is set at 37%, we never know where it’ll go in the future. I can help you reposition your assets to help reduce the overall impact of taxes while meeting your life insurance needs. Reach out today, and we’ll start the conversation!

04/22/2020

Sending quadruplets to college means you will need four times the college savings. Fortunately, this dad has a plan to ensure his girls' futures.

Matt and Suellen Sharp are hoping to help their quadruplets graduate from college with as little debt as possible.

05/14/2015

Always. Always. Always. Number 1 on this list.

Family-run companies need structure and careful planning. Your relationships and success depend on it.

04/20/2015

Windfall? Perhaps. But it's your money to spend or save. Here are a few smart ways to use your tax refund.

Your tax refund could pay for a one-week vacation now... or an early start to the permanent vacation of retirement. According to the IRS, the average tax r

04/16/2015

Got married? Had a baby? Earned a promotion? A lot may have changed in the past year. Isn’t it time to review your financial future?

Even small changes in our lives can have big consequences. You can't always control what happens, but you can prepare, and New York Life is here to help. Now's the time to review your financial future.

02/26/2015

The time to build your financial house is now - no kidding!

I read an article recently that centered around statistics that indicate Millennials (the generation born between roughly 1980 and 2000) are waiting longer...